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8 Incredible Budgeting Apps: Take Control of Your Money and Supercharge Your Savings

Last updated Nov. 29, 2023 | By FinanceBuzz Editors
man looking at phone

Budgeting just sounds so un-fun. It conjures up images of penny pinching and math. (So much math!)

But, budgeting doesn't have to be like that. Not now, not with all the great new apps that make budgeting a breeze. With just a few clicks, you'll be on your way to taking control of your finances and building your savings. 

Let's take a look...

Get the one budgeting app that truly does it all

Ever look at your bank account and wonder where your paycheck went? *Poof,* it's gone … and you have NO idea how you spent it all so quickly.

A budgeting app like Rocket Money could end this problem for you.

Now, some insider info: They *do* have a free version of the app ... but the real money-saving power is found in their premium subscription.

Select a premium subscription when you sign up, and you’ll unlock features that actually save you the most money possible. Like their “Cancellation Concierge,” which automatically cancels subscriptions for you. (It’s pay-what-you-want for premium, too — as little as $3 a month!)

With your premium subscription, you’ll also be able to create unlimited budgets, see your full credit report, and get automatic “smart savings” that help you grow your savings on autopilot.

Download Rocket Money

Get out of $20,000+ in debt

JG Wentworth (yes, the one with the jingle from years ago) wants to help you pay off your debt potentially faster than you thought possible … and for possibly less than you owe.

Answer 3 simple questions at the link here to get started — how much debt you have, the state you reside in, and some contact info.

JG Wentworth will work with you to assess your overall debt and determine if you qualify for their program. You then make just one monthly program payment to start the process.

After you enroll, their negotiators work with your creditors to lower each enrolled debt. And because they have vast experience working with the top consumer lenders and credit card companies, they could potentially reduce your debt substantially1 .

Knock thousands off your debt

Cancel your car insurance

We've got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.

This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $500 or more per year when they save! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.

Oh, and it's also free. And come on — you can't tell us you don't want to save up to $500. To find out if you're losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you're overpaying. It takes less than 2 minutes.

See if you're overpaying

Budget & start investing in Apple, Tesla, and other companies for just $5

Even if you don't have a lot of money to invest, you don't have to let that stop you — you can start investing with $5 or less. With Stash, you can buy fractional shares (partial shares) in companies that are household names like Apple, Google, Amazon, and more.2 Normally a single share of these companies could cost hundreds or even thousands of dollars, but you only need as little as $5 to get started with Stash.

Stash was not only built to help beginner investors get started, it's also an app that can help you take control of all your finances. You can use their advanced technology to build healthy spending, saving, and investing habits. Set your savings goals and let Stash automatically round up your purchases to effortlessly save. It's amazing how fast that spare change can add up!

As a bonus, Stash will give you $20 to invest after you deposit $5 or more into your personal portfolio.5

Want even more tools and guidance? If you choose the Stash+ plan3 when signing up, you can earn 2x stock rewards when you spend on eligible purchases!4

Sign up for Stash now

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Get the all-in-one budgeting app that could put money back in your wallet

Ever felt the sting of overpaying for a subscription you barely use? How about a monthly bill that seems to keep going up and up? An extra $20 or $30 every week really adds up …

An all-in-one finance app like Hiatus could end this problem for you.

Hiatus helps you track and cancel subscriptions you no longer need, so you can stop worrying about forgotten free trials and unwanted recurring charges. Hiatus can also identify bills you may be overpaying on, then negotiate and lower them on your behalf.

Our tip: Go for the “Premium” version when you sign up. It’s only $9.99/month and gives you instant access to their most effective money-saving tools.

Download Hiatus

Grow your money faster with a 5.26% APY with this online savings account

You’ve been with the same bank for years, and how do they reward your loyalty? With a laughably small interest rate on your savings.

And you’re not alone. The national average interest rate for savings accounts is just 0.46% (as of Nov. 2, 2023) APY (annual percentage yield)7 , according to the FDIC. But there’s a way you could grow your wealth faster, and it doesn’t involve the volatility of the stock market.

Open a CloudBank 24/7 Savings Account and you can earn an impressive 5.26% APY6 on your account balance. That means you can sit back and watch your savings multiply without the stress of market fluctuations.

There are no fees, and you can withdraw your money whenever you need it. Plus, FDIC insurance through Third Coast Bank SSB and top-notch cybersecurity measures will help protect your data and keep your funds safe and secure.

Open an account in just a few minutes so you can start harnessing the power of this high-yield savings account right away.

Click here to open a CloudBank 24/7 online savings account

Earn up to 5.00% APY with “Dwayne Johnson’s debit card”

If you’re not earning 3.00% APY8 from your checking account, you need to jump on this limited time offer now. With the Acorns Mighty Oak card (member FDIC through nbkc bank), you can grow your money with a rare 3.00% APY on Checking and 5.00% APY on Emergency Fund (a savings-style account).9

You’re also entered for a chance to win $50,000 just for signing up,10 and there is no minimum opening deposit or minimum balance required.

But the benefits don’t stop there:

Real-Time Round Ups automatically invests your spare change every time you swipe your card.

Invest your paycheck instantly: Send any amount to your investment account and your 5.00% APY Emergency Fund.

This HEAVY metal card is limited edition and backed by Dwayne Johnson — so it’s sure to go fast. Be one of the few with the Acorns Mighty Oak card in your wallet.

Sign up for the Acorns Mighty Oak card here

Rocket Money Benefits

  • Automatically find and cancel subscriptions
  • Slash your monthly phone, cable, and internet bills
  • Save an average of up to $720 a year