7 Incredible All-Inclusive Resorts You Can Book With Points

Here are my recommendations for some of the absolute best all-inclusive resorts, plus how to earn the credit card points to cover your stay.
Last updated May 13, 2021 | By Ben Luthi
Incredible All-Inclusive Resorts You Can Book With Points

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Any vacation that includes the sun, sand, and ocean is a good one. But if you’re interested in elevating your experience even more, consider booking an all-inclusive resort.

In 2019, I stayed at an all-inclusive resort for the first time. The place I stayed in Turks and Caicos was the perfect way to take a step back from my hectic life and relax. Amenities such as food and drinks (including alcohol), poolside and beach service, and access to water toys were included in the cost of the stay.

The only downside to that trip was that I paid for it with cash. If you have a pile of hotel points stocked up, you may be able to score a similar stay at an all-inclusive resort for much less expense.

I’ll never regret paying cash to stay at an all-inclusive resort. In fact, I’m returning to the same one in 2020 with a friend. But if you’re looking for the chance to book a hotel stay with credit card points, here are my recommendations for spectacular destinations — plus how you can earn the points to book them.

In this article

Hyatt Ziva Cancun

Hyatt Ziva Cancun

Photo courtesy of the Hyatt Ziva Cancun

The Hyatt Ziva Cancun is a family friendly all-inclusive resort that will cost you just 25,000 points per night. This will give you a room with two queen-size beds. Each room comes with a complimentary minibar, free Wi-Fi, and it can sleep up to four people.

As with any all-inclusive resort, it’s all you can eat and drink, and the cost is included in your room rate. Also, there are eight restaurants and six bars, including a microbrewery, so you’ll have plenty of options.

Amenities include:

  • Three infinity pools and two hot tubs
  • Access to surfboards, kayaks, paddleboards and snorkeling gear
  • Fitness center
  • Beachside yoga
  • Teen-only lounge with virtual reality simulators, karaoke, dancing, and mocktails
  • Children’s club with supervised pool games, a mini waterpark, arts and crafts, video games, and beach excursions
  • Daily activities, such as blackjack, arts and crafts, dancing classes, and more
  • Nightly live entertainment

And if you’re planning to get married soon, the resort offers free weddings, which makes for an incredible experience for you and your guests.

Hyatt Zilara Rose Hall

Hyatt Zilara Rose Hall

Photo courtesy of the Hyatt Zilara Rose Hall

If you’re looking for an adult-only getaway, the Hyatt Zilara Rose Hall is an all-inclusive resort in Montego Bay, Jamaica, that also requires just 25,000 points per night. Like the Hyatt Ziva Cancun, the rooms at this resort boast a complimentary minibar, but advertise only water, beer, and snacks.

Amenities include:

  • Swim-up suites
  • Unlimited dining and endless drinks at seven restaurants and six bars and lounges
  • Access to kayaks, surfboards, and snorkel gear
  • Water games
  • Aqua aerobics classes
  • Daily activities, such as dance or cooking lessons, volleyball tournaments, and more
  • Live entertainment
  • Fitness center
  • Free Wi-Fi

Because this resort is geared toward people looking for a romantic trip, optional extras include private candlelit dinners on the beach, couples’ spa treatments, and in-room goodies such as champagne and chocolate-covered strawberries.

Hyatt Ziva Cap Cana

Hyatt Ziva Cap Cana

Photo courtesy of the Hyatt Ziva Cap Cana

If your dream vacation includes a beach in the Dominican Republic, this Hyatt all-inclusive resort known as the Hyatt Ziva Cap Cana costs just 25,000 points per night — nice and simple, just like the rest of them. That rate is good for a junior suite with a king-size bed. Your room also includes a mini-bar.

The resort has around a dozen restaurants and bars, which gives you plenty of options for food and drinks, and it also boasts swim-up bars in its infinity pools. Other amenities include:

  • Waterpark, including slides, water cannons, and more
  • Non-motorized water sports
  • KidZ Club
  • Nightly live entertainment
  • Daily activities, including themed pool parties, arts and crafts, dancing classes, cooking lessons, and more
  • Fitness center
  • Beachside yoga
  • Zumba classes

If you want to escape the resort and explore the island, the Hyatt Ziva Cap Cana staff can help you plan excursions, such as deep-sea fishing, zip lining, snorkeling, golf, and more.

Hilton Dalaman Sarigerme Resort & Spa

Hilton Dalaman Sarigerme Resort & Spa

Photo courtesy of the Hilton Dalaman Sarigerme Resort & Spa

The Hilton Dalaman Sarigerme Resort & Spa is nestled on a private beach on the Mediterranean Sea. This Hilton all-inclusive resort is also in close proximity to the Dalaman River. Rooms start at 70,000 points per night.

Although that’s a lot more than what Hyatt charges for its resorts, Hilton Honors points are generally a lot easier to come by. Also, remember you need to consider how much each point is worth. Hyatt points are worth more than three times as much as Hilton points on average.

Depending on how many points you have, rooms at this resort can have a garden view, river view, or sea view, though rooms with a sea view start at 128,000 points per night. There are several different room options, including swim-up suites and even lake house villas.

The Hilton Dalaman Sarigerme Resort & Spa features a whopping 23 restaurants and bars with a wide selection of international food options. Other features include:

  • Ten swimming pools
  • Tennis and squash courts
  • Spa with a steam room, whirlpool, and Roman and Turkish baths
  • Water sports
  • Archery range
  • Aqua park
  • Fitness center
  • Evening shows

The resort is just a short walk from the Sarigerme town center. There, and in the surrounding area, you’ll be able to visit 5,000-year-old monuments, enjoy underwater attractions, relax in natural mud springs, and more.

Hilton Puerto Vallarta Resort

Hilton Puerto Vallarta Resort

Photo courtesy of the Hilton Puerto Vallarta Resort

This Hilton all-inclusive resort is family friendly but also features an adults-only area with an authentic Mexican atmosphere. You can stay at the Hilton Puerto Vallarta Resort for as little as 55,000 points per night, but reservations can get more expensive depending on the type of room and view you want. The most basic rooms have either a king-size bed or two queen-size beds, but you can book a junior suite or a full suite if you’re traveling with more people or just want a nicer place to stay.

Some of the amenities the resort provides include:

  • Six restaurants and four bars
  • Poolside and cabana service
  • Complimentary Kids Club
  • Daily activities, such as Spanish lessons, cooking shows, volleyball, and more
  • Access to kayaks
  • Fitness room

If you’re looking for a getaway on the Pacific coast in Mexico, the Hilton Puerto Vallarta Resort is one to consider.

The Westin Reserva Conchal, an All-Inclusive Golf Resort & Spa

The Westin Reserva Conchal, an All-Inclusive Golf Resort & Spa

Photo courtesy of The Westin Reserva Conchal

This eco-friendly Marriott all-inclusive resort is nestled on Costa Rica’s North Pacific Riviera. Rooms start at deluxe junior suites with one king-size bed or two queen-size beds, a sofa bed, and a balcony. If you want more than that, you can upgrade with points or cash.

The Westin Reserva Conchal, an All-Inclusive Golf Resort & Spa is listed as a Category 8 hotel with Marriott, which means you’ll need 70,000 points during off-peak times, 85,000 during standard times, or 100,000 during peak season.

Property amenities include:

  • Lagoon-style pool
  • Tennis courts
  • Kids club
  • Refreshment center
  • Fitness studio
  • Non-motorized water sports
  • Nightly shows
  • Free Wi-Fi

As the name of the resort hints, it’s home to a championship golf course. But green fees are included in your room rate only if you purchase a golf package, though I couldn’t see an option to book one with points.

Holiday Inn Resort Ixtapa All-Inclusive

Holiday Inn Resort Ixtapa All-Inclusive

Photo courtesy of Holiday Inn Resort Ixtapa All Inclusive

One of four all-inclusive resorts in the IHG portfolio, the Holiday Inn Resort Ixtapa is located on the Mexican Pacific coast near Zihuatanejo. Rooms start at 50,000 points per night, which gives you a standard room. I couldn’t figure out from the IHG website what’s included with the room. But as of March 2020, the hotel’s website states that its rooms were recently renovated, so you can likely expect a solid experience.

The resort has three restaurants and three bars, which doesn’t give you as wide of a selection as some of the other resorts on our list, but it’s still enough to enjoy something new every day. Other features include:

  • Outdoor pool
  • Tennis courts
  • Water polo and beach soccer
  • Kids club
  • Business center
  • Fitness center
  • Bicycle tours to nearby beaches
  • Classes, including beach volleyball, yoga, aerobics, and more
  • Live entertainment
  • Free Wi-Fi

The resort also has spa facilities, but you can generally expect to pay extra for these services at any all-inclusive resort.

How to pick the right all-inclusive resort

When it comes to an all-inclusive vacation, it may feel like no choice is wrong. But each one is different, and choosing the right resort for you depends on several factors.


Even if you’re booking an all-inclusive resort with points, there are other costs associated with your stay. One of these is resort fees. For example, at the Hilton Puerto Vallarta Resort, kids ages 6 to 12 will incur an additional resort fee of $65 per night, and guests ages 13 and up are assessed a fee of $120 per night. You may also be required to pay for parking if you choose to rent a car so you can get off the resort during your stay.

As you’re researching your options, read the fine print to understand exactly how much the stay will cost you. Also, regardless of where you stay, you should bring cash (preferably small bills) so you can tip the people waiting on you throughout your stay.


There are all-inclusive resorts all over the world, and the ones we’ve covered include resorts in Central America, the Caribbean, and the Mediterranean. Think about where you want to go and focus on resorts in that area. 

As you research possible destinations, be sure to look at Hyatt all-inclusive resorts, Hilton all-inclusive resorts, and others. Consider each property’s amenities and how many points you’ll need to book them.


There are several different types of all-inclusive resorts, including family friendly resorts, adults-only resorts, luxury resorts, and budget resorts. Each type of resort will have different amenities for their guests. Read up on what each resort offers and compare it to what you’re looking for in a getaway.

Also, keep in mind that the selection and quality of food and drinks will vary from resort to resort. Check out how many restaurants and bars each resort offers, and consider reading reviews from previous guests to get an idea of the quality.

Rewards balances

If you want to book an all-inclusive resort with points, your options may be limited to the hotel rewards programs where you have points, like Hilton Honors or World of Hyatt, for example. Also, the number of nights you will be able to stay will depend on how many points you’ve earned.

As a result, it’s best to diversify your travel rewards so you have more options from which to choose. Also, learning about the different all-inclusive resorts available can give you some ideas on which should be the next hotel credit card you open.

How to earn more points to book an all-inclusive stay

All-inclusive resorts can be incredibly affordable if you have enough points to book your stay. But if your rewards balance falls short, here are some ideas on how to bridge the gap:

  • Apply for a new credit card. Many of the best travel credit cards from hotels offer big sign-up bonuses that can help you achieve a points goal quickly. For example, the World of Hyatt Credit Card offers the opportunity to earn up to 60,000 points: 30,000 points after spending $3,000 on purchases within the first 3 months, plus an additional 30,000 points by earning 2 bonus points per $1 spent on purchases that earn 1 bonus point, up to $15,000 spent in the first 6 months. That’s enough for two nights at its resorts.
  • Start using your hotel card more. If you already have a hotel credit card with a program that has all-inclusive resorts, consider using the card as your primary payment method. With the Hilton Honors American Express Surpass Card, for instance, you’ll earn 12X points when spending directly with an eligible Hilton hotel or resort; 6X points on purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations; and 3X points on all other eligible purchases.
  • Use dining rewards programs. Dining rewards programs allow you to earn bonus points with loyalty programs whenever you eat at participating restaurants. Check out the IHG Rewards Club Dining program, for example. You don’t even need one of their co-branded credit cards to earn the bonus points.
  • Buy points: If you’re just shy of the number of points you need to book your trip, it may be a time when buying points or miles makes sense, especially if you need to book soon and don’t have time to wait for points earned with your credit card to post. Just keep in mind that buying points usually doesn’t provide good value. But if you just need a few thousand to reach your goal, it can be well worth it.

As you consider these and other ways to earn more hotel points, remember to focus on rewards programs with all-inclusive resorts that you’re interested in.

The bottom line

All-inclusive resorts can be expensive if you pay with cash, but they don’t have to be out of reach. If you have enough credit card rewards, you can get the all-inclusive experience for much less than you’d normally have to spend.

As you consider the properties listed above, as well as other all-inclusive resorts, take a look at your current rewards balances and make some plans to earn more points so you can book and enjoy a trip of a lifetime.

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Author Details

Ben Luthi Ben is a personal finance and travel writer who loves helping people achieve their money goals. Along with FinanceBuzz, his writing has also been featured on U.S. News, NerdWallet, Experian, Credit Karma, and more.