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Feel like your bank account is draining week after week? Don’t worry, we’ve all been there and we’re here to help.
We’ve done our research and found some strange and unusual but legit options to help you stack your bank account without having to leave the house. Some of these will help you save. Others will help you earn some extra cash to pad your wallet right away.
The companies on this list are legit - they’re all real companies that do what they say they’ll do.
Let’s take a look...
Pay no interest on qualifying balance transfers until February 2025
Imagine getting 0% interest for 15 months from account opening on qualifying balance transfers. Sounds great — right? You could dramatically change your financial picture with this industry-leading low-interest card - the Wells Fargo Active Cash® Card(Rates and fees).
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR for 15 months from account opening on qualifying balance transfers. Your payments can go directly to paying down your qualifying balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!
It doesn't just stop with balance transfers though. Cardholders also get a generous intro APR of 0% for 15 months from account opening on purchases. After the intro period for purchases and qualifying balance transfers, the APR is 20.24%, 25.24%, or 29.99% Variable.
The best part? There's no annual fee.
You’ll need good or excellent credit (typically 670 or higher) to qualify.
Ask this company to pay off your credit card debt
If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?
National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly payment.
Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!
Prepare for market volatility by diversifying with gold
Stock market volatility can be financially harmful, especially if you’re approaching retirement. You could park your investments in a savings account, but have you compared interest rates with inflation lately? Another option to consider — diversify with precious metals like gold and silver.
Precious metals values are inversely correlated with the stock market and the dollar. When one goes down, the other usually goes up. If you want to protect your retirement funds, having diversified investments may be able to help you weather market swings.
Lear Capital is a reputable precious metals dealer that has specialized in precious metals IRAs for 25 years with over $3 billion in precious metals transactions since 1997. They have a AAA rating with the Business Consumer Alliance, and they make it simple to transfer funds from your current retirement account (like a 401(k) or IRA) into a precious metal IRA.
Lear Capital offers a free precious metals investor kit to help you learn more about why physical gold and silver could be a smart choice for diversifying your portfolio, and how the process works.
Eliminate your late tax debt
Each year, the IRS forgives millions in unpaid taxes. If you have more than $10,000 in tax debt, or have 3+ years of unfiled taxes, you could get forgiveness too. You might be eligible to lower the amount you owe, or eliminate your tax debt completely.
Easy Tax Relief could help you lower or get out of your tax debt for good. They’re well respected in the industry and have been recognized for their ethical standards when dealing with tax debt. While most tax companies just put you on a payment plan and file your taxes for you, Easy Tax Relief talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.
Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.
Fill out this form to get started
Earn 30,000 bonus points ($300 cash value) for a limited time with this incredible card
Get excited! An already fantastic travel card just got even better — The Wells Fargo Autograph℠ Card(Rates and fees) now has a powerful limited-time offer giving you the opportunity to earn 30,000 bonus points after spending $1,500 in the first 3 months. That's a $300 cash redemption value!
Here's what makes this card unique: Travel credit cards generally don’t have intro APR offers, but the Autograph Card offers a 0% intro APR on purchases for 12 months from account opening, then 20.24%, 25.24%, or 29.99% Variable. Plus, this bonus offer could be easy to hit depending on your spending habits.
The Autograph Card turns everyday purchases into lucrative rewards that can be redeemed for travel, gift cards, and more. Cardholders can earn unlimited 3x points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1x points on other purchases.
All this ... with NO annual fee!
It can be hard to find another option that provides so much earning potential with no annual fee. With this card, you can really rack up points quickly so you can start traveling more. Note that you’ll need good or excellent credit (typically 670 or higher) to qualify.
Don't let home repairs drain your bank account
Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more. Not being able to make repairs could leave you in a bad situation — but a home warranty could protect you against surprise expenses.
Whether you’re a brand-new homeowner or you’ve owned your home for years, a plan from Choice Home Warranty could pick up the slack where homeowner’s insurance falls short.
If a covered system in your home breaks down, you can call their hotline 24/7 for assistance to get it repaired. They have a network of over 15,000 technicians that can assist you, making sure any issue can be taken care of swiftly — without breaking the bank.
Not sure if it’s for you? Rest easy: they were named one of the "Best Home Warranty Companies" by US News 360 Reviews and were awarded Best Company's 2020 Consumer's Choice Award. For a limited time, you can get your first month free when you sign up for a Single Payment home warranty plan.
Stop wasting money on overpriced car insurance
We've got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.
This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $500 or more per year when they save! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.
Oh, and it's also free. And come on — you can't tell us you don't want to save up to $500. To find out if you're losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you're overpaying. It takes less than 2 minutes.
Benefits
Card Details
- Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
- No annual fee
- 0% intro APR for 15 months on purchases and balance transfers, then 19.99% - 29.99% (variable) APR; 3% fee on the amounts transferred within the first 15 months (or at a promotional APR that Capital One may offer you at any other time; No fee for amounts transferred at the Transfer APR)
- 1.5% cash back on every purchase, every day
- Apply Now
- Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- $0 annual fee and no foreign transaction fees
- Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months
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FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.
on Capital One’s secure website
Read Card ReviewIntro Offer
Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Annual Fee
$0
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