Realtors Predict House Prices Will Skyrocket in These 10 Popular Waterfront Towns

If you're dreaming of waterfront living, some of the towns on this list might be on your radar. After all, waterside living might be the perfect way to set up a stress-free retirement. Unfortunately, some real estate agents are expecting housing prices to climb in certain waterfront towns.

This guide explores some of the popular waterfront towns that might see rising house prices, according to real estate agents.

Editor's note: All housing data comes from Zillow, unless otherwise stated.

Myrtle Beach, South Carolina

Average home price: $318,683

Myrtle Beach has been a popular tourist destination for decades. And according to Darren Robertson, founder and Realtor at Northern Virginia Home Pro, "The town is only growing in popularity, now seeing around 17 million visitors annually."

Robertson continues, "house prices currently fall within typical affordability boundaries relative to average salary," making it an attractive opportunity for home buyers seeking a waterfront place. But more demand is likely to drive prices higher.

Portland, Maine

Average home price: $543,125

"Maine may not be the first thought when thinking of your quintessential American waterfront towns, but the 'something different' factor is exactly why many of these places are becoming an intriguing prospect for homeowners," says Roberston.

Robertson also mentioned the city's proximity to Boston is drawing a crowd of young professionals, which could push house prices higher.

San Diego, California

Average home price: $989,768

Housing prices in California, including San Diego, are already high. But, according to Robertson, there's room for prices to climb even higher.

"Many neighborhoods in the San Diego metro area are rapidly growing, with many new builds to accommodate families and young professionals," says Robertson, "However, even with new developments, demand continues to outstrip supply by a wide margin."

Destin, Florida

Average home price: $610,329

As the "world's luckiest fishing village," Destin has been a favorite among tourists for decades. But now that popularity is transitioning into more permanent residents.

"There are gorgeous beaches, growing upscale amenities, and a sense of safety that surpasses many of Florida's waterfront towns," says Robertson, "More families are moving to the area to take advantage of those traits. House prices are surging as a result."

North Bay Village, Florida

Average home price: $385,924

As an island, North Bay Village, located near Miami, offers a true waterfront living experience. But, not surprisingly, housing prices are poised to climb.

"North Bay Village uniquely straddles the mainland and Miami Beach, offering easy access in either direction," says Sari Shapiro, real estate agent at Douglas Elliman. "It feels central yet removed, functioning as its own tropical oasis."

Bellport, New York

Average home price: $597,074

On the South Shore of Long Island, Bellport sits as a mecca for families seeking a quaint destination with picturesque views.

Matthew Melinger, real estate agent at Brown Harris Stevens, describes it as "Not quite The Hamptons, but not quite 'up island,' this has a limited number of waterfront homes, exquisite architecture, and exudes the laid back vibes of The Hamptons-circa-late-90s that are long gone."

The overabundance of charm might be drawing a crowd. But it's also pushing housing prices higher.

Atlantic City, New Jersey

Average home price: $213,186

When you think of Atlantic City, you might not immediately think of waterfront living opportunities. It's more likely you'd jump straight to the town's reputation for plenty of nightlife activities. But many are discovering that Atlantic City has more to offer, especially to those looking for an affordable waterfront place.

"House prices in Atlantic City and the surrounding metro area have been steadily increasing over the past few years," says Robertson, "But with its current affordability broadcast to prospective homebuyers and property investors, prices could shoot up sooner rather than later."

Long Beach, New York

Average home price: $794,787

"Once extremely popular in the 80s/90s, this tight-knit community fell off the map in recent years, especially after Hurricane Sandy," says Melinger, "While the numerous beach clubs that your grandparents frequented are no longer en vogue, close proximity to NYC makes the single-family market here ripe for a comeback."

Baiting Hollow, New York

Average home price: $602,699

For those seeking waterfront living with easy public beach access and ample amenities, Baiting Hollow could be a good option.

"Prices have been steadily increasing in this scenic, rural sub-market known for easy access to renowned golf courses, north fork wineries, and is *close enough* to The Hamptons for quick day trips," says Melinger.

Northport, Michigan

Average home price: $764,901

While Northport might not offer year-round living to those who prefer mild winters, many flock to this town in the summer.

"Located at the tip of the Leelanau Peninsula, Northport has a limited supply of waterfront property and a high concentration of second-home ownership," says Sander Scott, Northern Michigan Real Estate Broker, "Surrounding land is largely protected or unlikely to be developed, which creates supply constraints."

Bottom line

If you're planning a move to a popular waterfront town, you may want to make your move sooner rather than later. But before you jump into a major move, it's important to build a solid financial foundation and get ahead financially to make sure you are able to comfortably handle the move.

Also, if possible, visit the town you have in mind for more than a week to confirm that you could truly see yourself enjoying life there.

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