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7 Incredible Budgeting Apps: Take Control of Your Money and Supercharge Your Savings

SAVING & SPENDING - BUDGETING & EXPENSES
Last updated July 18, 2024 | By FinanceBuzz Editors
man looking at phone

Budgeting just sounds so un-fun. It conjures up images of penny pinching and math. (So much math!)

But, budgeting doesn't have to be like that. Not now, not with all the great new apps that make budgeting a breeze. With just a few clicks, you'll be on your way to taking control of your finances and building your savings. 

Let's take a look...

Get the one budgeting app that truly does it all

Ever look at your bank account and wonder where your paycheck went? *Poof,* it's gone … and you have NO idea how you spent it all so quickly.

A budgeting app like Rocket Money could end this problem for you.

Now, some insider info: They *do* have a free version of the app ... but the real money-saving power is found in their premium subscription.

Select a premium subscription when you sign up, and you’ll unlock features that actually save you the most money possible. Like their “Cancellation Concierge,” which helps to cancel subscriptions for you. (It’s pay-what-you-want for premium, too — as little as $4 a month!)

With your premium subscription, you’ll also be able to create unlimited budgets, see your full credit report, and get automatic “smart savings” that help you grow your savings on autopilot.

Download Rocket Money

Get rid of $25,000 in credit card debt

The amount of outstanding debt you have is an important factor in your credit score. If you have a lot of credit card debt or you've been missing payments, it could be negatively impacting your credit score.

Freedom Debt Relief can work with your creditors to reduce credit card debt and get your finances back on track without needing a loan.

You could resolve your credit card debt in as little as 24-48 months with one low monthly payment, even if you don’t have great credit. The sooner you get your debt under control, the sooner you could start to work on improving your credit.

Freedom Debt Relief is America's largest debt company and has settled over $17 billion in debt and served over 1,000,000 clients. Take action now and start working toward a debt free future.

Check eligibility from Freedom Debt Relief

Earn up to $360 with this cash back account

We hate to tell you this, really, but if you aren’t banking with Discover, you could be missing out on tons of cash back — up to $3601every year!

Earn up to $360 in cash back: With the Discover®️ Cashback Debit Checking account, you can earn 1% cash back on up to $3,000 in debit card purchases each month! Member FDIC. See website for details.

This account allows you to earn cash back just like a credit card, even though it’s a debit card. But unlike a credit card, you earn cash back on everything (not just certain purchases)! And it has other great perks too … enjoy Early Pay (get your paycheck up to 2 days early), no minimum deposit or monthly balance requirements, and over 60K fee-free ATMs.

Apply for an account here. Then, fund your account and start using your card immediately after receiving it — that’s the best way to start earning cash back quickly. This is a powerful way to earn up to $360 every year without much extra work!

Open your new Discover®️ Cashback Debit Checking account here

P.S. Discover will close your account if you don’t fund and use it within 45 days. Since we don’t know how long this 1% cash back benefit will last, you should take advantage of it as soon as possible.

Get the budgeting app with automatic analysis and personalized tips

Creating a budget that factors in everything from credit cards to daily purchases to monthly expenses can be painfully complex — even when you can see it all in one place.

That’s where the Albert budgeting app2comes in. With Albert, you get an automatic analysis of your transactions to help you maximize your money and savings.

Take back control with the power of Albert’s automatic analysis features:

  • Suggestions on where you could be saving.
  • Alerts to monthly fees or bill increases.
  • See your subscriptions listed out so you can cancel unwanted ones.

Try Albert for 30 days before you’re charged: Subscription starts at $9.99 per month (which is worth it for what it could do for your money).

Just imagine the stress lifted off your shoulders when you’re on top of your finances with Albert.

Download Albert

Rocket Money Benefits

  • Helps to find and cancel subscriptions
  • Slash your monthly phone, cable, and internet bills
  • Save an average of up to $720 a year