It's getting harder for Americans to retire, and the economy is seeing an increase in people over the age of 60 needing to work. Those who know their Social Security benefits won't cover the cost of living can consider seeking out additional forms of income — and side hustles are a good way for older generations to bring in extra money each month.
Whether you're approaching your golden years and want to boost your retirement savings or you're already retired and want to get back to work, here are some of the best side jobs to consider pursuing.
Get paid up to $225 a month while watching viral videos
Instead of sitting around watching viral videos on YouTube, you could be getting paid actual cash taking surveys for InboxDollars instead.
It's simple. You sign up here and confirm your email. Then you watch videos and take surveys. Then you earn cash (yes, actual cash … not "points"). Log in during your spare time and see how you can earn up to an extra $225 every month.
BONUS: Free $5 when you sign up, confirm your email and phone.
Sign up and start getting paid today
Proofreader
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If you're a bookworm, translate that passion into extra dollars by offering proofreading services. General purpose freelancing sites like Upwork or Fiverr allow more control over what you accept, but companies like Proofreading Services can be more reliable. Applicants will need to pass a proofreading test, but can expect to be paid $28 an hour on average.
Photographer
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If you have experience taking photos for things like weddings or family portraits, photography could be a fitting side hustle for you, especially if you have a professional-level camera. Stock photography sites like Adobe offer are easier for beginners to access, although you won't have control over how often their stock images are purchased.
Freelance writer
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Freelance writing pairs well with additional income streams, as it can provide inconsistent or sporadic pay. If you've got a knack for the written word, many news sites have submission guidelines for contributors and freelancers that outline their requirements and the process for accepting new articles.
Stop overpaying when you shop online
Shopping online has its perks. It's super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don't always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.
Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, it'll scour the internet for coupon codes to help you save cash. And before you check out at 25+ major retailers, Capital One Shopping will notify you with a friendly pop-up if the item you're buying is available cheaper somewhere else.
Capital One Shopping is free to use and won't show you ads. Add it today and stop overpaying!1 <p>Capital One Shopping compensates us when you get the browser extension using the links we provided.</p>
Museum docent
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If you have a love for history and culture, being a museum docent could help you tap into that passion. They help museums by giving educational tours and assisting visitors with exhibits. Getting started is as easy as checking local museum websites for availability and requirements.
Instacart shopper
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If you enjoy grocery shopping, signing up for Instacart as a shopper can be a simple way to earn money while getting out and about. All you need is a bank account, a vehicle, and a smartphone (plus the ability to lift up to 40 lb). This is great for people who would like flexibility to work hours of their own choosing.
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Delivery driver
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Third-party restaurant delivery platforms offer flexible hours through apps like Uber Eats, Grubhub, and DoorDash. Drivers must have a strong driving record, a vehicle, a smartphone, and pass a background screening check. This is great for people who love being behind the wheel and would prefer minimal social interactions.
Baker
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If you've got a talent for kitchen chemistry, that could be a great source of additional income. Traditional options would include participating in farmers markets or craft fairs, but independent bakers are increasingly using social media to sell directly to local consumers. Taking pictures of your edible creations and posting them with local groups will often result in commenters willing to buy.
Sell flower bouquets
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Do you have an extensive flower garden? You could monetize that hobby by selling floral arrangements and bouquets. This can be done directly to your local neighborhoods in social media apps, but local shops may also be willing to partner with hobbyists for pre-made arrangements.
Substitute teacher
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An educational background could open doors to substitute teaching as a side hustle for additional income. Many districts can be contacted directly for opportunities, but agencies like Kelly Education, Carney Sandoe & Associates, or ESS Education can facilitate more opportunities to be recruited to different local districts and private schools. Most schools require a degree and teaching license before accepting new substitutes.
Resolve $10,000 or more of your debt
Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.
National Debt Relief could help you resolve your credit card debt with an affordable plan that works for you. Just tell them your situation, then find out your debt relief options.
How to get National Debt Relief to help you resolve your debt: Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can assist you in settling your debt, but only if you schedule the assessment.
Call centers
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Younger generations don't always like talking on the phone, which you could work from home as a customer service representative. Those who have the gift of gab and prefer a structured work schedule are a great fit for phone-based customer service. These roles are often filled through a traditional application process, and job postings can be found on sites like Indeed or LinkedIn.
Watch movies
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Have you ever wondered how theaters and movie studios collect data? Certified Field Associates is a third-party mystery shopping company that pays people to go to the movies and screen sneak previews and trailers, as well as gather patron attendance numbers. While these gigs don't have particularly large payouts, they do transform the movie-going experience from a cost into an income.
Bottom line
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Transitioning into retirement age can be stressful for those who are not financially prepared, and finding work as an older adult can be challenging.
Side hustles and gigs can help take the edge off of fixed income concerns, or allow pre-retirees to add more padding to their retirement savings. And finding an extra stream of income that's also compatible with your lifestyle can help remove stress as you prepare for retirement.
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