Want to earn cash back on your everyday purchases without using a credit card?
With the Discover® Cashback Debit Checking account (member FDIC), you can earn credit-card-level cash back on the purchases you're already making. Unlike a credit card, since you’re only spending the money you have, you don’t have to worry about paying off a balance each month or going into debt in order to earn rewards.
Don’t leave money on the table. Start earning 1% cash back1 on up to $3,000 in debit card purchases each month — up to an extra $360 a year!1
What we love about the Discover® Cashback Checking account
- Earn 1% cash back1 on up to $3,000 in debit card purchases each month.
- No minimum opening deposit, no minimum balance, and no account fees. Period.
- Get your paycheck up to 2 days early for free with Early Pay.
- Fee-free overdraft protection and unauthorized debit card transaction protection.
- 100% U.S.-based customer service available 24/7.
Apply for a Discover Cashback Checking account today
Earn 1% cash back on up to $3,000 in debit card purchases each month.1 No minimum deposit or balance. FDIC Insured.
How to apply and earn cash back
- Apply online in just minutes and with no impact on your credit score.
- Important: Fund your account within 45 days, or it is automatically closed.
- Receive your new debit card in the mail and start earning 1% cash back1 on up to $3,000 in debt card purchases each month.
The Discover® Cashback Debit Checking account (member FDIC) is irresistible to use: Make this your go-to debit card as soon as you get it to earn as much of the $360 cash back yearly potential as you can.1 In 2022, Discover temporarily suspended new account applications, but luckily for you, they reopened applications again. (But you shouldn’t wait to apply if you’re interested!)