Earn Cash Back Without a Credit Card: This Rare Debit Card Will Become Your New Go-To

Want to earn cash back on your everyday purchases without using a credit card?

With the Discover® Cashback Debit Checking account (member FDIC), you can earn credit-card-level cash back on the purchases you're already making. Unlike a credit card, since you’re only spending the money you have, you don’t have to worry about paying off a balance each month or going into debt in order to earn rewards.

Don’t leave money on the table. Start earning 1% cash back¹ on up to $3,000 in debit card purchases each month — up to an extra $360 a year!¹

What we love about the Discover® Cashback Checking account

• Earn 1% cash back¹ on up to $3,000 in debit card purchases each month.
• No minimum opening deposit, no minimum balance, and no account fees. Period.
• Get your paycheck up to 2 days early for free with Early Pay.
• Fee-free overdraft protection and unauthorized debit card transaction protection.
• 100% U.S.-based customer service available 24/7.

Apply for a Discover Cashback Checking account today

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Discover®️ Cashback Checking

Earn 1% cash back on up to $3,000 in debit card purchases each month.¹ No minimum deposit or balance. FDIC Insured.

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How to apply and earn cash back

1. Apply online in just minutes and with no impact on your credit score.
2. Important: Fund your account within 45 days, or it is automatically closed.
3. Receive your new debit card in the mail and start earning 1% cash back¹ on up to $3,000 in debt card purchases each month.

The Discover® Cashback Debit Checking account (member FDIC) is irresistible to use: Make this your go-to debit card as soon as you get it to earn as much of the $360 cash back yearly potential as you can.¹ In 2022, Discover temporarily suspended new account applications, but luckily for you, they reopened applications again. (But you shouldn’t wait to apply if you’re interested!)

Rare Checking Account That Offers Cash Back

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FinanceBuzz writers and editors score products and companies on a number of objective features as well as our expert editorial assessment. Our partners do not influence our ratings.

Discover®️ Cashback Debit Benefits

• Earn 1% cash back on up to $3,000 in debit card purchases each month¹
• No minimum deposit, no minimum balance, and no account fees
• Easily switch direct deposit via the Discover mobile app or online for Early Pay (get your paycheck up to 2 days early!)
• 60K+ fee-free ATMs and make cash deposits at Walmart stores nationwide

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FinanceBuzz writers and editors score products and companies on a number of objective features as well as our expert editorial assessment. Our partners do not influence our ratings.

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