Barclays Credit Cards: Best and Latest Offers [October 2020]

Barclays credit cards can help you reach your financial goals. Which one will be the next addition to your wallet?
Last updated Oct 3, 2020 | By Ben Walker

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Barclays offers international banking services, including a variety of consumer and business credit card products. Its range of credit cards covers all categories, so there’s an option for everyone, whether it’s one of the best travel credit cards or the best cashback credit cards.

If you’re interested in applying for a new Barclays credit card, check out these fantastic options.

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Latest Barclays personal card offers

AAdvantage Aviator Red World Elite Mastercard

AAdvantage Aviator Red World Elite Mastercard

Special Offer

Earn 60,000 bonus miles after you make your first purchase in the first 90 days and pay the annual fee

Why We Like It

The AAdvantage Aviator Red World Elite Mastercard is an excellent choice for those wanting to earn American Airline AAdvantage miles.

Cardholders will benefit from a free first checked bag, inflight savings options, and preferred boarding when flying on American Airlines operated flights.

Earn 2X miles per dollar spent on eligible American Airlines purchases, and 1X miles per dollar spent on all other purchases.

Credit Needed: Good - Excellent

The JetBlue Card

The JetBlue Card

Special Offer

10,000 bonus points after you spend $1,000 on purchases in the first 90 days

Why We Like It

The JetBlue Card is a solid travel rewards credit card for those who enjoy flying JetBlue.

Cardholders benefit from inflight savings when traveling with JetBlue, no blackout dates, and no foreign transaction fees.

Earn 3X points on JetBlue purchases, 2X points at restaurants and grocery stores, and 1X points per $1 spent on all other purchases.

Credit Needed: Good - Excellent

JetBlue Plus Card

JetBlue Plus Card

Special Offer

Earn 40,000 bonus points after spending $1,000 on purchases in the first 90 days

Why We Like It

The JetBlue Plus Card is a must-have for frequent JetBlue flyers who want to redeem points for JetBlue award flights.

Cardholders also get benefits like inflight savings, free first bag checked, no foreign transaction fees, and no blackout dates when redeeming points for travel.

Earn 6X points on JetBlue purchases, 2X points at restaurants and grocery stores, and 1 point per $1 spent on all other purchases.


Credit Needed: Excellent

Hawaiian Airlines® World Elite Mastercard®

Hawaiian Airlines® World Elite Mastercard®

Special Offer

Earn 50,000 bonus miles after spending $2,000 on purchases in the first 90 days

Why We Like It

The Hawaiian Airlines® World Elite Mastercard® is best for loyal Hawaiian Airlines fliers who enjoy earning miles from their everyday purchases. 

This card offers a generous welcome bonus, and cardholders can earn 3X miles on eligible Hawaiian Airlines purchases; 2X miles on gas, dining, and grocery store purchases; 1X miles on all other purchases.

Cardholders also enjoy additional perks like a companion discount, free checked bag, and discounted award flights.

Credit Needed: Good - Excellent

Frontier Airlines World Mastercard

Frontier Airlines World Mastercard

Special Offer

Earn 40,000 bonus miles after spending $500 in the first 90 days and paying the annual fee

Why We Like It

The Frontier Airlines World MasterCard from Barclaycard is a great travel card for those who frequently fly with Frontier Airlines.

Cardholders will benefit from an annual $100 flight voucher, priority boarding, and no foreign transaction fees.

Earn 5X miles on purchases at Flyfrontier.com, 3X miles at restaurants, and 1X miles on all other purchases.

Credit Needed: Good - Excellent

Wyndham Rewards® Visa Signature® Card (No Annual Fee)

Wyndham Rewards® Visa Signature® Card (No Annual Fee)

Special Offer

15,000 bonus points after your first purchase or balance transfer

Why We Like It

The no-annual-fee Wyndham Rewards® Visa Signature® Card is an inexpensive option for loyal Wyndham customers who want to earn bonus points on hotel stays and regular spending. 

Cardholders earn 3X points at participating Wyndham properties; 2X on eligible gas, utility, and grocery store purchases (excluding Target and Walmart); 1X on everything else. 

This card also comes with some other perks, including discounted nights at certain properties and fraud liability protection. 

Credit Needed: Good

Wyndham Rewards® Visa Signature® Card (Annual Fee)

Wyndham Rewards® Visa Signature® Card (Annual Fee)

Special Offer

15,000 bonus points after your first purchase or balance transfer, plus an additional 15,000 bonus points after spending $1,000 in the first 90 days

Why We Like It

The Wyndham Rewards® Visa Signature® Card is the ideal option for Wyndham hotel loyalists who enjoy earning bonus points on their spending. 

This card offers a generous welcome bonus, plus 5X points at participating By Wyndham properties; 2X on eligible gas, utility, and grocery store purchases (excluding Target and Walmart); and 1X on everything else.

Cardholders also enjoy benefits like an automatic Wyndham Rewards Platinum level membership, discounted stays, bonus points each account anniversary, preferred room selection, and late checkout. 

Credit Needed: Good - Excellent

Choice Privileges® Visa Signature® Card

Choice Privileges® Visa Signature® Card

Special Offer

Earn 50,000 bonus points after spending $1,000 in the first 90 days

Why We Like It

The Choice Privileges® Visa Signature® Card is a great option for travelers who enjoy staying at Choice Hotels properties. 

This card offers a generous sign-up bonus, and cardholders can earn 15X points at eligible Choice Hotels, 5X points on Choice Privileges points or Choice Hotels gift cards, and 2X points everywhere else.

In addition to its generous earning potential, this card also offers perks like automatic elite Gold status, anniversary bonus points, and exclusive rates on award nights.

Credit Needed: Excellent


Latest Barclays business card offers

AAdvantage® Aviator® Business Mastercard®

AAdvantage® Aviator® Business Mastercard®

Special Offer

Earn up to 75,000 miles: 65,000 miles after spending $1,000 in the first 90 days, and another 10,000 miles when a purchase is made on an employee card

Why We Like It

The AAdvantage® Aviator® Business Mastercard® is an ideal option for loyal American Airlines business travelers. 

This card offers a generous sign-up bonus, plus the opportunity to earn 2X AAdvantage miles per dollar spent at American Airlines and office supply, telecom, and car rental merchants; plus 1X AAdvantage miles on everything else.

Cardmembers also enjoy perks like preferred boarding, a free checked bag, an annual companion certificate, inflight discounts, and free employee cards.

Credit Needed: Good - Excellent

JetBlue Business Card

JetBlue Business Card

Special Offer

Earn up to 60,000 bonus points: 50,000 bonus points after spending $1,000 in the first 90 days, and an additional 10,000 points when an employee card is used to make a purchase in the first 90 days

Why We Like It

The JetBlue Business Card is a valuable business credit card for those who frequently fly JetBlue and want to redeem points for free travel.

Cardholders get benefits like inflight savings, no blackout dates, and employee cards at no extra cost.

Earn 6X points on JetBlue purchases, 2X points at restaurants and office supply stores, and 1 point per $1 spent on all other purchases.

Credit Needed: Good - Excellent


What is Barclays?

Barclays traces its roots back to London, U.K. in 1690 with two goldsmith bankers, John Freame and Thomas Gould. James Barclay joined the business as a partner in 1736 and his name has been attached to the company ever since. For the next few centuries, Barclays expanded around England, Northern Ireland, Scotland, and Wales. In 1966, the British-based company launched Barclaycard, the first credit card in the U.K., and by 2009, it had become a top credit card issuer in the U.S.

Today, Barclays is a global bank that offers digital financial services to its customers around the world. Services include credit cards, savings accounts, personal loans, and certificates of deposit.

With over 85,000 employees, Barclays is able to serve millions of customers worldwide. In the U.K. alone, Barclays reports 250 million customer transactions every month. This contributed to a massive total income of over $20 billion in 2019.

What are the different types of Barclays credit cards?

Barclays offers multiple credit card options for both personal and small business use. Each card has specific benefits and rewards, so keep your financial goals in mind as you choose the best card for you.

Barclays personal credit cards

Every consumer has different spending habits, which is why Barclays offers a variety of distinct credit card categories. Choose from airline cards, no annual fee cards, 0% intro APR cards, and more. There’s something for just about everyone.

Barclays 0% intro APR cards

Utilizing 0% intro APR cards is a smart strategy for quickly paying off debt. The best balance transfer credit cards provide 0% intro APR periods, during which you don’t have to pay interest on balance transfers and/or purchases. Use that time period to focus on paying down your existing debt so you can come out debt-free.

Barclays offers these 0% intro APR cards:

  • AAdvantage® Aviator® Red World Elite Mastercard® (0% intro APR on balance transfers for 15 billing cycles (on balance transfers that post within 45 days of account opening)
  • Barnes & Noble Mastercard® (0% intro APR on balance transfers for 15 months (on transfers that post within 45 days of account opening)
  • Carnival® World Mastercard® (0% intro APR for six billing cycles from the transaction date on all qualifying Carnival Cruise Line booking purchases; 0% intro APR on balance transfers for 15 billing cycles (on transfers that post within 45 days of account opening)
  • Choice Privileges® Visa Signature® Card (0% intro APR on balance transfers for 15 months)
  • Diamond Resorts World Mastercard® (0% intro APR for six billing cycles from the transaction date on all qualifying Diamond Resorts vacation ownership purchases; 0% intro APR on balance transfers for 15 billing cycles (on transfers that post within 45 days of account opening)
  • Frontier Airlines World Mastercard (0% intro APR on balance transfers for 15 billing cycles (on balance transfers that post within 45 days of account opening)
  • Holland America Line Rewards Visa® Card (0% intro APR on balance transfers for 15 billing cycles (on transfers that post within 45 days of account opening)
  • JetBlue Card (0% intro APR on balance transfers for 12 billing cycles (on transfers that post within 45 days of account opening))
  • JetBlue Plus Card (0% intro APR on balance transfers for 12 billing cycles on transfers that post within 45 days of account opening)
  • Lufthansa Miles & More® World Elite Mastercard® (0% intro APR on balance transfers for 15 billing cycles (on transfers that post within 45 days of account opening)
  • NFL Extra Points Credit Card (0% intro APR for six billing cycles from the transaction date on all qualifying NFL team ticket purchases; 0% intro APR on balance transfers for 15 billing cycles (on transfers that post within 45 days of account opening)
  • Priceline Rewards™ Visa® Card (0% intro APR on balance transfers for 15 billing cycles (on transfers that post within 45 days of account opening)
  • Princess Cruises® Rewards Visa® Card (0% intro APR on balance transfers for 15 billing cycles (on transfers that post within 45 days of account opening)
  • RCI® Elite Rewards® Mastercard® (0% intro APR on balance transfers for 15 billing cycles (on transfers that post within 45 days of account opening)
  • Upromise® Mastercard® (0% intro APR on balance transfers for 15 billing cycles (on transfers that post within 45 days of account opening)
  • Wyndham Rewards® Visa® Signature Card (Annual Fee) (0% on Wyndham timeshare purchases for 6 billing cycles; 0% for transfers posted in the first 45 days from account opening for 15 months)
  • Wyndham Rewards® Visa® Signature Card (No Annual Fee) (0% on Wyndham timeshare purchases for 6 months; 0% for transfers posted in the first 45 days from account opening for 15 billing cycles)

No annual fee Barclays cards

No annual fee cards are great for earning rewards and leveraging credit card benefits without worrying about an added cost. The best no annual fee credit cards often provide cash back or other rewards, so getting your value out of this type of card is simple.

For example, many cards with annual fees offer excellent benefits, but you have to weigh the cost of the annual fee against the benefits. You don’t have that stress with a no annual fee card. There’s no annual cost to worry about, so every benefit and reward you receive is a bonus.

Barclays offers these no annual fee cards:

Barclays co-branded airline cards

Barclays partners with many major airlines to issue credit cards with specific rewards and benefits. These cards are called co-branded airline cards. Although Barclays is still the credit card issuer, the benefits on these cards typically align with the partner company.

For instance, the JetBlue Plus Card is a terrific option for JetBlue travelers. With this card, you earn TrueBlue points on every purchase. Plus, you get your first checked bag free for you and up to three companions on the same JetBlue reservation. With the AAdvantage® Aviator® Red World Elite Mastercard®, you get a companion certificate each year to make it easier to fly with a friend or family member.

Barclays offers these co-branded airline cards:

Other co-branded Barclays cards

In addition to partnering with major airlines, Barclays also partners with other large companies to issue other co-branded cards. These cards vary in their scope of perks and benefits and may include retail stores, cruise lines, hotels, and more.

The rewards earned on these cards align with the company Barclays has partnered with. So if you have the Choice Privileges® Visa Signature® Card, you can redeem the points you earn on the card to stay at hotels for free. Choice has more than 7,000 locations around the world, so there are plenty of properties where you can use points.

Barclays offers these other co-branded cards:

Barclays business credit cards

Business credit cards provide small business owners with valuable benefits that can help them run their business. With the best business credit cards, it’s easy to separate your business and personal expenses. This allows you to focus on moving your business forward and makes managing your finances less confusing.

Barclays offers these business credit cards:

How does Barclays compare to other credit card companies?

Barclays is a well-known, international banking company offering financial services to millions of customers. Although originally founded in the U.K., Barclays has grown to have an increasingly impressive influence in the U.S. financial industry. Today, Barclays competes with other financial companies like American Express, Citi, and Wells Fargo. Let’s see how they match up against one another.

American Express vs. Barclays

Both American Express and Barclays offer digital banking services like savings accounts and CDs to their customers around the world. They’re also credit card issuers, but there’s a big difference in how their credit card payments are processed.

American Express credit cards use the Amex payments network to process credit card transactions, whereas Barclays uses the Visa and Mastercard networks. This doesn’t make too much of a difference in the U.S., but Visa and Mastercard are generally accepted more often around the world than Amex.

Overall, American Express has over 64,000 employees, and Barclays has over 85,000, so Barclays is the larger company by a fair margin.

Citi vs. Barclays

Citi is both a bank and a credit card issuer, just like Barclays. The majority of Citi credit cards use the Mastercard payments network, whereas Barclays credit cards are a good mix of both Mastercard and Visa. Mastercard and Visa are the most widely accepted payments networks in the world, so their cards are the best for travelers.

Although Barclays is a large company and has over 85,000 employees, Citi is much larger with over 200,000 employees.

Wells Fargo vs. Barclays

Wells Fargo and Barclays provide banking services to millions of customers worldwide, though Wells Fargo has in-person branches but Barclays doesn’t. In today’s world where most financial transactions are easily done online, having in-person branches isn’t essential for everyone.

Wells Fargo credit cards primarily use the Visa payments network, and Barclays credit cards use both Visa and Mastercard. So credit cards from both issuers are generally accepted anywhere credit cards are accepted.

As far as company size goes, Wells Fargo is a larger company with over 200,000 employees, compared to Barclays with just over 85,000.

Which Barclays credit card should you choose?

The right Barclays credit card for you won’t necessarily be the right card for someone else. Everyone’s financial goals and spending habits are different, which is why Barclays offers such a wide range of cards.

If you’re interested in one of the best hotel credit cards, consider the Wyndham Rewards® Visa® Card. For the annual fee version of this card, you automatically get Wyndham Rewards Platinum membership and a 30,000-point sign-up bonus after spending $1,000 in the first 90 days. That’s enough points for multiple free nights at Wyndham hotels around the world.

If you want to fly for free, you can earn 60,000 bonus miles after you make your first purchase in the first 90 days and pay the annual fee with the AAdvantage® Aviator® Red World Elite Mastercard®. Plus, you also get travel insurance and preferred boarding for you and up to four companions on the same American Airlines reservation.

For help cutting down debt, a balance transfer credit card can be useful. Many Barclays credit cards offer 0% intro APR periods on balance transfers, so you can transfer an existing balance to your new card and avoid paying interest on it during the introductory period. This is a savvy way to decrease your debt without accruing interest charges.

The best Barclays credit card will depend on what you’re looking for. Browse the listed cards in this guide to see which one aligns best with your financial needs.

FAQs about Barclays credit cards

Which Barclays credit card is the best?

The best Barclays credit card for you is the one that most helps you on your financial journey. If a Barclays card matches your financial goals perfectly, that’s the best Barclays credit card for you. Because there are a lot of Barclays cards to choose from, carefully consider the benefits of each one when you’re deciding whether it suits your needs.

Is it hard to get a Barclays credit card?

It’s not typically hard to qualify for a Barclays credit card, though it may depend on which card you’re applying for. In general, the more benefits a card has, the harder it is to qualify. For example, a travel card like the JetBlue Plus Card likely requires an excellent credit score, whereas a retail credit card like the Barnes & Noble Mastercard® would normally require good credit.

What credit score does Barclays require?

Barclays credit cards typically require at least a good credit score, though some cards may require excellent credit. Good credit scores start off at 670, and excellent credit is above 800.

Which Barclays credit cards earn rewards?

These Barclays credit cards earn rewards:

How many Barclays credit cards can you have?

There’s no limit to the amount of Barclays credit cards you can have. Of course, Barclays typically requires good or excellent credit to qualify for its cards, so not everyone will be approved for one or multiple cards. Barclays will also check your recent credit inquiries, which can impact your approval rate for a new Barclays card, depending on how many inquiries you have.

How long does a Barclaycard approval take?

Most online Barclaycard applications will give you an instant decision once you submit the form. However, if your decision isn’t instant, you may have to wait seven to 14 days to receive notice in the mail on whether you’ve been approved.

Bottom line on the best Barclays credit card for your wallet

Barclays credit cards offer a diverse selection of options for you to choose, whether you need a travel credit card, balance transfer credit card, business credit card, or something else. To find the best card for you, consider your spending habits and financial goals.

As you consider the benefits you’re looking for in a new card, use this guide to help you decide which card offers the most value for you. Keep in mind, the most valuable card for someone else may not be the right fit for you. Fortunately, Barclays offers credit cards to suit the needs of most people.

Earn Miles to Fly Hawaiian

Hawaiian Airlines® World Elite Mastercard®

Hawaiian Airlines® World Elite Mastercard®

Hawaiian Airlines® World Elite Mastercard®

Benefits

  • 50,000 bonus mile sign-up offer
  • Earn 3X miles on Hawaiian Airlines purchases
  • First checked bag free
  • One-time half-off companion discount