How to Make Money on Your iPhone in [2023]

Wondering how to make money on your iPhone? Certain apps make it easy to get started with the smartphone that’s always at your side.
Last updated April 3, 2023 | By Ben Walker, CEPF Edited By Melinda Sineriz
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Your iPhone is always at your side and offers endless opportunities to access different aspects of technology. But apart from scrolling through social media, did you know you can learn how to make money with your Apple device? If you want to earn some extra cash in your spare time, consider using some of the best money-making apps available in the App Store.

For many of these apps, it’s not difficult to start making money right away. But the best part? You can do it from anywhere with your iPhone, as long as you have a recent iOS, an internet connection, and some downtime. See how to get started and which apps might make the most sense (and the most money) for you.

How to make money on your iPhone

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Before jumping into the apps, let’s cover what types of apps are available. It’s important to know your preferences when learning how to make money because not everyone has the same goals. For example, you might be interested in an app you can use after work when you have some free time and want to relax. But someone else might prefer picking up a side hustle in addition to their full-time job.

Here are the types of apps we’ll discuss in further detail:

  • Side hustle apps: Often the best options for significantly increasing your opportunities to earn more money, but likely requires more time and effort. This category includes apps like DoorDash and Instacart.
  • Survey apps: Take surveys for money. You typically get to choose different types of surveys and survey lengths from very short surveys to longer ones.
  • Cashback apps: Earn cash back with apps. These are typically shopping apps such as Ibotta or Rakuten that you can integrate into your everyday life.
  • Game apps: Play games and earn real money. Classic games can be played on apps like Blackout Bingo and Solitaire Cash.
  • Other apps: There are loads of apps that don’t fit into the above categories but still offer simple ways to earn money. This includes selling things with apps such as Decluttr or Poshmark, or earning rewards for exercising with Sweatcoin.

Find a side hustle

NDABCREATIVITY/Adobe Best Business Credit Cards for Side Hustles

Common side hustle apps include DoorDash, Instacart, Uber Eats, Lyft, and more. These aren’t the types of apps where you can sit on your couch at home and relax while making money — you typically have to go out and work. But because of the effort required, you likely have increased opportunities to make more money compared with some other apps.

Here are a few other side hustle apps to keep in mind.


mimagephotos/Adobe young smiling woman using mobile phone against blue background

Fiverr is a digital services marketplace where both buyers and sellers can participate. This means you can buy services such as social media marketing, video editing, voice-over, web programming, and much more. If you want to make money with Fiverr, see which skills of yours align with the services on the app — and then create a seller account and list your services. Some Fiverr users might make more than $100,000 per year, but that’s likely not the case for the average user.

To learn more, check out our Fiverr review.

Field Agent

kite_rin/Adobe Man smiling and looking at phone

Field Agent enlists its users to gather information for different companies, which could include taking photos or sharing opinions. You might have the opportunity to try new products for free and then give feedback about the experience. Field Agent advertises paying between $3 to $20 for completed jobs. Jobs are typically on a first-come, first-served basis, so you have to be active with checking the app to make money.

Download Field Agent on the App Store.

TaskRabbit Young woman holding a paper bag full of fresh groceries and using smartphone app for supermarket delivery

Most people don’t have time to get everything done, whether it’s yard work, cleaning, home repairs, or grocery shopping. That’s where TaskRabbit and its team of Taskers come in. If you have skills that align with the services TaskRabbit offers, you could become a Tasker today. And don’t worry, “skills” is a loose term that could include the simple act of cleaning a bathroom or moving furniture. The pay varies by the project and difficulty, but it’s not uncommon to be paid more than $100 for certain tasks.

To learn more, check out our TaskRabbit review.


Art_Photo/Adobe Man smiling at phone

Looking for flexible gigs in your area? Consider using Gigwalk to earn some extra cash. This app only requires using the mobile app when you have some free time. You get to accept different types of available gigs in your area, which can range from spending a few minutes to a few hours. Payments for successfully completed gigs can range from $3 to $100 or more and are sent to a linked PayPal account.

Download Gigwalk on the App Store.


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Foap can help release your inner photographer while helping you make money at the same time. This app offers different ways to earn cash, ranging from completing missions in the app to uploading photos to the Foap marketplace where people can buy them from you. Foap Missions, where you typically participate in photo or video contests with specific brands, can offer rewards worth up to $1,000. If you sell your photos on the app, you split the profit 50/50 with Foap.

Download Foap on the App Store.

Do surveys

ikostudio/Adobe Branded Surveys Review

Picking up your phone and making a little side cash in your free time doesn’t have to be time-consuming or difficult. With survey apps and sites, you can take surveys and make real money. It’s as simple as that — you could be in your pajamas if you wanted. But with the lower effort comes lower payments, which means you’re likely not going to get rich taking surveys.

Here are some popular survey apps to consider.


sharafmaksumov/Adobe inbox dollars survey app

InboxDollars offers cash for completing online surveys and sharing your opinions about certain things. To date, the app has paid out over $80 million to its millions of users. Surveys on InboxDollars are matched to your preferences and could include a broad range of topics, such as automobiles, fashion, shopping, travel, sports, and more.

Successfully completed surveys typically pay between 25 cents and $5, though some may pay more. If you don’t want cash, you can redeem your money for gift cards from retailers like Home Depot, Starbucks, Target, and Amazon.

To learn more, check out our InboxDollars review.


rh2010/Adobe woman looking at phone

Swagbucks is technically more than a survey site, as it offers multiple ways for you to earn gift cards and cash. This includes making online purchases, watching videos, participating in deals, and taking surveys. The survey portion of Swagbucks is SB Answer, which is available to download on the App Store. Overall, Swagbucks has paid out more than $658 million to its members.

Find out more in our Swagbucks review.

Survey Junkie

MclittleStock/Adobe taking phone survey

Similar to other survey apps, Survey Junkie allows users the opportunity to take onnline surveys and earn money. You technically earn points for completing surveys, but these points can be redeemed for cash or virtual gift cards. You need a minimum of 1,000 points to make a redemption, with point totals varying by each survey you take.

Check out our Survey Junkie review to learn more about how it works.

Cashback apps

SUPREEYA-ANON/Adobe getting cash out of wallet

Cashback apps are typically associated with earning cash back from shopping. Because most people shop on a regular basis, whether for groceries or online products, these types of apps are often easy to incorporate into your everyday shopping routine. And they can often work in tandem with cashback credit cards, offering bonus rewards to shoppers.

Here are a few cashback apps you might find useful.


JenkoAtaman/Adobe mother & daughter high fiving

Ibotta offers different ways to earn cash back, including buying gift cards, making online purchases, and buying groceries. Depending on your spending habits, you might find any of these options useful. For grocery trips, you typically have to add offers in the app and then you might have to scan a barcode on a receipt after you make your purchases. Ibotta isn’t likely to make you rich, but the savings can add up after a while.

You have to earn at least $20 to cash out. Redemption options include bank deposits, PayPal, and gift cards. Popular gift card options include Target, Walmart, and Amazon gift cards.

Learn more in our Ibotta review.


Seventyfour/Adobe Shopping bags

Rakuten (formerly known as Ebates) offers ways to earn cash back by shopping in stores or online. You can use the Rakuten app, web browser extension, or the website to get started. Since 1999, Rakuten has paid its members more than $2 billion, which makes it one of the most popular cashback apps on the planet. According to Rakuten, the average cash back earned by its members in 2020 was $63.50. Payouts typically occur every few months.

Check out our Rakuten review to learn more.


ldprod/Adobe How to Earn Money with Shopkick

Shopkick rewards you for visiting stores and making purchases or for shopping online. The rewards come in the form of “kicks,” which can be redeemed for gift cards to popular retailers and companies such as Amazon, Best Buy, and PayPal. You can also watch videos to earn more kicks to get closer to gift card redemptions.

To learn more, check out our Shopkick review.


ryanking999/Adobe Man smiling at phone

If you enjoy passing the time by playing games on your phone, consider using apps that can reward you for your time. These types of game apps often put modern twists on classic games like bingo or Solitaire. They might be considered a form of online gambling depending on where you live, which means they’re not suitable for children or individuals who struggle with gambling or other addictions.

Here are a few money making game apps to consider.

Blackout Bingo

Mark/Adobe bingo balls

Blackout Bingo offers ways to win real cash by playing online bingo against other users. This type of bingo is fast-paced and includes boosts to increase your points while playing. You don’t have to deposit your own money to play this game, but it’s likely a quicker way to participate in the cash tournaments.

To learn more, check out our Blackout Bingo review.

Bingo Clash

The Toidi/Adobe bingo cards

Bingo Clash is one of the most popular games on the App Store, with more than 56,800 ratings and a 4.6 out of 5 overall rating. Similar to Blackout Bingo, you can play Bingo Clash and win real money. Because this is largely a skill-based game, you’re likely to do better if you’re quick at finding matching numbers while looking over your board and using available boosts.

To learn more, check out our Bingo Clash review.

Solitaire Cash

Samuel Perry/Adobe game of solitaire

As one of the top card games in the App Store and with hundreds of thousands of followers across social media, Solitaire Cash is a popular game where you can earn money playing Solitaire. Both non-cash and cash tournaments are available to play, though certain states restrict you from playing in cash tournaments. Fans of different versions of Solitaire, such as Spider or Freecell Solitaire, might be fans of this game.

To learn more, check out our Solitaire Cash review.

Other useful apps

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There are plenty of apps that don’t quite fit into the above categories, but can still offer helpful ways to earn money. Here are a few to check out.


Maksym Yemelyanov pile of devices

With over 6 million customers and hundreds of millions paid out in cash to its users, Decluttr is an app for buying and selling tech products. This includes phones, books, games, consoles, DVDs, and more. As its name suggests, using this app could be a useful way to make some money while clearing your home of items you no longer need.

Download Decluttr on the App Store.


Dilok/Adobe Coin jars

You might know Acorns as the app that invests your spare change for you, which it is, but it offers much more than just its Round-Ups feature. As one of the best investment apps available, you can set up investment accounts for you and your family members. You also have the option to set up retirement accounts and a bank account with a debit card. Acorns plans typically cost $3 to $5. It’s not always completely passive income, but investment apps might help your money make more money.

To learn more, check out our Acorns review.


kieferpix/Adobe woman taking a walk

If you want to be rewarded for walking, consider using Sweatcoin. This app offers sweatcoins, its reward currency (not currently a cryptocurrency), for moving around. The point of the app is to help people be more fit, and because there’s an incentive as well, it’s a win-win for Sweatcoin users. Your coins can be redeemed for charitable donations, experiences, services, and goods.

Download Sweatcoin on the App Store.


agongallud/Adobe man with question

How can you earn money from your iPhone?

There are multiple ways to earn money from your iPhone, but likely one of the easiest is by downloading and using certain apps. Side hustle apps such as TaskRabbit and Fiverr can help if you want to put your skills to use, while cashback apps like Ibotta and Rakuten can offer opportunities to make money from everyday shopping trips.

Other options include playing games like Blackout Bingo and Bingo Clash for real money, or using Decluttr to sell your stuff online, or using Acorns to help reach your financial goals.

What is the best way to make money with iPhone apps?

It depends on your preferences and financial goals. Doing surveys with apps like InboxDollars, Nielsen, and Survey Junkie could be an easy way to make extra money in your spare time, especially because they work from anywhere. But if you would rather play video games for cash, consider apps such as Bingo Clash, Solitaire Cash, or Mistplay. Side hustle apps, including Fiverr and TaskRabbit can also help add to your income.

Which apps pay real money?

Many apps offer opportunities to earn real money, including shopping apps like Ibotta, Rakuten, and Fetch. You also have options to play games for actual cash with apps like Lucktastic, Blackout Bingo, and Mistplay. If you’re interested in taking surveys for money, consider apps like InboxDollars, Survey Junkie, and Swagbucks.

Bottom line

Peera/Adobe Woman carrying shopping bags and looking at her phone

The options are out there for making money with your iPhone, but what works for you ultimately depends on your preferences and goals. You might prefer playing games, taking surveys, or using apps to sell things around your house. But be aware that most of these apps aren’t designed to replace the income of a full-time job.

If you want to help increase your cash flow, consider picking up a side hustle. This could include freelance or contract work, which many apps can help you find. To learn more, check out our list of the best side hustles.

SurveyJunkie Benefits

  • Over $1 million paid out to Survey Junkie members monthly
  • Completing three surveys a day can earn you up to $40 a month
  • Trustpilot rating of 4.5/5 with over 30,000 reviews

Author Details

Ben Walker, CEPF Ben Walker, CEPF, is a credit cards and travel writer at FinanceBuzz who loves helping others achieve their travel goals through financially sound decisions. For over a decade, he has been using credit card points and miles for the sole purpose of traveling the world. Ben is a Certified Educator of Personal Finance and has been featured in The Washington Post, MSN,, and