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14 Side Hustles You Can Easily Manage With a Busy Schedule

Last updated Feb. 4, 2026 | By Team FBZ

If you're a busy person but still want to make some extra cash, you've come to the right place. While some side hustles can cost you precious downtime, these easy money-making ideas can work with even the most hectic schedules. Keep scrolling to the ones best for you!

Get financial guidance without the cost with this 100% free plan

Financial plans don’t need to cost hundreds or require meeting with an advisor. Studies show that simply having a plan significantly improves confidence and outcomes.1

Our tool creates a 100% free personalized financial plan — no advisor fees, no sales pitches, no pressure. Just clear guidance based on your financial situation.

Here’s how to get started:

  1. Click the link below.
  2. Answer a few quick questions: your goals, income, and spending habits.
  3. Securely link your accounts through Plaid (checking, savings, cards, etc.).
  4. Receive your personalized money plan instantly, including recommended spending ranges, savings targets, and simple steps to feel more in control.

The tool analyzes your real spending patterns and gives you a clear breakdown of where your money should go each month, without guilt or guesswork. It’s 100% free, and you’ll finally know exactly what to do next with your money.

Click here to get your free financial plan and see the advice that an advisor might charge you hundreds for.

Disney Lovers: Earn a $100 Disney Gift Card + $50 Statement Credit!

If you love visiting Disney, apply for the Disney®Visa® Card(Rates and fees) credit card and you can get a $100 Disney Gift Card eGift to use today upon approval + earn a $50 statement credit after you spend $500 on purchases in the first 3 months from account opening. There is no extra work beyond hitting the spend requirement to earn the full bonus, and no annual fee! 

This card lets you earn 1% in Disney Rewards Dollars on all purchases. And you can also take advantage of special vacation financing: Pay 0% intro APR on select Disney vacation packages for 6 months from the date of purchase (then 18.24% - 27.74% Variable). That means you can book your next Disney trip now, and pay it off over time.

You'll also get substantial discounts on select merchandise at select locations, select dining, and select tours most days at the Disneyland® Resort and Walt Disney World® Resort. And you'll get perks like a complimentary 12-month DashPass subscription and certain travel-related protections. If you're a Disney fan, don't delay — apply today! 

Good or excellent credit (typically 670 or higher) is recommended.

Disney Lovers: Click here to apply for the Disney®Visa® Card credit card today 

Cancel your car insurance

Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.

This tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $159 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.

I used Insurify and now I’m able to pay just $51 a month for two cars.2Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this tool and compare and potentially score same-day savings, here’s what to do:

  1. Click the link below and enter your zip code, date of birth, and phone number.
  2. Answer a few questions about your car’s make and model to get matched with top offers.
  3. Choose the best quote for you and lock it in before rates go up.

Compare rates now and see if you could score same-day savings today!

I can hardly believe I waited so long to do this, but I’m glad I finally did. It only took me two minutes. Super fast. You have to trust me on this. Just try it out.

Stop getting ripped off by credit card companies

If you have credit card debt, you know that paying your bill each month is anxiety-inducing … and sometimes close to impossible with what you have in the bank.

If that’s you, a company called LendingTree3wants to help.They can match you with loan providers that could help you pay off your debt quickly.

Think about it this way: For example, $25,000 in credit card debt at 25% APR will cost you $518.83 every single month in interest alone. But, with a rate as low as 6.99% APR (possible through LendingTree’s lenders), you’d only pay $144.03 interest.

That’s over $350 a month you’d get to keep for yourself in this scenario! Even better, you don’t need a perfect credit score, and checking for loans won’t affect your credit.

Truthfully, this company exists to help you get ahead in life. They have a 4.5/5 rating on TrustPilot with more than 15,000 verified reviews, and you can see your options in a matter of minutes. It’s certainly worth a shot if you’re feeling suffocated by debt.

See if your $25K+ credit card debt is eligible for options with LendingTree

See if your credit card debt is eligible for this debt relief program

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it may get to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

National Debt Relief could help. If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their certified debt specialists may be able to help you resolve your debt for less than you owe — with one low monthly program payment.

Best of all? There are zero upfront fees, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions and get connected with a caring debt specialist. The consultation is completely free and only takes a few minutes to see if you qualify!4

See if your $30k+ in credit card debt is eligible for National Debt Relief

Amazon Prime members, get a $150 Amazon Gift Card instantly loaded into your account upon approval!

If you're an Amazon Prime member, apply for the Prime Visa(Rates and fees) credit card here and you can get a $150 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance upon approval (get an instant decision within 15 seconds).5

There is no extra work or spending requirement and no annual fee! 

The Prime Visa credit card also lets you earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% on all other purchases.

If you spend a good amount on Amazon this card could be worth $100s in cash back every year.  Don't delay — apply today! 

Good or excellent credit (typically 670 or higher) is recommended.

Click here to apply for the Prime Visa credit card today and get an instant decision in 15 seconds

Diversify your hard-earned retirement savings with gold

You’ve spent your whole life building up your retirement savings, but market volatility and inflation could be threatening everything you’ve worked so hard for.

Thor Metals is actively helping Americans like you find greater retirement security with precious metal investments. They offer everything from physical ownership to IRAs in gold and silver that have a proven track record during unstable markets.

In fact, from 2005 to 2020, the price of gold increased by 330%. And during the stock market crash of 2008, the value of gold actually increased by 25%.6

Take control of your legacy today in 3 easy steps:

  1. Request your FREE Gold IRA Quick Start Guide and receive up to $20,000 in free gold on qualifying orders.7
  2. Speak to a dedicated specialist about the best option for you.
  3. Transfer or invest to better diversify your portfolio.

You're in good hands — Thor boasts an A+ rating with the BBB, 4/8/5 stars on TrustPilot, and are 100% American owned. If you have at least $30,000 in savings, IRAs, or your 401K take control of your savings now and download your FREE Gold IRA Quick Start Guide.

Earn up to 5% cash back at grocery stores and wholesale clubs with this incredible card (unlock up to $1,070 in value over the next year!)

There's a credit card that's making waves with its amazing welcome bonus and benefits. Apply for the Discover it® Cash Back(Rates and fees) and you can earn up to 5% cash back at grocery stores and wholesale clubs now to March 31, 2026, on up to $1,500 in purchases when you activate. 

There's no annual fee, and Discover will match all the cash back you’ve earned at the end of your first year. This generous welcome offer and the top-notch cash back rewards provides an estimated $1,070 value in the first year!8 Plus, you'll earn 1% cash back on all other purchases automatically. The welcome offer combined with the up to 5% cash back reward rate could be worth up to 10% cash back in the first year!

This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 17.49% - 26.49% Variable. That means you can use this card to fund large purchases or even get out of debt. If you shop at Costco even once a month, this card is practically a no-brainer!

Click here to apply now for the Discover it® Cash Back.

Alert: American adults lost $47 billion to scams and fraud in 2024

That's right. According to a new report, American adults lost $47 billion to scams and identity fraud in 2024.

But you can safeguard your data with all-in-one scam and fraud protection services from OmniWatch, which comes with up to $2,000,000.00 in identity theft insurance,9to cover eligible losses and fees should you experience them.

Plans start at $10 per month and can include comprehensive protection like 24/7 monitoring and alerts, dark web scanning to identify breached personal data (like your SSN and banking info), antivirus and VPN apps for device security, and expert restoration services at no extra cost.

Before you make your next online purchase, protect what you’ve built for a fraction of what it could cost you if your data were compromised.

Act now to get your $1 trial

Earn a $3,500 bonus with this checking account

We hate to tell you this, really. But if you aren’t banking with HSBC, you’re missing out on extra cash — as much as up to $3,500. Don’t worry though … It's easy to fix.

Earn up to a $3,500 Direct Deposit Cash Bonus when you open an HSBC Premier checking account by December 31, 2025. Add New Deposits to your Premier checking account, Premier Savings account and/or Premier Relationship Savings account by December 31, 2025, and maintain the New Deposits through March 31, 2026.10

  • Get a $1,000 Cash Bonus: Add and maintain New Deposits of $150,000 to $249,999
  • Get a $2,500 Cash Bonus: Add and maintain New Deposits of $250,000 to $499,999
  • Get a $3,500 Cash Bonus: Add and maintain New Deposits of $500,000+

HSBC is a premium bank you’ll love. You’ll pay no foreign transaction fees on purchases when you use the HSBC Premier Debit World Mastercard® card. And you’ll get access to wealth solutions, insights and advice from an HSBC Wealth Relationship Manager.

This is a great way to supercharge your earnings. But hurry, this up to $3,500 Direct Deposit Cash Bonus won’t last forever. Open an account today and connect direct deposit to take advantage of this significant bonus while it lasts!

Open your new HSBC Premier checking account here

Earn a $200 bonus + up to 5% cash back with this criminally underrated cash back card

Apply for the Chase Freedom Unlimited®(Rates and fees) and you could earn a $200 bonus after spending an easy $500 in the first 3 months.  This card is criminally underrated with one of the best spend-to-bonus ratios we've ever seen — the bonus is worth almost half the spend!

No additional work is required. Apply for the card, see if you're approved, spend $500 within 3 months, and earn a $200 bonus. Boom! 

The Chase Freedom Unlimited®(Rates and fees) also lets you earn cash back on everything you buy: Earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases.

Plus, if you want to finance large purchases or pay down high-interest debt, you can also do that with this card. Take advantage of 0% intro APR on purchases and balance transfers for 15 months. After the intro period, the APR is 18.24% - 27.74% Variable. Do not skip  this card — it's a sleeper hit with insane value and NO annual fee. 

Good or excellent credit (typically 670 or higher) is recommended.

Click here to Apply Now to the Chase Freedom Unlimited®

Turn your home’s value into extra cash

If you want to pay a large expense now, like a home improvement project or credit card debt, you may have considered using your home equity as leverage to borrow a large sum of money.

But with interest rates rising in recent years, a cash-out refinance or home equity loan may not make financial sense.

Here’s a potential solution: Get a home equity line of credit (HELOC) instead.

Using LendingTree’s simple HELOC matching tool3 (yes, the company from the commercials), you can compare rates and see what works for you.

How a home equity line of credit is different: Your line of credit acts similar to a credit card, where you can withdraw funds when you need them, and you’re only responsible for minimum monthly payments for what’s called the “draw period,” which is usually 10 years. After this borrowing period ends, you pay off the rest of your balance during an extended repayment period, which is usually 20 years.

Plus, as a revolving line of credit, rates are usually variable, so you won’t be locked into a fixed rate if they ever go lower.

To get started:

  1. Check out LendingTree’s HELOC matching tool.
  2. Answer a few questions.
  3. Be matched with personalized offers for you.

Visit LendingTree

Set up direct deposit and complete qualifying activities - pocket $400

If you aren't banking with Truist, you're missing out on a huge boost of extra cash just by following a few simple steps.

Earn a bonus of $400 when you open a new Truist One Checking account online between October 30, 2025 and March 25, 2026 using promo code AFL400TR1Q425.11To earn the $400 bonus, your account needs to receive at least 2 qualifying direct deposits totaling $2,000 or more and complete 20 qualifying debit card purchase transactions within 120 days of account opening. Terms apply.

This is a great way to supercharge your earnings. It basically takes no extra work at all other than following the steps above. Plus, your new account offers benefits like no overdraft fee and options to avoid a monthly maintenance fee on top of the bonus.

Open your account and earn a $400 bonus

Switch your renters insurance - you could put up to $329 back in your pocket per year

Pretty much any landlord can all but force you to get renters insurance. But if you do this, they can’t stop you. In fact, they don’t even have a say!

This tool can help you find affordable renters insurance in just a few clicks. You’d be shocked by how much you can save. Some people pay as much as $570 annually in some places. And you’d think that’s just the best price. Don’t even look anywhere else. Right? Wrong.

But … by shopping around you could pay as low as $241 annually ($20 bucks a month). That could be $329 back in your pocket every year. Too many people go with the first insurance they find and end up paying way more. Stop paying these companies more than you need to!

If you want to try this tool and compare and potentially score same-day savings, here’s what to do:

  1. Click the link below and enter your zip code, date of birth, and phone number.
  2. Answer a few questions about yourself and where you live.
  3. Choose the best quote for you and lock it in before rates go up.

Compare rates now and see if you could score same-day savings today!

You’ll hardly believe you waited so long to do this, but you’ll be glad you finally did. It only takes about two minutes. Super fast. Just try it out.

Pay no interest on balance transfers well into 2027 with this no annual fee card

If you're struggling to pay down high interest debt, this might be the exact thing you need. There's a card that allows you to completely pause the interest on balance transfers well into 2027 ... and the best part is that it could be easier than you think.

The Citi® Diamond Preferred® Card(Rates and fees) is an extremely powerful card that gives you 0% intro APR for an astounding 21 months from date of account opening on balance transfers (then 16.49% - 27.24% (Variable); balance transfers must be completed within 4 months of account opening). That's right — you can now transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges — all with no annual fee.

But it doesn't end there, because this card comes with an additional perk: If you have a large purchase coming up, finance it easily with 0% intro APR for 12 months from date of account opening on purchases. After the intro period, the APR for balance transfers and purchases is 16.49% - 27.24% (Variable). Don't delay — apply for the Citi® Diamond Preferred® Card(Rates and fees), finance the large purchases you've been waiting on, and pay down crippling high interest debt!

Apply now for the Citi® Diamond Preferred® Card

Get up to $600,000 from your home (no monthly payments ever)

This is really cool. If you own a home and want to take equity out (to pay down debt or fund home renovations, for example) you can — but usually, you have to make payments each month. This company gets rid of that.

It sounds crazy, but it’s called Point, and it lets you take money out of your home right now without making monthly payments.12It's called a home equity investment (HEI), and it’s a partnership with you and Point where you get money now in return for a portion of your home’s future appreciation in value.

Point can give you access to up to $600,000, but you can take what you need based on what you qualify for. You can also leave the partnership at any time by buying back your equity. To get started, go to their website, enter your address, and put in the amount you need. It’s incredible.

Enter your address here to get started

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