If you love to travel, the Chase Sapphire Preferred^® Card may be an excellent match for you. It’s one of the most popular travel credit cards available, offering a generous welcome bonus for new cardmembers, premium travel benefits, and a strong rewards program.

With the Chase Sapphire Preferred, you can earn 5X points on travel purchased through Chase Travel℠; 3X points on dining, select streaming services, and online groceries; 2X points on all other travel purchases, and 1X points on all other purchases.

Each year on your card anniversary, you will also earn bonus points equal to 10% of the total purchases you made in the previous year.

If you redeem your points for travel through Chase Travel℠, your points are worth 25% more, helping you get more value for your points. You can book hotel stays, airfare, and even cruises with your points.

This premium travel card from Capital One earns 2 miles per dollar on every purchase, every day; 10 miles per dollar on hotels and rental cars booked through Capital One Travel, 5 miles per dollar on flights and vacation rentals booked through Capital One Travel, and 5 miles per dollar on Capital One Entertainment purchases through 12/31/25.

Cardholders receive a $300 annual credit for bookings through Capital One Travel. They also receive 10,000 bonus miles (equal to $100 through Capital One Travel) on each account anniversary.

The Venture X provides complimentary and unlimited access to Priority Pass lounges, as well as access to Capital One Lounges and others in the Capital One Partner Lounge Network. You also receive up to a $120 statement credit for the Global Entry or TSA PreCheck® programs.

The regular purchase APR for this card is 19.99% - 29.24% (variable).

If you travel often and primarily fly on United, the United℠ Explorer Card can be a solid travel credit card. It has a generous welcome bonus, extra rewards on United flights, and some useful travel benefits to make your next flight a more pleasant experience.

With this card, you’ll earn 2x miles on United® purchases, dining, and hotel stays. You’ll also earn 1x mile on all other purchases.

Every year, you’ll get two one-time passes to United Club lounges around the country — over a $100 value. On in-flight purchases of food, beverages, or WiFi, you’ll get 25% back as a statement credit when you use your United Explorer card to complete the transaction. And, you’ll get a free standard checked bag for both you and a companion when you use your card to make your reservation.

If you travel and stay at Hyatt a few times a year, the The World of Hyatt Credit Card could be a good match for you. It has a generous sign-up bonus, a high rewards rate on Hyatt hotel stays, and you can earn free nights.

This card offers serious rewards. You’ll get up to 9X points at Hyatt (4 bonus points per $1 on qualified purchases at Hyatt hotels plus up to 5 base points per $1 from Hyatt as a World of Hyatt member); 2X points on restaurants, airline tickets purchased directly from the airlines, local transit and commuting and on fitness club and gym memberships; and 1X points on all other purchases.

Free nights at Hyatt hotels start at just 5,000 points, so you can quickly earn enough points to get a free night.

In addition, you’ll get a free night at a Hyatt Category 1-4 resort each year you’re a World of Hyatt cardmember. If you spend at least $15,000 per year with your credit card, you’ll get another free night certificate.

The Wells Fargo Autograph℠ Card is a great all-round rewards card to have in your wallet. The reward categories match up with popular spending categories and the welcome bonus is strong, especially for a $0 annual fee card.

Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases.

Other valuable benefits include cell phone protection (subject to a $25 deductible) , an intro APR on purchases, and flexible redemption options. Redeem your rewards points for travel, gift cards, or statement credits.

The Capital One Venture Rewards Credit Card is best for frequent travelers who aren’t loyal to one particular airline or hotel. It’s a travel rewards card with a generous welcome offer. You’ll earn 2 miles per dollar spent on every purchase you make and you'll get up to $120 as a statement credit for Global Entry or TSA PreCheck® application fees, helping you breeze through airport security.

The regular purchase APR for this card is 19.99% - 29.24% (variable).

The Chase Sapphire Reserve^® is a top-rated credit card for frequent travelers who can take advantage of its generous travel benefits and high point-earning potential.

Card benefits include a $300 annual travel credit, primary rental car insurance, Priority Pass lounge access, reimbursement for TSA PreCheck or Global Entry, and more.

With this card, you earn 5X points on flights and 10X points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually; 3X points on other travel and dining & 1X points per dollar on all other purchases.

Cardmembers receive 50% more value when redeeming rewards for travel through the Chase Travel℠ portal. For example, as a new cardmember, you can earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. With the 50% bonus, these points are worth $900 toward travel through Chase Travel℠.

The Citi Strata Premier℠ Card is a rewards credit card fit for those who enjoy traveling and earning points on everyday spending.

Cardholders can redeem points for a wide range of rewards options, including: travel, cash back, gift cards, bill payments, and more.

Earn 10X Points on hotels, car rentals, and attractions booked on CitiTravel.com; 3X Points on air travel and other hotel purchases, at restaurants, supermarkets, gas and EV charging stations; and 1X Points on all other purchases.

If you want a premium rewards card with deluxe travel perks, consider The Platinum Card^® from American Express. With a generous welcome offer, high rewards rate on eligible purchases, and upscale travel experiences, this card can enhance and streamline your next trip.

The Platinum Card® from American Express allows you to earn 5X points on flights booked directly with airlines or on Amextravel.com (on up to $500,000 per calendar year, after that 1X) and prepaid hotels booked on Amextravel.com.

The card offers a number of perks to justify its annual fee, including statement credits for airline fees, digital entertainment, Equinox, and CLEAR Plus membership. You can also enjoy a up to $200 hotel credit each year on prepaid bookings at Fine Hotels + Resorts® or The Hotel Collection, which require a minimum two-night stay . Add a flight to this trip and receive up to $200 in statement credits once you select a qualifying airline and pay for incidental fees with your Card. (Select benefits require enrollment.)

You'll also gain access to more than 1,400 airport lounges in over 140 countries through the American Express Global Lounge Collection. You'll also automatically earn Gold Status with the Marriott Bonvoy and Hilton Honors programs. (Select benefits require enrollment.)

If you love earning cash rewards but prefer to avoid the hassle of tracking spending categories, the Wells Fargo Active Cash^® Card could be a good option for you. Cardmembers can earn unlimited 2% cash rewards on purchases.

This card also offers a 0% intro APR on qualifying balance transfers and purchases for 12 months from account opening, then 19.24%, 24.24%, or 29.24% Variable. Those looking for straightforward rewards and an introductory APR will likely find value in this card.

With no annual fee, the Chase Freedom Unlimited^® card is a powerful rewards credit card. It has an easy-to-earn and potentially lucrative welcome offer for new cardholders.

When spending with this card, you can earn 6.5% cash back on travel purchased through Chase Travel℠, 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and 3% cash back on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases.

It's a fantastic everyday use card - you'll earn at least 1.5% cash back whenever you shop.

The American Express^® Gold Card is a great rewards card option if you have good to excellent credit and love dining out.

You’ll earn 4X points per $1 spent at U.S. supermarkets (up to $25,000 per year, after that 1X). You can even enjoy monthly dining credits at Grubhub, The Cheesecake Factory, Goldbelly, and Wine.com, giving you an annual savings up to $120. For foodies, that’s a nice way to enjoy free food. Select benefits require enrollment.

Cardmembers can also enjoy up to $120 per year in Uber Cash by adding the Gold Card to their Uber account. Each month, you'll receive $10 good toward Uber Eats orders or Uber rides in the U.S. Select benefits require enrollment. ( Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.)

Travelers can earn 3X points per $1 spent on flights booked directly with airlines or on Amextravel.com.

If you’re looking for a powerful rewards card, the Blue Cash Preferred^® Card from American Express allows you to earn up to a whopping 6% cash back in select categories.

You’ll earn 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services, 3% cash back at U.S. gas stations and on eligible transit, and 1% cash back on other eligible purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.

The card does have a generous welcome offer and is a great card for large purchases and balance transfers.

For anyone who wants a powerful rewards card without paying an annual fee, check out the U.S. Bank Cash+^® Visa Signature^® Card.

You’ll earn 5% cash back on two categories you choose (up to $2,000 in combined eligible purchases each quarter) and on prepaid air, hotel and car reservations booked directly in the Rewards Center; 2% cash back on one everyday category, like gas stations/EV charging stations, grocery stores, or restaurants; and 1% cash back on all other eligible purchases. This card allows you to tailor the rewards to your own spending habits, maximizing your cash back.

This card has an introductory 0% APR offer for the first 15 billing cycles on purchases and balances transfers (then 18.49% to 28.74% (Variable) ). If you transfer over high-interest credit card debt, this offer could give you over a year to pay down the balance without paying interest charges, allowing you to save money.

The Citi Custom Cash^® Card is a great option for those who want flexible cash rewards, with no annual fee, and the option to pay off existing credit card debt over time. Cardholders earn 5% cash back in your top eligible spending category each billing cycle (up to the first $500 spent, then 1% cash back), plus unlimited 1% cash back on all other purchases; plus, as a special travel offer, earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2026.

In addition to generous cash back, the Citi Custom Cash Card offers a 0% introductory APR on balance transfers and purchases for 15 months, then 18.24% - 28.24% (Variable) APR after that.

If you are looking for a rewards card and spend a lot of money on dining and entertainment, the Capital One Savor Cash Rewards Credit Card could be a smart addition to your wallet. It has no annual fee, and you’ll earn unlimited 3% cash back on grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services.

Plus, there’s an easily earned welcome offer for new cardmembers.

This card also offers 0% intro APR for 15 months on purchases and balance transfers (then 19.24% - 29.24% (variable) APR), giving you plenty of time to finance major purchases without paying interest charges. A balance transfer fee applies.

For students looking to earn cash back on their everyday purchases, the Capital One Quicksilver Student Cash Rewards Credit Card makes the grade. This card offers unlimited 1.5% cash back on every purchase, every day; plus unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.

In addition to flat-rate, unlimited cash back, this no-annual-fee card also comes with other perks. Cardholders get automatic consideration for a higher credit line after 6 months, and students traveling abroad can benefit from no foreign transaction fees on their purchases.

The Discover it^® Student Chrome is an excellent cash back option for students who spend a lot on gas and dining.

Student cardholders will enjoy a 0% introductory APR on purchases for 6 months (then 17.24% - 26.24% Variable).

Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.

The Capital One Savor Student Cash Rewards Credit Card is a decent option for students who want to earn cash back in popular spending categories.

This card earns 3% unlimited cash back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores such as Walmart® and Target®). If you spend a lot at restaurants and bars, this card could be a smart addition to your wallet.

Cardmembers are also considered for automatic credit limit increases after 6 months.

The Bank of America^® Unlimited Cash Rewards credit card for Students is a great choice for students who want to build their credit with responsible credit card usage. With this card, students will be able to monitor their FICO Credit Score and access ongoing credit education.

Along with an introductory APR on purchases and qualifying balance transfers, the Unlimited Cash Rewards for Students card offers easy-to-track, flat-rate unlimited 1.5% cash back on all purchases

The Capital One Quicksilver Secured Cash Rewards Credit Card is an attractive entry point into the Capital One suite of credit cards for those who need to rebuild their credit. By using this card responsibly, your credit line can increase over time and you can eventually graduate to an unsecured Capital One credit card.

While building your credit, you can earn 1.5% cash back on every purchase, every day. Also, this card has a $0 annual fee and no foreign transaction fees.

With $0 annual fee, the Chase Freedom Rise^® is great for those looking to start building credit and the ability to track their credit score for free with Chase Credit Journey.

Cardholders can earn 1.5% cash back on all purchases and can also earn a $25 statement credit for enrolling in automatic payments within the first three months of account opening.

The Capital One Venture X Business offers substantial perks for business travelers at a lower annual fee than its competitors. it includes lounge access, a $300 annual travel credit, and a strong welcome offer where you can earn 150,000 miles after spending $30,000 in the first 3 months from account opening.

And it has an impressive earning rate — 10X miles on hotels and car rentals booked through Capital One's travel portal, 5X miles on flights booked through Capital One's travel portal, and 2X miles on all other purchases.

If you're a business traveler looking for luxury perks, this card is an excellent choice.

If you’re a freelancer, independent contractor, or small business owner in need of a business credit card that offers valuable rewards, consider the Ink Business Cash^® Credit Card. It has no annual fee, a valuable welcome offer for new cardmembers, and rewards for common business purchases.

You don’t even need an Employer Identification Number (EIN) to apply; sole proprietors and people who run side hustles can take advantage of this card’s benefits, too.

With the Ink Business Cash card, you’ll earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. You’ll also earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.

For business owners looking for a rewards card with premium benefits, the Ink Business Preferred^® Credit Card is a standout option. It has a lucrative welcome offer, valuable rewards program, and flexible redemption options.

With this card, you’ll earn 3X points on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year.

It also has comprehensive travel benefits, including trip cancellation and interruption insurance, primary car rental insurance, and cell phone protection.

If you’re a business owner looking for a rewards card that offers great travel benefits, the American Express^® Business Gold Card is a good choice for you.

It has a robust welcome offer for new cardmembers, and you can earn valuable rewards on some of your most common business expenses. You’ll earn 4X points per $1 spent on the two categories with the most spend each month from 6 eligible categories (up to $150,000 annually, after that 1X) where your business spends the most money.

If you travel often for work, this card is an excellent addition to your wallet.

For business owners who want to earn rewards without worrying about expensive fees, The American Express Blue Business Cash™ Card is a great option. It has no annual fee and offers a simple rewards structure that’s perfect for busy business owners who don’t want to think about different spending categories.

With the Blue Business Cash Card, you’ll earn 2% cash back on the first $50,000 in eligible purchases each year, then 1% after that . Cash back is received in the form of statement credits.

This is also a good card for large purchases.