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If you're a busy person but still want to make some extra cash, you've come to the right place. While some side hustles can cost you precious downtime, these easy money-making ideas can work with even the most hectic schedules. Keep scrolling to the ones best for you!
Set up direct deposit - earn a $300 bonus
If you aren't banking with Chase, you're missing out on a powerful bonus just by following a few simple steps.
Earn a bonus of $300 when you open a new Chase Total Checking® account (Member FDIC) and make direct deposits totaling $500 or more within 90 days of coupon enrollment.1 <p>Offer not available to existing Chase checking customers, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use. To receive the bonus: 1) Open a new Chase Total Checking account, which is subject to approval; AND 2) Have your direct deposits totaling $500 or more made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above requirements, we'll deposit the bonus in your new account within 15 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). Offer availability subject to change. Other Chase checking bonus offers may exist concurrently.</p> Easy.
This is a great way to supercharge your earnings. It basically takes no extra work at all other than following the steps above. On top of the bonus there’s no overdraft fees with Chase Overdraft Assist℠,2 <p>With Chase Overdraft Assist℠, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.</p> and Zero Liability Protection to protect you from unauthorized debit card transactions when you report them right away.
Diversify your hard-earned retirement savings with gold
You’ve spent your whole life building up your retirement savings, but market volatility and inflation could be threatening everything you’ve worked so hard for.
U.S. Gold Bureau is actively helping Americans like you find greater retirement security with precious metal investments. They offer everything from physical ownership to IRAs in gold and silver that have a proven track record during unstable markets.
In fact, from 2005 to 2020, the price of gold increased by 330%. And during the stock market crash of 2008, the value of gold actually increased by 25%.3 <p>Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in significant losses.</p>
Take control of your legacy today in 3 easy steps:
- Request your FREE IRA investor's guide and receive up to $20,000 in free gold.4 <p>This offer is valid with a minimum purchase of $30,000 in qualifying precious metals for a retirement account. For every $30,000 in eligible metals purchased, you will receive one (1) 1/10 oz Gold American Eagle bullion coin, up to a total maximum retail value of $20,000 in gold. The specific gold product may vary based on availability. If the advertised product is unavailable at the time of order, it will be substituted with a product of similar quality and value. Processing for retirement account funding may take approximately 2–3 weeks. Limit one time offer per household address. This offer cannot be combined with other promotions or discounts. It is valid for individuals only and eligibility is determined solely by USGB and is not guaranteed. This offer is subject to change or termination at any time without prior notice. Additional terms and exclusions may apply.</p>
- Speak to a dedicated specialist about the best option for you.
- Transfer or invest to better diversify your portfolio.
You're in good hands, as they boast an A+ rating with the BBB, are the U.S. Mint’s largest bulk purchaser, and share a facility with the nation's only state-administered precious metals depository. If you have at least $30,000 to invest, take control of your savings now and download your FREE IRA investor's guide get started.
Cancel your car insurance
Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.
This tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $159 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.
I used Insurify and now I’m able to pay just $51 a month for two cars.5 <p>Actual savings and coverage options vary based on factors such as driving history, location, and insurer policies. The rates shown in this example may not reflect what every user will qualify for.</p> Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this tool and compare and potentially score same-day savings, here’s what to do:
- Click the link below and enter your zip code, date of birth, and phone number.
- Answer a few questions about your car’s make and model to get matched with top offers.
- Choose the best quote for you and lock it in before rates go up.
Compare rates now and see if you could score same-day savings today!
I can hardly believe I waited so long to do this, but I’m glad I finally did. It only took me two minutes. Super fast. You have to trust me on this. Just try it out.
Pay no interest on balance transfers well into 2027 with this no annual fee card
If you're struggling to pay down high interest debt, this might be the exact thing you need. There's a card that allows you to completely pause the interest on balance transfers well into 2027 ... and the best part is that it could be easier than you think.
The Citi® Diamond Preferred® Card(Rates and fees) is an extremely powerful card that gives you 0% intro APR for an astounding 21 months from date of account opening on balance transfers (balance transfers must be completed within 4 months of account opening). That's right — you can now transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges — all with no annual fee.
But it doesn't end there, because this card comes with an additional perk: If you have a large purchase coming up, finance it easily with 0% intro APR for 12 months from date of account opening on purchases. After the intro period, the APR for balance transfers and purchases is 16.74% - 27.49% (Variable). Don't delay — apply for the Citi® Diamond Preferred® Card, finance the large purchases you been waiting on, and pay down crippling high interest debt!
Switch your renters insurance - you could put up to $329 back in your pocket per year
Pretty much any landlord can all but force you to get renters insurance. But if you do this, they can’t stop you. In fact, they don’t even have a say!
This tool can help you find affordable renters insurance in just a few clicks. You’d be shocked by how much you can save. Some people pay as much as $570 annually in some places. And you’d think that’s just the best price. Don’t even look anywhere else. Right? Wrong.
But … by shopping around you could pay as low as $241 annually ($20 bucks a month). That could be $329 back in your pocket every year. Too many people go with the first insurance they find and end up paying way more. Stop paying these companies more than you need to!
If you want to try this tool and compare and potentially score same-day savings, here’s what to do:
- Click the link below and enter your zip code, date of birth, and phone number.
- Answer a few questions about yourself and where you live.
- Choose the best quote for you and lock it in before rates go up.
Compare rates now and see if you could score same-day savings today!
You’ll hardly believe you waited so long to do this, but you’ll be glad you finally did. It only takes about two minutes. Super fast. Just try it out.
Ohio homeowners borrow from your home’s equity
HELOCs are experiencing a resurgence among credit-worthy homeowners, who see them as a cost-effective way to eliminate high-interest debt or finance home improvements.
The best part is you can actually keep your current mortgage rate by getting a HELOC with this genius product! No hassle.
See if you qualify!6 <p>All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873. Equal Housing Opportunity.</p>
How to get started:
- Check out Upstart Home Lending at the link below.
- Answer a few questions about your home.
- See if you qualify and get your personalized rate and payment.
Alert: American adults lost $47 billion to scams and fraud in 2024
That's right. According to a new report, American adults lost $47 billion to scams and identity fraud in 2024.
But you can safeguard your data with all-in-one scam and fraud protection services from OmniWatch, which comes with up to $2,000,000.00 in identity theft insurance,7 <p>Restrictions and exclusions apply, <a href="https://app.omniwatch.com/insurance-disclosure">click here to read full details of insurance coverage</a>. Residents of New York receive $1 million of coverage and are not eligible for ransomware or scam protection coverage. <a href="https://app.omniwatch.com/insurance-disclosure-ny">Click here for New York insurance summary</a>.</p> to cover eligible losses and fees should you experience them.
Plans start at $10 per month and can include comprehensive protection like 24/7 monitoring and alerts, dark web scanning to identify breached personal data (like your SSN and banking info), antivirus and VPN apps for device security, and expert restoration services at no extra cost.
Before you make your next online purchase, protect what you’ve built for a fraction of what it could cost you if your data were compromised.
Unlock up to $1,070 value over the next year with this incredible card
There's a credit card that's making waves with its amazing welcome bonus and benefits. The Discover it® Cash Back(Rates and fees) card has no annual fee, and Discover will match all the cash back you’ve earned at the end of your first year. This generous welcome offer and the top-notch cash back rewards provides an estimated $1,070 value in the first year! 8 <p class="">These values are based on the <a href="https://financebuzz.com/financebuzz-credit-card-valuation">FinanceBuzz Credit Card Rewards Valuation Model</a>, which takes a look at rewards earned via spending, the welcome offer, and the annual fee. We used a valuation of 1 cent/point unless otherwise stated above. These are estimated values - your actual earnings will depend on how much you spend and in what categories.<br></p>
The excellent $1,070 first-year value is estimated through the FinanceBuzz Credit Card Rewards Valuation Model based on spending, the welcome bonus, and the annual fee. The actual value will be determined by how much and in which categories you spend, but this card makes racking up valuable rewards easy! Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, you'll earn 1% cash back on all other purchases automatically. The welcome offer combined with the up to 5% cash back reward rate could be worth up to 10% cash back in the first year!
This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 17.74% - 26.74% Variable. To top it all off, the Discover it® Cash Back is accepted by 99% of merchants (according to the February 2025 issue of the Nilson Report), and there's no annual fee.
See if your credit card debt is eligible for this debt relief program
If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it may get to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?
National Debt Relief can help. If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their certified debt specialists may be able to help you resolve your debt for less than you owe — with one low monthly program payment.
Best of all? There are zero upfront fees, and you could be debt-free in 12-48 months. To get started, just answer a few simple questions and get connected with a caring debt specialist. The consultation is completely free and only takes a few minutes to see if you qualify!9 <p>Clients who are able to stay with the program and get all their debt settled realize approximate savings of 45% before fees, or 20% including our fees, over 12 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.</p>
See if your $30k+ in credit card debt is eligible for National Debt Relief
Get your personalized financial plan 100% free
Studies have found that individuals with a financial plan were 3.7x more likely to claim that they're very confident in reaching their goals.10 <p>Source: Charles Schwab Modern Wealth Survey 2024</p>
Our new tool builds you an intelligent, 100% free personalized financial plan that could help grow your net worth. You get instant access to a unique financial plan and exclusive offers that could help you grow financially.
Here's how to get started:
1. Click the link below.
2. You will be asked a few questions — enter your email, employment status, and phone number.
3. Verify your identity through Plaid (name, DOB, social security, etc).
From there answer a few questions related to your investable assets, retirement accounts, debts, and more to help customize your plan. This service costs nothing and it even tells you how much you can expect to see your net worth grow — down to the dollar — by implementing the suggestions.
Click here and enter your info to get your 100% free financial plan
Get up to $600,000 from your home (no monthly payments ever)
This is really cool. If you own a home and want to take equity out (to pay down debt or fund home renovations, for example) you can — but usually, you have to make payments each month. This company gets rid of that.
It sounds crazy, but it’s called Point, and it lets you take money out of your home right now without making monthly payments.11 <p>Point partners with and invests alongside the homeowner in the property. Subject to underwriting approval, Point will pay you an upfront, lump sum amount in exchange for a portion of your home’s future appreciation. Future appreciation is based on using the risk adjusted Appreciation Starting Value and calculating any gain or loss based on the final appraised value of your home at the time of exit. Point charges up to a 3.9% processing fee (subject to a $2,000 minimum) and other third party paid closing costs such as appraisal, escrow, and government fees. The term is 30 years. Point will place a lien on your home to secure performance of the underlying agreement. There are no monthly payments or interest accrual. Homeowner’s repayment amount is based on the future value of the subject property at the time of exit, as outlined in the underlying agreement.</p> It's called a home equity investment (HEI), and it’s a partnership with you and Point where you get money now in return for a portion of your home’s future appreciation in value.
Point can give you access to up to $600,000, but you can take what you need based on what you qualify for. You can also leave the partnership at any time by buying back your equity. To get started, go to their website, enter your address, and put in the amount you need. It’s incredible.
Get up to $1,000 in stock when you fund this account
Get up to $1,000 in stock12 <p class="">Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 45 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify. Probability percentage is subject to decrease.</p> <p>The stocks shown are meant to be a representative sample and are not meant to convey a recommendation to buy, hold, or sell.</p> when you open this SoFi® Active Invest13 <p><b>INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • </b><b>MAY LOSE VALUE</b></p><p>Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA(<a href="https://www.finra.org/">www.finra.org</a>)/SIPC(<a href="https://www.sipc.org/">www.sipc.org</a>).</p> account and fund it with at least $50. It’s so easy I can’t believe more people aren’t doing this.
This account is one of the easiest ways to buy and sell stocks and ETFs with no commission.14 <p>Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees. </p> You get access to fractional shares of stocks like Amazon, Netflix, and NVIDIA, letting you own a slice of huge companies for as little as $5.15 <p>There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batch order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.</p>
How to get up to $1,000 in free stock:
- Open a SoFi Active Invest account at the link below.
- Fund your account with at least $50 within 45 days of opening the account (important — don’t skip this step!).
- That’s it! You’re now eligible to get up to $1,000 in stock.
SoFi Active Invest is one of the top investing platforms on the market with an “Excellent” rating on TrustPilot based on over 9,000 reviews.
Open and fund your account with $50 here for your chance to get up to $1,000 in stock.
Get lifelong life insurance that builds actual cash value
Most life insurance runs out after a set term and doesn’t help you build wealth. If you outlive it, your family could be left unprotected financially, with little or no savings built.
Ethos Indexed Universal Life (IUL) is different. It’s life insurance that can last your entire life, and can also build cash value16 <p>Cash value growth not guaranteed. Accessing cash value will reduce death benefit, if not repaid.</p> you can use while you’re still living.
How it works: You pay into your policy. Part goes toward life insurance coverage. But the rest can grow in value, tax-deferred, based on a market index. You can tap into that money later — for anything, like retirement, emergencies, or big life goals.
The best part? Ethos makes it fast and easy. No medical exams or blood tests. Just answer a few health questions. If you’re looking for life insurance that both protects your wealth and grows with you, Ethos IUL could be the perfect fit.
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