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6 Side Hustles You Can Easily Manage With a Busy Schedule

Last updated Aug. 2, 2025 | By Team FBZ

If you're a busy person but still want to make some extra cash, you've come to the right place. While some side hustles can cost you precious downtime, these easy money-making ideas can work with even the most hectic schedules. Keep scrolling to the ones best for you!

Virginia Driver? Cancel your car insurance

Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.

This tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $159 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.

I used this tool and now I’m able to pay just $47 a month for two cars.1Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this tool and compare and potentially score same-day savings, here’s what to do:

  1. Click the link below and enter your zip code, date of birth, and phone number.
  2. Answer a few questions about your car’s make and model to get matched with top offers.
  3. Choose the best quote for you and lock it in before rates go up.

Compare rates now and see if you could score same-day savings today!

I can hardly believe I waited so long to do this, but I’m glad I finally did. It only took me two minutes. Super fast. You have to trust me on this. Just try it out.

Protect your wealth while earning up to 3.80% APY

The closer you get to retirement, the more important it is to safeguard your retirement savings while still prioritizing growth.

With the SoFi Checking and Savings account, you can protect your hard-earned savings with up to $3 million of additional FDIC insurance2while earning up to 3.80% APY.3

Plus, you can earn up to a $300 bonus4when you open a new account and make an eligible direct deposit within the first 25 calendar days of the promotional period. Eligible direct deposits totaling $5,000 or more can unlock the $300 bonus.

With no monthly account fees,5this powerful account is a great way to protect what you’ve built while still growing your wealth.

Open your new SoFi Checking and Savings account here

This plan protects select Virginia homes from many expensive appliance and home repairs (lock in your ultra-low rate)

Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. If you live in Virginia and own your home, Choice Home Warranty could make it so you don’t have to pay $1,000s on home repairs anymore.

They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down. Just make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.6

Choose a plan here and you could still lock in their ultra-low 2025 rates for a limited time. You could tap into immense savings for nearly any system or appliance in your home that’s covered.

Not everyone is eligible for this plan so here’s how to check:

  1. Click the link below and enter your zip code.
  2. Answer a few simple questions.
  3. See if your home qualifies and lock in your rate.

Choose a plan here and and see if you’re eligible for $50 off and 1 month free

P.S. We negotiated a special deal for FinanceBuzz readers who sign up using the link above. Use it this week to get $50 off and 1 month free. We don’t know how long it will last, so take advantage of it today before it disappears.

Access your home equity to cover debt — no payment or interest charges for 10 years

Struggling with debt? If you want to utilize your home equity to help pay it down, you’re probably frustrated right now. The strict qualifications of the traditional financial system have left many unable to.

But there’s another option you may not have heard of, a home equity agreement (HEA) from Unlock.

With Unlock, you could tap into up to $500,000 of your home equity and make no payments for ten years. It’s not a home equity loan, HELOC, cash-out refinance, or reverse mortgage.

An Unlock HEA is not a loan at all. Instead, it gives you cash in exchange for a portion of your home’s future value:

  • Access up to $500,000 of your home’s equity.
  • No payments or interest charges for ten years.
  • Not subject to traditional interest rates.
  • Minimum credit score: 600+.

You can verify your property value and equity in 60 seconds — and with no impact on your credit score: Start by entering your property address here.

And don’t worry — Unlock has an A+ rating from the BBB. So see what you’re eligible for, and you could have the funds you need to end your toxic debt loop sooner than you think.

Apply for a home equity agreement with Unlock

Earn a $200 bonus with this powerful card

The Chase Freedom Unlimited®(Rates and fees) is already a great everyday card thanks to the intro APR offer and the ability to earn unlimited cash back. New cardholders can score an easy-to-earn welcome offer: earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening.

For a no-annual fee card, it's no wonder this is one of our editors' favorites given all the benefits it offers. And when you add in this bonus, it's almost a no-brainer.

In addition to the welcome bonus, you can enjoy an intro 0% APR on purchases and balance transfers for 15 months. That's over a year you could finance large purchases or work on paying down high-interest debt. After the intro period, the APR is 18.99% - 28.49% Variable. 

The best part? The annual fee is $0. 

Click here to Apply Now to the Chase Freedom Unlimited®

Pay no interest until 2026

Imagine getting an introductory 15 months with 0% intro APR on a big purchase or balance transfer (APR then 18.24% - 27.24% Variable). Sounds great — right? You could dramatically change your financial picture with one of the industry-leading low-interest cards — the Discover it® Cash Back(Rates and fees).

Cardholders get a generous intro APR of 0% for 15 months on purchases (APR then 18.24% - 27.24% Variable) — that means you can cover bills, large purchases, or whatever you need to charge and not pay interest until 2026! 

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR for 15 months on balance transfers (APR then 18.24% - 27.24% Variable). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

The best part? The Discover it® Cash Back card is accepted by 99% of merchants, boasts an exceptional cash back rewards rate, and there's no annual fee.

Click here to Apply Now

Turn your home’s value into extra cash

If you want to pay a large expense now, like a home improvement project or credit card debt, you may have considered using your home equity as leverage to borrow a large sum of money.

But with interest rates rising in recent years, a cash-out refinance or home equity loan may not make financial sense.

Here’s a potential solution: Get a home equity line of credit (HELOC) instead.

Using LendingTree’s simple HELOC matching tool7 (yes, the company from the commercials), you can compare rates and see what works for you.

How a home equity line of credit is different: Your line of credit acts similar to a credit card, where you can withdraw funds when you need them, and you’re only responsible for minimum monthly payments for what’s called the “draw period,” which is usually 10 years. After this borrowing period ends, you pay off the rest of your balance during an extended repayment period, which is usually 20 years.

Plus, as a revolving line of credit, rates are usually variable, so you won’t be locked into a fixed rate if they ever go lower.

To get started:

  1. Check out LendingTree’s HELOC matching tool.
  2. Answer a few questions.
  3. Be matched with personalized offers for you.

Visit LendingTree

Save Instantly with Cash App Card: Save at places you already shop — in stores and online, and unlock access to exclusive events, presales, and more.

Get your free8Cash App Card. Choose a card style, then customize it with exclusive stamps, emojis, or even draw on it.

Get exclusive perks and instant discounts on everyday spending in person and online.

Say goodbye to hidden fees and overdraft fees.9

Cash App has 4.8/stars and is an Editor's Choice on the App Store!

Download Cash App for free today

Earn potentially hundreds more on your savings with this simple move

If you still have money sitting around in a traditional savings account, you could be missing out on the potential to earn hundreds — even thousands – of dollars with a simple move you can make in just minutes.

Open an American Express® High Yield Savings Account today and you can supercharge your savings with an impressive 3.50% annual percentage yield (APY).10 There is no minimum deposit required, no minimum balance you must maintain,11 and no monthly fees!

Earning nearly passive income couldn’t be easier than choosing American Express. You’ll have seamless account access online and via the Amex® App to easily transfer funds in and out as needed, or even set up auto-deposits so you can grow your wealth on autopilot. Plus, you can talk to an actual human 24 hours a day, 7 days a week whenever you need support.

You can rest assured that your funds are fully backed by the service and reliability of American Express, Member FDIC. Terms Apply.

Start supercharging your savings today

Alert: American adults lost $47 billion to scams and fraud in 2024

That's right. According to a new report, American adults lost $47 billion to scams and identity fraud in 2024.

But you can safeguard your data with all-in-one scam and fraud protection services from OmniWatch, which comes with up to $2,000,000.00 in identity theft insurance,12to cover eligible losses and fees should you experience them.

Plans start at $10 per month and can include comprehensive protection like 24/7 monitoring and alerts, dark web scanning to identify breached personal data (like your SSN and banking info), antivirus and VPN apps for device security, and expert restoration services at no extra cost.

Before you make your next online purchase, protect what you’ve built for a fraction of what it could cost you if your data were compromised.

Act now to get your $1 trial

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