Every year, more than 12,000 people die in alcohol-impaired crashes. That is one person roughly every 42 minutes. Despite several public safety campaigns and preventative measures that have come into place over the past several decades, drunk driving is still a public safety issue. Fatalities caused by alcohol-impaired crashes accounted for 30% of all motor vehicle traffic fatalities.
In this report, the research team at FinanceBuzz analyzed national and state-level data on drunk driving fatalities and crash trends. We examine how risks vary by age, gender, and state, as well as laws, prevention efforts, and insurance implications. Our data is sourced from federal agencies, state legislatures, insurance organizations, and other nonprofits.
Key insights on drunk driving
- Drunk driving is a major contributor to traffic deaths. In 2023, alcohol-impaired crashes killed more than 12,000 people and accounted for 30% of all motor vehicle fatalities, or roughly one death every 42 minutes.
- Fatalities surged during the pandemic and remain elevated. Drunk driving deaths jumped sharply in 2020 and 2021, peaking at 32% of all traffic fatalities. There was an 8.1% decline in 2023.
- Drunk driving risk varies widely by state. Montana reported the highest per-capita rate of drunk driving crashes in 2023 (8.5), while New York and Rhode Island had the lowest (1.0)
- Young adults remain the most affected, but older drivers are rising fastest. Drivers ages 21 to 24 accounted for the largest share of drunk drivers in fatal crashes in 2023 (28%), while older drivers, specifically those 65 and older, saw the biggest increase in involvement over the past decade (33%).
DUI laws and penalties
Blood alcohol concentration (BAC) limits
Blood alcohol concentration (BAC) is a measure of how much alcohol is in a person's blood. The higher the value, the more impaired the person is. In all but one state, it is illegal to drive with a BAC of 0.08%. In Utah, the limit is 0.05%. A 2022 study comparing Utah to other states found a 20% reduction in the alcohol-impaired car crash rate in The Beehive State, vs. just 6% in the rest of the U.S.
State laws and rules vary by driver type.
- All states have zero-tolerance BAC rules for drivers under 21.
- Commercial drivers are subject to a stricter BAC limit of 0.04%.
- Alcohol interlocks are mandatory for most drunk driving offenders, or for those with a BAC above 0.15% in some states.
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Penalties
Penalties for driving while drunk include fines, jail time, and license suspension. How offenses are classified varies by state. In most states, the first DUI offense is generally treated as a misdemeanor, while repeat offenses may be charged as felonies in some states. For example, New York allows felony DUI charges after the second offense within a 10-year period, while Arizona allows the same on the third offense within seven years.
Alcohol-impaired driving trends over time
Over the past ten years, crash fatalities as a result of drunk driving have made up less than a third of all crash deaths, peaking at 32% in 2021 and 2022. The lowest rate in recent years happened in 2019, with 28% of all crashes being attributed to drunk driving. The total number of deaths hasn't fallen below 10,000 in a single year outside of 2014.
2020 and 2021 saw the largest increases in fatalities compared to the previous year (15% and 16% increases, respectively). This past one-year period (2022 to 2023) saw the highest decrease, falling by 8.1%.
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Drunk driving by state
Montana has the highest number of drunk driving crashes per capita (8.5 per 100,000 drivers), followed by South Carolina (6.3) and Tennessee (5.6). New York and Rhode Island tie for the fewest incidents per 100,000 drivers, both with 1.0.
Between 2022 and 2023, Oklahoma had the largest increase in incidents, going from 56 to 97 (70%), while Wyoming saw the largest decrease (48.6%). Both Washington and Wisconsin saw virtually no change (0.7%).
Drunk driving by age
In 2023, drivers aged 21 to 24 years old had the highest share of drunk drivers in fatal crashes (28%), followed by 25 to 34-year-olds. Since 2014, 25 to 34-year-olds have had the largest decrease in their share of drunk driving fatal crashes (10%), while drivers over 65 years old saw the largest increase (33%).
How does a DUI impact auto insurance?
- Premium increases: A DUI conviction will more often than not lead to higher insurance premiums because insurers see convicted drivers as high risk. Although it varies by state and insurer, convicted drivers typically see an increase of 30% or more. These insurance-related costs are often the largest and longest-lasting financial consequences of a DUI.
- High-risk driver status: After a DUI, any good-driver discounts are typically removed, and risk surcharges take their place. Drivers typically have these higher rates for 3 to 5 years, though rates vary by state and insurer.
- SR-22 or FR-44: Both of these are forms filed with the state to demonstrate the driver's financial responsibility for liability insurance after a DUI, reckless driving, or driving without insurance. However, the FR-44 is only required in Florida and Virginia for DUI convictions and requires higher liability limits than an SR-22. As a result, both increase insurance costs.
- Coverage limitations: Insurers may cancel or refuse coverage for a driver convicted of a DUI. This gives drivers limited options, which are often more expensive.
Ask the experts
Alongside the statistics above, we wanted to get expert insight about the additional impacts that drunk driving can have.
How do social determinants of health (income, education, and access to transportation) influence rates of drunk driving?
How have DUI laws evolved? What was the turning point that led to current enforcement practices?
How does drunk driving contribute to the overall burden on the healthcare system?
Drunk driving prevention, safety, and community programs
Drunk driving is preventable. Here are some options for keeping roads safer for everyone.
- Alternatives to driving after drinking
- Public transportation, rideshare services, and choosing a designated driver are ways for people to avoid driving after drinking. In 2021, a JAMA surgery study found that ridesharing services were associated with lower rates of motor vehicle crash-related injuries.
- Alcohol ignition interlocks
- Several states require drunk driving offenders to install alcohol ignition interlocks before driving. Thirteen states mandate this for first offenses.
- Community prevention programs
- This includes screening, intervention, and referral to treat people who drink excessive amounts of alcohol, as well as strategies to make public transportation easier to access and alcohol itself less financially attainable.
- Finally, other prevention methods include sobriety checkpoints, which occur when law enforcement officers stop vehicles to screen for alcohol-impaired drivers. Thirty-eight states include sobriety checkpoints in their strategy to combat impaired driving.
FAQs
How many people die in drunk driving traffic accidents?
According to the NHTSA, 12,429 people were killed in alcohol-impaired traffic accidents in 2023. This works out to one person every 42 minutes or 34 people per day.
What is considered drunk driving?
Drunk driving is defined as operating a vehicle with a blood alcohol concentration (BAC) of 0.08% or higher, except in Utah, where the limit is 0.05%.
Which states have the highest drunk driving crash rates?
In 2023, Montana had the highest rate for drunk driving crashes per 100,000 licensed drivers, with 8.5. South Carolina followed with 6.3 crashes, while Tennessee had 5.6.
Which states have the lowest drunk driving crash rates?
New York and Rhode Island tie for the lowest rates with 1.0 each.
Which age group is most likely to be involved in drunk driving fatal crashes?
Drivers aged 21 to 24 had the highest share of drunk driving fatal crashes in 2023. Meanwhile, drivers aged 65 and older have seen the largest increase in fatal drunk driving crashes since 2014 (33%).
How does a DUI affect car insurance costs?
A DUI typically leads to more expensive insurance premiums. Convicted drivers often see increases of over 30%. Higher insurance costs also stem from required state filings, such as SR-22 and FR-44 forms, as well as from more limited coverage options.
What strategies help reduce drunk driving?
There are several prevention methods, such as ride-sharing, public transportation, and designated drivers. There are also reactive measures such as alcohol ignition interlocks and sobriety checkpoints.
Sources
NHTSA, "Drunk Driving." Accessed on December 17, 2025.
NHTSA, "Traffic Safety Facts: Alcohol-Impaired Driving." Accessed on December 17, 2025.
Insurance Information Institute, "Facts + Statistics: Alcohol-impaired driving." Accessed on December 19, 2025.
Insurance Institute for Highway Safety, Highway Loss Data Institute, "Alcohol and drugs". Accessed on December 19, 2025.
Federal Motor Carrier Safety Administration, "Is a driver disqualified for driving a CMV while off-duty with a blood alcohol concentration over 0.04 percent?" Accessed on December 19, 2025.
Insurance Institute for Highway Safety, Highway Loss Data Institute, "Teenagers." Accessed between December 17 and 22, 2025.
NCSL, "Criminal Status of State Drunken Driving Laws." Accessed on December 19, 2025.
NHTSA, "Fatality Analysis Reporting System (FARS)." Accessed on December 17, 2025.
Progressive, "Auto insurance after a DUI." Accessed on December 22, 2025.
Allstate, "How a DUI affects your car insurance." Accessed on December 22, 2025.
U.S. News, "How Does a DUI Affect Car Insurance Costs?" Accessed on December 22, 2025.
Yahoo! Finance, "Here's how a DUI impacts your car insurance." Accessed on December 22, 2025.
JAMA Surgery, "Association of Rideshare Use With Alcohol-Associated Motor Vehicle Crash Trauma." Accessed on December 19, 2025.
Insurance Institute for Highway Safety, Highway Loss Data Institute, "Alcohol interlock laws." Accessed on December 19, 2025.
CDC, "Preventing Impaired Driving." Accessed on December 22, 2025.
NHTSA, "Publicized Sobriety Checkpoints." Accessed on December 22, 2025.
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