9 Car Models with Special Financing Deals to Help Keep Your Payments Low

Shopping for a car? These options offer perks that might help reduce your costs.
Updated March 25, 2023
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Shopping for a car right now? Some good deals are available on popular models this month, including perks that can lower your costs.

Check out some of these budget-friendly options that can help you keep more money in your bank account as you shop for a new set of wheels.

2023 Kia Forte

Courtesy of Kia.com A Kia Forte

This month, Kia is offering a financing deal that gets you 2.9% interest on a four-year loan. 

Edmunds praises the Forte for its great fuel economy and for having a generous warranty. However, the Forte gets lower marks for not offering a lot of room in the back seat.

2023 Ford Explorer

Courtesy of Ford.com A Ford Exploirer

Ford is offering 0% financing for 36 months on its popular Explorer SUV. That means you don’t have to pay interest on your payments for three years.

Edmunds says the Explorer offers a good balance for a mid-size SUV, but the relatively high price could be a negative for some buyers.

2023 Jeep Grand Cherokee

Courtesy of Jeep.com Jeep Grand Cherokee

Jeep is offering $3,500 off of some of its Grand Cherokees in March, including the Altitude 4x2 and 4x4, Laredo 4x2, and Limited 4x4 and 4x2. Check with your local dealer to see which versions of the SUV qualify for the deal.

U.S. News says the Grand Cherokee handles well and has comfortable seating. But you might want to try something else if you need extra cargo space.

2023 Ram 1500

Courtesy of RamTrucks.com A Ram truck

If you’re in the market for a pickup truck, you can get the Ram 1500 with 1.9% financing for three years and a $2,000 bonus cash on Big Horn.

U.S. News says the Ram is powerful, with fuel-efficient engine options if you’re worried about saving money on gas. However, there are only a few standard features, so any additions will cost extra.

2023 Nissan Altima

Courtesy of NissanUSA.com Nissan Altima

You can get 0% financing for 36 months if you buy a new Nissan Altima from your local dealer.

U.S. News says the Altima has plenty of standard safety features, but the interior of the vehicle is a bit blah.

2023 Hyundai Venue

Courtesy of HyundaiUSA.com Hyundai Venue

Grab a Hyundai Venue with 0% financing for four years. You also don't have to make your first payment for 90 days.

Edmunds says the Venue offers great value for the money, but it's a bit small inside and also lacks all-wheel drive.

2022 Chevrolet Trax

Courtesy of Chevrolet.com Chevrolet Trax

You can get up to $1,000 in cash allowance on a 2022 model-year Chevrolet Trax, but check with your local dealer about possible restrictions.

U.S. News praises the Trax as a subcompact SUV that can maneuver easily but also notes that the ride may be a little firmer than other models in the same class.

Pro tip: Shop around and compare quotes so you get the best deal on car insurance for your new car.

2023 Subaru Crosstrek

Courtesy of Subaru.com Subaru Crosstrek

Check out the Subaru Crosstrek if you’re in the market for a subcompact SUV. Right now, you can get 3.9% financing on the Crosstrek.

U.S. News says the Crosstrek has a good-sized cabin, but notes that the interior is drab and that the base engine isn’t very peppy.

2023 Honda Accord

Courtesy of automobiles.honda.com Honda Accord

Buy the Honda Accord this month and you can get 3.9% financing for 48 months.

Edmunds says the Accord offers generous legroom in the rear and has a big trunk. However, it lacks all-wheel drive and lacks a sporty engine.

Bottom line

Prostock-studio/Adobe couple driving in car travelling together

If you plan to buy a car this month, the vehicles on this list might be worth your consideration. They all come with incentives that last through the end of March and even a little beyond.

Also, remember to consider models that can help you save money on gas during this time of high fuel prices.

  • You could save up to $600 with some companies
  • Compare dozens of providers in under 5 minutes
  • Fast, free and easy way to shop for insurance
  • Quickly find the perfect rate for you

Author Details

Jenny Cohen Jenny Cohen is a freelance writer who has covered a bit of everything, from finance to sports to her favorite TV shows. Her work has been featured in The Wall Street Journal, USA Today, and FoxSports.com.