MyPoints Review [2024]: Earn Big Cashback Rewards for Shopping Online

If you don't use a cashback site like MyPoints when shopping online, you're leaving money on the table. Here’s what you need to know about MyPoints.
Updated April 15, 2024
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MyPoints, a cashback site and mobile app that allows you to earn rewards, among other things, makes it easy for you to enjoy those positive feelings when you shop. If this sounds interesting, stick around to learn what MyPoints offers.

Quick Summary

MyPoints rewards you when you shop online.

  • Earn points with over 1,900 retail partners
  • Redeem points for cash, gift cards, and more
  • 20 million members and counting
In this MyPoints review

What is MyPoints?

MyPoints is an online rewards platform that lets users earn points for shopping at over 1,900 retailers. These merchants pay MyPoints a commission for sending them sales, returning a portion of that commission to members in the form of points. MyPoints members can also earn points through several different activities, such as taking online surveys, watching videos, and playing games. They can then redeem points for cash, gift cards, and even travel miles through a United MileagePlus account. MileagePlus is the rewards program for United Airlines.

Founded in 1996 by Steve Markowitz, MyPoints has since been acquired by Prodege, LLC, an internet and media company that also owns Swagbucks, InboxDollars, and ShopAtHome. According to its website, the company is headquartered in San Francisco and currently has more than 20 million active members.

How does MyPoints work?

Upon joining MyPoints, you can start earning points in several ways. With over 1,900 retail partners, including popular stores like Target, Walmart, Kohl's, and Best Buy, online shopping may be the easiest and most popular way to earn points. But you can continue earning points in between shopping trips by taking surveys, watching videos, playing games, and searching the web, among other things.

When you’re ready to redeem your points, you can cash them out for cash, gift cards, or travel miles with United MileagePlus. You can choose between more than 70 retailers and restaurants if you prefer a gift card. If you’d rather earn extra cash, you can redeem your points for a PayPal deposit or Visa prepaid card. Otherwise, you can transfer them to United MileagePlus and use them to book flights.

The value of your MyPoints rewards varies depending on your redemption choice, but points are typically worth around .006 cents each. Gift card amounts tend to range from $5 to $100 for the most part, though some stores may allow you to redeem for more or less. These amounts vary from store to store, but you will be able to see exactly how many points you need for each redemption method when you cash them out. You may even find that MyPoints has reduced the number of points required to make a redemption for certain rewards, increasing your points' value.

Who is MyPoints best for?

Anyone who shops online and wants to earn cash back for their purchases should find MyPoints beneficial. Plus, all you need is an email address to sign up.

Members can use the MyPoints website to earn points or shop online through the MyPoints cash back app, which makes it easier to earn rewards no matter how you prefer to shop. As long as you remember to log into MyPoints before you shop, it’s an easy way to save money shopping online.

You may also enjoy MyPoints if you like the idea of earning rewards for other various online activities. Whether it’s taking surveys, watching videos, or playing games, if you’re doing these sorts of activities already, it may be worth it to start earning rewards.

Earning points by shopping through MyPoints is pretty passive. If you’re shopping regardless, you might as well earn points on your purchases. Whether it’s worth spending time trying to accrue points through these other activities depends on how much you value your time. In other words, you might be able to earn more money elsewhere.

How much can you earn with MyPoints?

The amount of money you can earn with MyPoints depends on a few factors. If you’re an avid online shopper who shops at most of the site’s partner stores, you will earn more points than someone who occasionally shops online.

It’s also crucial to start each shopping session through MyPoints; otherwise, you won’t be given credit for your purchases. When you click through MyPoints to shop at a retail partner, you send the merchant tracking info that tells them MyPoints referred you. MyPoints earns a commission on this referral and gives a portion of the money back to you in the form of points. If you don’t click through MyPoints, the retail partner won’t pay out a commission. As a result, you won’t earn any points on your purchase.

You can earn even more points by completing the other activities MyPoints rewards you for. So if you’re willing to devote free time to taking surveys, watching videos, or playing games, you’ll earn more points. According to MyPoints, you can earn up to 400 points by taking surveys and 500 points per day by watching videos. MyPoints also states that some surveys pay up to $50, though these are likely few and far between.

In short, the amount you earn with MyPoints depends on how often you use the site to shop online and how much time you’re willing to spend earning points through the other various activities.

Maximizing your earnings with MyPoints

MyPoints can be a helpful tool if you're struggling with how to save money and you want to make a bit of extra cash. To maximize your earnings with MyPoints, take advantage of all the different point-earning opportunities the site offers:

  • Shop with MyPoints partners. Shop online through MyPoints and earn points for every dollar you spend. These points vary from retailer to retailer, but it’s common to earn between one and 10 points per dollar spent. 
  • Take surveys whenever available. The volume of available surveys depends on the requirements of the market research companies, so continue to check back for available surveys. You will receive five points even if you don’t qualify for a particular survey, though you’re limited to earning no more than 25 points per day for non-qualification.
  • Max out your video consumption. MyPoints will pay you up to 500 points per day to watch videos.
  • If you need to search the web, search through MyPoints: Although you won’t earn points for every search, searching the web through the MyPoints internal search engine gives you the chance to win up to 170 points randomly.
  • Refer a friend to MyPoints. You can earn 25 points per friend that accepts your invitation to join, 750 points when your friend spends $20 or more, and a 10% bonus of all the eligible points your friend earns.
  • Opt-in to receive BonusMail: MyPoints also offers BonusMail, which allows users to earn bonus points by reading their emails or clicking through on a link and completing a purchase.

Common questions about MyPoints

Is MyPoints legit?

MyPoints is a legitimate company that allows consumers to earn rewards that can be redeemed for real money. You won't come across any scams. You can earn rewards when you shop, take surveys, play games, and take part in other online activities through the MyPoints platform. If your privacy is a concern, the company states that it does not share any of your personally identifiable information with its advertisers without your express consent, nor does it sell your personally identifiable information.

How can you redeem MyPoints?

With MyPoints, you have several options for redeeming points. You can redeem them for cash through a PayPal account or a Visa gift card, for gift cards to more than 70 popular retailers and restaurants, or for United MileagePlus miles. 

How long does it take to earn gift cards with MyPoints?

In many cases, you can cash out your points for gift cards when you reach between 700 and 790 points. This equates to a $5 gift card. The exact amount needed, however, will vary from one gift card to another.

How much are MyPoints worth?

The value of your MyPoints rewards depends on how you choose to redeem them, but points are generally worth around .006 cents each. Some redemption methods will offer a higher valuation, while others will be lower.

Who owns MyPoints?

MyPoints is owned by Prodege, LLC, an internet and media company that also owns the popular platforms Swagbucks and InboxDollars. If you're looking for ways to make extra money, these platforms could be good places to start.

How to sign up for MyPoints

Opening a MyPoints account is simple and quick. All you need is an email address.

Step 1:  To open a MyPoints account, head to 

mypoints signup page

Once there, you will see an option to join. Enter your email and a password and click “Join Now.” That’s it! You may need to activate your account by clicking on a verification link in your email, but you’re now ready to start earning with MyPoints. You can also download the MyPoints mobile app for your iOS or Android device and earn rewards on the go.

MyPoints currently (as of Sept. 19, 2022) offers a sign-up bonus of $10, redeemable through either an Amazon or prepaid Visa card. 

Other cashback apps to consider

MyPoints allows you to earn points that can be redeemed for extra cash or gift cards by shopping, taking surveys, and watching videos, among other things. If you shop online frequently, starting your shopping trip through MyPoints is an easy way to earn cash back on your purchases. Just remember to start with MyPoints to get credit for your purchases.

As mentioned above, the same company that owns MyPoints also owns Swagbucks and InboxDollars. These platforms are similar to MyPoints in that you can earn cash and points for various online activities, but some of these activities differ. All three rewards sites offer ways to make money or earn points from shopping online, but the payouts aren’t always the same. The next time you shop, it may be worth checking all three sites to see which offers the most rewards.

These are relatively passive side hustles that might help you earn money online, and they can be helpful if you're trying to learn how to manage your money better.

MyPoints Benefits

  • Get paid to go shopping online
  • Earn free gift cards at 1900+ stores
  • Top retailers like Walmart, eBay and Amazon
  • Join millions of MyPoints members

Author Details

Matt Miczulski Matt Miczulski is a personal finance writer specializing in financial news, budget travel, banking, and debt. His interest in personal finance took off after eliminating $30,000 in debt in just over a year, and his goal is to help others learn how to get ahead with better money management strategies. A lover of history, Matt hopes to use his passion for storytelling to shine a new light on how people think about money. His work has also been featured on MoneyDoneRight and