11 Small Towns Realtors Swear Are About to be Retirement Hot Spots

Many folks approaching retirement age use this time to plan how they'll spend their golden years, which sometimes includes creating the life they always dreamed of but could never pursue while working. Often, that can lead them to locales that have some of the extras that retirees want.

Realtor Eric Bramlett says that he's noticed a rise in retirees gravitating toward smaller towns that can offer residents more than just affordability. "They're looking for connection, comfort, and character," he says, adding that the trend is becoming so common that it's hard to ignore.

So, if you're seeking a stress-free retirement in a small town with all the perks, don't sleep on these future hot spots.

Apex is notable for its balance of old and new, according to North Carolina real estate agent Rachel Stringer of Raleigh Realty.

"The downtown area has a historic feel, but it's not stuck in the past," she says. "You'll find parks, local shops, and restaurants where people gather, which makes it easy to feel connected."

Also being close to Raleigh means health care and services are a short drive away.

While Myrtle Beach often gets lots of attention when it comes to South Carolina, Greenville has the goods, as noted by Yosef Adde, real estate agent and founder of I Buy LA.

"Greenville in South Carolina is no doubt beautiful, given its Southern culture, modern art, and architecture, the people-friendly downtown, and the Blue Ridge Mountains that are obviously in the area," he says.

Greenville is affordable for retirees and has a mild climate in addition to these perks.

Peaceful and idyllic, this small waterfront town in South Carolina also has genuine appeal, according to Brady Bridges, a real estate broker and owner of Reside Real Estate.

"As more retirees seek serene, beautiful places to live, Beaufort is expected to gain even more attention," he says.

You won't have big-city conveniences here, by design, but good medical care and more are a car trip away. "When needed, retirees have easy access to larger services in Charleston," Bridges continues.

This small town outside of Phoenix is serene yet thriving, according to real estate broker Nicholas McMillan, founder and owner of Hire Realty LLC.

"This community provides retirees a calm lifestyle, pleasant temperature, and easy access to larger cities, making it ideal for active retirees," he says.

It also has plenty of activities. "Queen Creek is known for its golf courses, hiking trails, riding activities, growing culinary scene, and community events," McMillan adds.

Of course, Florida has to show up on this list, and Jake McClure, a licensed real estate broker and analyst with Burling Square Group, says he recommends this unique locale.

"As the nation's oldest city, St. Augustine offers retirees a rich historical backdrop and mild weather year-round," he says. "I find that retirees love the walkable downtown, diverse dining, and beautiful beaches."

Top-tier health care is nearby and the tax laws are some of the best in the country when it comes to retirees living on a fixed income.

If you enjoy cooler weather, this relatively affordable Michigan town should be on your radar, according to Adde.

"The wine country as well as the proximity of lakes makes Traverse City, Michigan, a wonderful place that also attracts active outdoor lovers and people who love a community," he says.

Zumba classes in the many senior centers will help keep you active in winter when it's too cold to play pickleball, a popular pastime for many entering their golden years.

This super walkable town with a strong community isn't cheap, but it offers so much for seniors, according to Stringer.

"It's smaller and more artsy, which a lot of retirees love," she says. "There's a focus on local culture — art galleries, live music, and a farmers' market that's one of the best in the area."

If you want some big-city flavor, just hop in your car. "Being close to Chapel Hill also opens up opportunities for lectures and classes," she continues.

"Maplewood provides retirees with a vibrant, affordable, and culturally rich environment," says Bridges. This town of a little over 8,000 is also among the more affordable on this list.

You won't miss out on amenities, however. "Parks, galleries, and events make the town a high quality of life community with a livability score of 87," Bridges continues. "Walking, city amenities, and a friendly atmosphere make the town a great place for retirees."

Thanks to retirees leaving California for more affordable states, this small town in Idaho is becoming quite the hotspot, explains Adde.

"Eagle, which is a suburb close to Boise, Idaho, is equally modern with tranquil neighborhoods and has easy access to the city," he says.

In addition to the small-town vibe, health care access, outdoor activities, and low crime rates are a draw.

Nestled in the Ozarks is this small town that's poised to become a retiree magnet, according to McClure.

"It's known for its Victorian architecture, thriving arts scene, and welcoming atmosphere," he says of the hidden gem.

Eureka Springs already has a large community over 45, and for good reason. "The town's affordability and scenic beauty make it particularly appealing for retirees on a budget," McClure continues. Affordability nowadays is incredibly important as you try to maximize your retirement savings. 

If New England is where you want to be, this town has a great community spirit, according to McMillian.

"Natural beauty, cultural depth, and strong bonds make towns like Woodstock stand out and are becoming increasingly popular," he says.

So, if you don't mind winters, you're in for a treat. "Active people like the town's four-season charm and outdoor activities including hiking, skiing, and fishing," he says. The health care here is also a draw for retirees.

While retiring in a small town is ideal for many, make sure your new home has everything you need today and in the years ahead.

"Retirement is a big chapter, and finding the right place to start it is key," says Bramlett. "I've seen it done right, and the results are truly rewarding."

So, check up on your retirement readiness, find the place that's right for you, and get your plan in place. That preparation will pay off.