Stacy Garrels

Stacy Garrels has written more than 175 articles for FinanceBuzz, where she specializes in smart spending and the money habits that actually make a difference. She has a knack for showing readers where their cash quietly slips away and what to do about it, whether that means trimming everyday waste or setting long-term financial goals that will actually stick. Stacy practices what she preaches, too: she keeps a spending journal to log every purchase, and admits that having to write down "$7 coffee" every day is exactly what nudged her to cut back.

She lives in Minnesota with her husband, two kiddos, dog, and step-cat.