10 Arizona Cities Where You Can Buy a Home Under $200,000

Arizona is an economic powerhouse with a climate that makes it the envy of its northern neighbors. As such, buying a home in sunny Arizona is a dream for many. But, with housing prices soaring nationwide, you may not consider Arizona an affordable place to build wealth.

However, you can still find affordable homes in Arizona if you know where to look, which is why we put together this list of 10 cities where buying a home for just $200,000 is still within reach.

Douglas is a small town close to the U.S.-Mexico border. It's deep in the desert, and as such, it rewards residents with beautiful mountainous landscapes. Not only that, but the town is a great spot if you want easy access to the great outdoors and cultural venues like the Gadsden Museum.

With a median house price of $159,430, finding a home for under $200,000 can be an easy task.

New Kingman-Butler is a great destination for outdoor lovers with its proximity to Havasu National Wildlife Refuge. This village is also a cheap place to live and enjoy a simple life.

New Kingman-Butler boasts a median house price of $153,100, making it perfect for smaller budgets. Despite its small size, the town offers lots to do for would-be residents of Mohave County.

Located in Gila County, Globe is a small town of less than 10,000 people. If you enjoy places with a rural vibe and a close-knit feel, it may be the best Arizona location for your budget.

The median home price in Globe is $150,400. To make things better, the town scores high affordability marks on food and transportation and has a lower cost of living than the Arizona and U.S. averages.

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Phoenix is arguably the best-known city in Maricopa County. It's a great location for those who appreciate history and culture. Its majestic mountain views and endless sunshine also make it a great spot for outdoor enthusiasts.

Arizona's capital isn't the cheapest place to settle down. However, you can still find houses that fit your $200,000 budget, especially in the suburbs.

Speaking of suburbs, Sun City is a Maricopa County town located in the Phoenix-Mesa-Chandler Metro Area. It offers various attractions rivaling those of the state capital. They include the Deer Valley Petroglyph Preserve and R. H. Johnson Recreation Center.

Sun City is much more affordable than Phoenix proper, as well. In fact, you can find a home for $199,000 or less in this low-crime town.

If you're looking for a place rich with native history, Winslow is a great choice. This Navajo County town is part of the Show Low Metro Area and lies close to Monument Valley.

A favorite of retirees and families alike, Winslow works well for a $200,000 budget — its median home price is $169,900, giving you plenty of wiggle room in your budget.

San Luis is in the best spot to enjoy the Arizona desert. Besides, its Yuma County location ensures it's close to both California and Mexico. The town has a moderate cost of living, which draws many families and retirement-aged adults.

Pick San Luis if you enjoy outdoor activities and living within equal distance of busy cities like Phoenix and San Diego — with home prices hovering around your $200,000 spending limit.

Golden Valley is another outstanding desert city that offers a slower pace of life and plenty of outdoor fun for nature lovers. It experiences hot summers, like many other entries on this list.

However, it's a good spot to pick if you're looking for a year-round home. With a median home price that is almost 50% lower than the national average, Golden Valley can be an affordable place to call home.

Clifton would suit your lifestyle best if you have always wanted to live in a small town. Its tiny population of 2,500 people gives it a down-to-earth, rural feel.

Clifton has its share of attractions — from fun fishing on the Gila River to visiting historical sites. But that's not all it has going for it. The town's median house price of just $118,500 makes it an affordable option for many.

Bisbee has a colorful history as a former copper mining town. The town is understandably proud of its roots and would make an ideal home for people who enjoy history and museums.

Bisbee also rivals Florida cities with more than 300 sunny days each year. If you love sunshine and outdoor pursuits, consider making Bisbee your home, which you can easily do with a budget of $200,000, since the median price in this area is just $196,000.

Arizona has a lot going for it in terms of natural beauty and a rich history. Add a warm climate to the mix, and you have it all. While not all locations in this state are affordable, with the right homeowner moves, you can find a home for $200,000 or less in places like Douglas, Sun City, and even Phoenix.

Our advice? Look for neighborhoods with lots of shade and invest in a good air conditioning system to survive Arizona's hot summers.