JetBlue Business Card Review [2021]: Awesome Perks for Frequent JetBlue Travelers

The JetBlue Business card provides some great perks, especially if you spend often on travel-related purchases with the airline.
Last updated Aug 4, 2021 | By Christy Rakoczy

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Business credit cards often come with attractive perks and generous rewards programs, and the JetBlue Business Card is no exception. But like most co-branded airline cards, this card is designed for loyal JetBlue travelers.

If you’re a frequent flyer with JetBlue and want to score tons of airline miles — as well as other perks such as waived baggage fees — it's worth giving this card a close look. That doesn't mean it's right for everyone, though. This JetBlue Business Card review will help you determine if it's a good option for you.

Bonus points on JetBlue

JetBlue Business Card

JetBlue Business Card

JetBlue Business Card

Intro Offer

50,000 points

Annual Fee

$99

Rewards Rate

up to 6X points

Benefits and Drawbacks

Benefits

  • Up to 60,000 bonus point sign-up offer
  • 6X points on JetBlue purchases
  • 5,000 bonus points every year for account anniversary
  • No foreign transaction fees
  • Employee cards at no extra cost

Drawbacks

  • Has annual fee
  • Best for frequent JetBlue travelers
Card Details
  • Earn up to 60,000 bonus points: 50,000 bonus points after spending $1,000 in the first 90 days, and an additional 10,000 points when an employee card is used to make a purchase in the first 90 days
  • 6X points on JetBlue purchases, 2X points at restaurants and office supply stores, and 1X points per $1 spent on all other purchases

In this JetBlue Business Card review:

Who should get the JetBlue Business Card?

When choosing the best travel credit card, it's important to consider your travel habits. A card branded with an airline's name, such as the JetBlue Business Card, really only makes sense if you’re a loyal customer of that airline.

If you're a small business owner who travels regularly on JetBlue, you might love the JetBlue Business Card’s rewards program and cardholder perks. This is especially true if you check bags on most of your trips, if you have employees you can give cards to, and if you can qualify for Mosaic benefits.

But if you tend to travel on different airlines or take different modes of transportation such as trains or rental cars, you'd likely be better off with a general-purpose travel card. These credit cards could help you earn more bonus rewards, and you can take advantage of the perks they provide even when you're not traveling with JetBlue.

Card basics

Card type Business
Credit card issuer Barclays
Credit card network Mastercard
Annual fee $99
Intro bonus Earn up to 60,000 bonus points: 50,000 bonus points after spending $1,000 in the first 90 days, and an additional 10,000 points when an employee card is used to make a purchase in the first 90 days
Reward rate 6X points on JetBlue purchases, 2X points at restaurants and office supply stores, and 1X points per $1 spent on all other purchases
Recommended credit score Excellent, Good
Foreign transaction fee None

JetBlue Business Card benefits and perks

  • Generous sign-up bonus: Earn up to 60,000 bonus points: 50,000 bonus points after spending $1,000 in the first 90 days, and an additional 10,000 points when an employee card is used to make a purchase in the first 90 days.
  • Lucrative rewards rate: Cardholders get 6X points on JetBlue purchases, 2X points at restaurants and office supply stores, and 1X points per $1 spent on all other purchases.
  • Free checked bags: You and up to three companions on the same reservation can benefit from waived JetBlue baggage fees. You'll get first checked bags free as long as you book your ticket using your card and your flight is operated by JetBlue. This could save you up to $30 per bag.
  • Bonus points on your account anniversary: Each year, you'll get 5,000 bonus points on the anniversary of becoming a cardholder, as long as your card remains open.
  • Statement credits for JetBlue vacations packages: If you purchase a JetBlue Vacation package using your card, you may be eligible for up to a $100 statement credit each year.
  • Savings on eligible JetBlue purchases: Cardmembers can save 50% on eligible inflight purchases, including food and beverages on JetBlue flights. These savings appear as a statement credit on your card account 4-6 weeks after you travel. 
  • No blackout dates: Enjoy the flexibility of traveling when you want. There are no blackout dates on JetBlue-operated flights when you book tickets on this card.
  • Eligibility for Mosaic benefits: When you spend at least $50,000 in a calendar year on your card, you become eligible for TrueBlue Mosaic benefits. Mosaic is JetBlue's loyalty program. Benefits include a second free checked bag; complimentary alcohol on your flight; access to a dedicated customer service line; additional bonus points for booking JetBlue flights; early boarding; and expedited security clearance.

Drawbacks to the JetBlue Business Card

  • Has annual fee: While this card has a relatively low annual fee of $99, it's still an added cost to consider as you compare credit cards
  • No intro APR: Some cards offer a 0% introductory APR on purchases or balance transfers, which can be useful if you want to make a large purchase or pay off high interest rate credit card debt. The JetBlue Business Card is not a 0% APR credit card, so you won't get an introductory offer. 

Earning & redeeming TrueBlue points

Potential earnings in years one and two

Here's a look at how your points can add up with the JetBlue Business Card. To calculate these values, we used a point valuation of 1.3 cents.

Remember, this is an estimation. The actual value will be determined by how much you spend and in which categories you spend.

Year one earnings: $1,163

Year two earnings: $383

These values are based on the FinanceBuzz Credit Card Rewards Valuation Model which takes a look at points earned via spending, the welcome bonus, and the annual fee.

It's important to note that the earnings above only account for general travel spending, not spending specific to JetBlue. Loyal JetBlue customers could get significantly more value from this card, as cardmembers get 6X points on JetBlue purchases.

Best ways to earn

Making purchases that provide bonus rewards is the best way to earn points on your JetBlue Business Card. This card offers 6X points per dollar spent on JetBlue purchases, for example. You'll also get 2X points on purchases at restaurants and office supply stores. All other purchases net you 1X points per dollar, so try to maximize the shopping you do in the bonus categories.

If you provide JetBlue Business Cards to employees, you can earn additional rewards points when they spend using their cards. Employee cards come at no extra cost, and you'll receive a consolidated statement, which can make it easy to track purchases. And if a purchase is made on an employee card within the first 90 days of account opening, you'll even be eligible for 10,000 bonus points.

JetBlue also has several airline partners, including major carriers like American Airlines, Aer Lingus, Emirates, and Hawaiian Airlines. Cardmembers can earn points on partner flights, though the total amount you can earn will vary by partner. It's important to note that while you can earn points with multiple partners, you can only redeem your TrueBlue points with one partner — Hawaiian Airlines. You can't transfer them to offset the costs of flights with other partners.  

Finally, you can take advantage of PointsPooling, which allows you to combine your TrueBlue points with others.

Maximizing your redemptions

TrueBlue points earned with your JetBlue Business Card can be redeemed for Award flights through the TrueBlue portal. The destination and fare class you choose will determine the number of points required to fly free, with cheaper fares costing fewer points. You can redeem your points for JetBlue Vacation packages.

If you have Mosaic status, you can also upgrade to Even More Space seats. This requires a small number of points for an expensive upgrade. Seat upgrades might offer the most bang for your buck, with the value of your points totaling around 10 cents compared with about 1.3 cents when used to book travel. Of course, you can only use your points for seat upgrades if you've earned Mosaic status by flying often on JetBlue or spending at least $50,000 on your card during the year.

JetBlue Business Card FAQs

Who issues the JetBlue Business Card?

The JetBlue Business card is issued by Barclays bank. JetBlue also offers two consumer cards, The JetBlue Card and The JetBlue Plus Card, which are issued by Barclays as well.

Is the JetBlue Business Card a good deal?

The JetBlue Business Card could be a good deal if you're a frequent JetBlue flyer, and you'll take advantage of perks such as free checked bags for you and your companions. Each free checked bag is worth up to $30 so you only need to fly with luggage four times — or one time with three companions — for your savings to more than cover the card's $99 annual fee.

The card is also a good deal if you book a trip through JetBlue Vacations, as you'll get a $100 statement credit.

But, you do need to redeem TrueBlue points with JetBlue, and the rewards program provides the most bonus rewards for JetBlue purchases. If you prefer other airlines, the card isn't the best deal.

Is the JetBlue Business Card hard to get?

To get approved for the JetBlue Business Card, you'll likely need to be a business customer with good credit. JetBlue will also consider income and other financial factors in determining if you can be approved for the card.

Do you get a free checked bag with the JetBlue Business Card?

You and up to three companions flying on the same reservation get a free checked bag with the JetBlue Business Card, provided you book with your card and are on a JetBlue-operated flight.

Other cards to consider

The JetBlue Business Card could be a good choice for frequent JetBlue flyers. However, if you want more flexibility in terms of earning and redeeming points, you might be better off with a general-purpose travel rewards card or another airline card. Some of the best credit cards to consider include:

  • Chase Ink Business Preferred Card: The Chase Ink Business Preferred Card comes with a smaller annual fee of $95, and it offers a generous welcome bonus. New cardmembers earn 100,000 points after spending $15,000 within the first 3 months. You'll also earn 5X points on Lyft rides; 3X points on the first $150,000 spent each year on travel, shipping, internet, cable, or phone services, and advertising purchases with social media and search engines; and 1X points per $1 on everything else. To learn more, read our full Chase Ink Business Preferred Card review
  • Southwest Rapid Rewards Premier Business Credit Card: If you're a loyal Southwest flyer, the Southwest Rapid Rewards Premier Business Card also has a $99 annual fee, but you have more options for redeeming your points. You'll get just 3X points per dollar spent on Southwest Airlines, though, but your anniversary bonus is bigger at 6,000 points. With Southwest, bags always fly free so you don't get any waived bag fees — but you do earn 60,000 bonus points after spending $3,000 on purchases in the first 3 months of opening your account. To learn more, read our full Southwest Rapid Rewards Premier Business Card review.

Bonus points on JetBlue

JetBlue Business Card

JetBlue Business Card

JetBlue Business Card

Special Offer

Earn up to 60,000 bonus points: 50,000 bonus points after spending $1,000 in the first 90 days, and an additional 10,000 points when an employee card is used to make a purchase in the first 90 days

See how these cards compare:

Chase Ink Business Preferred Credit Card
Chase Ink Business Preferred Credit Card
  • 100,000 point sign-up bonus
  • 3X points on travel and common business spending categories
  • Flexible redemption options
  • Additional employee cards at no extra cost
Southwest Rapid Rewards Premier Business Credit Card
Southwest Rapid Rewards Premier Business Credit Card
  • 60,000 point sign-up bonus
  • 6,000 points every year on Cardmember anniversary
  • 3X points on Southwest purchases
  • Two early bird check-ins per year
  • No foreign transaction fees

Author Details

Christy Rakoczy Christy Rakoczy has a Juris Doctorate from UCLA Law School with a focus in Business Law, and a Certificate in Business Marketing with an English Degree from The University of Rochester. As a full-time personal finance writer, she writes about all things money-related but her special areas of focus are credit cards, personal loans, student loans, mortgages, smart debt payoff strategies, and retirement and Social Security. Her work has been featured by USA Today, MSN Money, CNN Money and more, and you can learn more at her LinkedIn profile.