The JetBlue Card Review [2021]: No Annual Fee and a Modest Welcome Offer

While this card offers limited perks, it's a decent option for JetBlue loyalists.
Last updated Jun 23, 2021 | By Kevin Payne

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If you love earning airline miles, the JetBlue Card allows you to do just that without having to pay any fees. Although this airline credit card offers a modest welcome bonus, those who are frequent flyers of JetBlue may find some value from it. 

However, compared to other travel rewards cards — even its big brother, the JetBlue Plus Card — this card might come up short in perks for you. 

So how do you know if this is the right credit card for you? Keep reading this JetBlue Card review for all the info you need to decide.

Bonus points on JetBlue

The JetBlue Card

The JetBlue Card

The JetBlue Card

Intro Offer

10,000 points

Annual Fee

$0

Rewards Rate

up to 3X points

Benefits and Drawbacks

Benefits

  • 10,000 bonus point sign-up offer
  • 3X points on JetBlue purchases
  • 0% intro APR on balance transfers
  • No foreign transaction fees
  • No annual fee

Drawbacks

  • Best for regular JetBlue travelers
Card Details
  • 10,000 bonus points after you spend $1,000 on purchases in the first 90 days
  • 3X points on JetBlue purchases, 2X points at restaurants and grocery stores, and 1X points per $1 spent on all other purchases
  • Intro balance transfer 0% offer: 0% for 12 billing cycles (on transfers that post within 45 days of account opening) then 15.99% to 24.99% (variable)

In this JetBlue Card review

Who should get The JetBlue Card?

Fans of JetBlue may like the convenience of a JetBlue branded credit card, especially one with a $0 annual fee. While it doesn’t offer as many travel perks as other credit cards, it does hold value for JetBlue loyalists. TrueBlue points can be used to travel on any JetBlue flight, international or domestic. They can also be used to book JetBlue vacation packages. And one big plus with the JetBlue card is that you’ll never have to deal with blackout dates if you use it to book your airfare.

If earning a valuable welcome offer is important to you, the JetBlue Card provides a decent bonus for a card with a $0 annual fee. However, you’ll earn much larger welcome bonuses with travel cards that carry an annual fee.

The JetBlue Card doesn’t come with a free checked baggage perk, which is unfortunate because baggage fees are often a sore spot for travelers. Most airline-branded credit cards do provide baggage perks. If you travel frequently with family and don’t fly JetBlue exclusively, this may not be the best airline credit card for you, but a different card might be a better option.

Card basics

Card Type Travel
Card Issuer Barclays
Annual fee $0
Credit card network Mastercard
Welcome offer 10,000 bonus points after you spend $1,000 on purchases in the first 90 days
Reward rate 3X points on JetBlue purchases, 2X points at restaurants and grocery stores, and 1X points per $1 spent on all other purchases
Recommended credit score Good, Excellent
Intro APR 0% APR on balance transfers for 12 billing cycles (on transfers that post within 45 days of account opening) after account opening
Foreign transaction fee None

JetBlue Card benefits and perks

  • Modest welcome offer: With this card, you can earn 10,000 bonus points after you spend $1,000 on purchases in the first 90 days of account opening.
  • Decent rewards rate: Though this card definitely doesn't offer the highest rewards, if you plan to fly JetBlue these rates could work for you. With this card, you earn 3X points on JetBlue purchases, 2X points at restaurants and grocery stores, and 1X points per $1 spent on all other purchases.
  • Introductory interest rate: This card offers a 0% introductory APR on balance transfers for 12 billing cycles (on transfers that post within 45 days of account opening) after account opening. You will need to pay a balance transfer fee of $5 or 3% whichever is greater. And after the intro period, your balance will be subject to the regular APR.
  • Inexpensive card: There’s a $0 annual fee with the JetBlue Card. You also don’t need to worry about making purchases if you’re traveling abroad, as there are no foreign transaction fees.
  • No blackout dates: Never deal with blackout dates on JetBlue-operated flights. Travel any time you want with JetBlue. You can also redeem points for Hawaiian Airlines flights.
  • Points pooling: Combine your points to earn free travel faster. Points pooling allows you to combine points with up to seven people.
  • In-flight discounts: The JetBlue Card gives cardmembers 50% off all inflight purchases, such as food and beverages, when they use their card to pay. This discount will appear as a statement credit on your account a few weeks after your purchase.

Drawbacks to this card

Earning & redeeming JetBlue TrueBlue points

Potential earnings in years one and two

Here's a look how your points can add up with The JetBlue Card. To calculate these values, we used a point valuation of 0.13 cents per mile.

Remember, this is an estimation. The actual value will be determined by how much you spend and in which categories you spend.

Year one earnings: $764.40

Year two earnings: $634.40

These values are based on the FinanceBuzz Credit Card Rewards Valuation Model which takes a look at points earned via spending, the welcome bonus, and the annual fee. In our calculations we did not assign all travel spending to JetBlue since we imagine you will spend with other airlines and brands. If, however, you do use this card for JetBlue purchases, you will see higher rewards earnings than what is reflected here.

Best ways to earn

Using your card to book flights with JetBlue or make in-flight purchases will help you maximize your points. You’ll earn 3X points for every dollar spent on JetBlue purchases.

What you may find more valuable, though, is using your JetBlue Card when dining out or buying groceries. You’ll earn 2X points for every $1 spent at restaurants and grocery stores.

Cardmembers also earn 1X points on all other purchases.

Categories Rewards rate
JetBlue purchases 3X
Restaurants and grocery stores 2X
All other purchases 1X

Maximizing your redemptions

The best way to redeem your TrueBlue points is for JetBlue flights. You can also use them to book flights on Hawaiian Airlines, a JetBlue partner.

In addition to using them for flights, you can redeem your TrueBlue points for JetBlue Vacations packages, donate them to charity, or use them to buy magazine subscriptions. There’s also an option to transfer them to another person.

While more versatile rewards cards offer broader redemption choices, this card is a good option for frequent JetBlue flyers who want to offset the cost of travel.

JetBlue Card FAQs

Is the JetBlue Card worth it?

It depends. For JetBlue loyalists, this card may be a good option, and it’s $0 annual fee makes it worth considering. However, other travel credit cards do offer more perks and more versatile redemption choices.

What credit score is needed for a JetBlue Card?

Before approving you for a JetBlue credit card, the issuer of the card (Barclays) will likely want to check your creditworthiness. You will probably need a good to excellent credit score to get this card.

Do you get a free checked bag with the JetBlue Card?

No, there are no free baggage perks with the JetBlue Card. JetBlue baggage fees for the lowest Blue fare are $30 for the first bag and $40 for the 2nd bag. The JetBlue Plus Card and JetBlue Business Card do both offer the perk of your first checked bag free though.

How much are 40,000 JetBlue points worth?

The estimated value of a JetBlue TrueBlue point is around 1.3 cents. Therefore 40,000 TrueBlue points are worth between $520 for flights, though that value can fluctuate based on your destination and when you travel.

How many points do you need for a free flight on JetBlue?

The number of points needed for award flights vary, similar to paying for flights. Destination, season, day of the week, and advance booking factor into how many points are needed for a free flight. As an example, a $201 flight from Cleveland, Ohio to New York City at the Blue fare level will cost you 12,500 points (plus $11.20 in taxes & fees).

Other cards to consider

If a JetBlue credit card doesn't seem like the right choice for you, then there are some other credit card offers you should know about from other great credit card issuers.

Consider the Capital One Venture Rewards Card. New cardmembers can earn 60,000 bonus miles after spending $3,000 in the first 3 months from account opening. Plus, you’ll earn 5X miles on hotels and rental cars booked through Capital One Travel and 2X miles on all other purchases. This card comes with an annual fee of $95.

The Chase Sapphire Preferred is also worth considering if you intend to do a fair amount of traveling. It offers a competitive welcome bonus that lets you earn 60,000 points after spending $4,000 on purchases in the first 3 months. Unlike the Venture card, the Chase Sapphire Preferred offers bonus categories for certain types of spending that may help you rack up your travel rewards more quickly. The long list of Chase transfer partners also makes it one of the most powerful travel cards out there. 

Bonus points on JetBlue

The JetBlue Card

The JetBlue Card

The JetBlue Card

Special Offer

10,000 bonus points after you spend $1,000 on purchases in the first 90 days

See how these cards compare:

Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card
  • 60,000 bonus mile welcome offer
  • 2X miles on every purchase, every day
  • Up to $100 Global Entry or TSA PreCheck credit
  • No foreign transaction fees
Chase Sapphire Preferred
Chase Sapphire Preferred
  • 60,000 point sign-up bonus
  • 5X points on travel booked through Chase Ultimate Rewards
  • 25% more value when redeeming rewards for travel through Chase Ultimate Rewards
  • 10% anniversary point bonus each year
  • $50 annual credit on hotel stays booked through Ultimate Rewards
  • Premium travel protection benefits

Author Details

Kevin Payne Kevin Payne is a freelance writer specializing in student loans, credit cards, personal finance, and travel. He is a regular contributor to Club Thrifty, Millennial Money, and Student Loan Planner. As the budget and family travel expert behind FamilyMoneyAdventure.com, Kevin recently turned his writing side hustle into his full-time career. He lives in Cleveland, Ohio, with his wife and four kids.