5 Best Credit Cards With Airport Lounge Access [June 2024]

Travel in comfort and style when you use one of these credit cards offering airport lounge access.
Updated June 14, 2024
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Man sitting an airport lounge

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Credit cards are popular financial tools that can let you earn rewards like cash back and free travel. However, credit card benefits often go beyond the points and miles you can earn; there are many credit cards that offer additional perks that may be highly appealing to frequent travelers.

In fact, with some travel cards, you can get complimentary airport lounge access, allowing you the chance to relax in comfort while you wait for your next flight. If you’re looking for a card that gives you the ability to enjoy stylish comfort in airports all over the world, here are several options to consider.

In this article

5 credit cards with airport lounge access

With airport lounge access, you can usually find a quiet and comfortable place to sit, as well as enjoy complimentary snacks. In some cases, you might even be able to eat a complete meal at Priority Pass restaurants. There are usually plenty of plugs for your electronics, and you can stay until your flight is ready to board. Here are some of the best travel credit cards that offer this lounge visit perk:

Card Annual fee Eligible airport lounges
The Platinum Card® from American Express $695
Terms apply
  • The Centurion Lounge
  • International American Express Lounges
  • Priority Pass Select
  • Escape Lounges
  • Delta Sky Club
  • Plaza Premium
  • Airspace
Chase Sapphire Reserve® $550 Priority Pass Select
Citi® / AAdvantage® Executive World Elite Mastercard® $595 American Airlines Admirals Club
Delta SkyMiles® Reserve American Express Card $650
Terms apply
Delta Sky Club
United Club℠ Infinite Card $525
  • United Club
  • Participating Star Alliance airport lounges

All information about Hilton Honors American Express Aspire Card has been collected independently by FinanceBuzz.

The Platinum Card® from American Express

With The Platinum Card® from American Express, you get airport lounge access with several brands included in the Global Lounge Collection, in addition to the prestigious Amex Centurion Lounge. The type of amenities cardmembers can enjoy depends on the lounge network. However, you get unlimited access at participating brands, and some lounges will let you bring in guests free of charge. You typically have to show a valid same-day boarding pass to enter the lounge, and some programs may require enrollment.

In addition to airport lounge access, as a luxury travel rewards card, The Platinum Card® from American Express offers several other valuable perks. This includes competitive rates and benefits at certain hotels as well as upgraded status in hotel loyalty programs, such as Hilton Honors and Marriott Bonvoy. There are savings and upgrades with the Cruise Privileges Program and rental car rewards status with Hertz. Enrollment is required for select benefits.

Explore more benefits at our Amex Platinum review.

Chase Sapphire Reserve®

With the Chase Sapphire Reserve, you get unlimited access to Priority Pass lounges all over the world. You do need to activate your Priority Pass Select membership to take advantage of this perk. You can bring up to two guests for free; additional guests cost $27 per person. You can also get discounts at the airport for services like dining and spa treatment.

The Sapphire Reserve also comes with other perks, including an application fee statement credit for Global Entry or TSA PreCheck, special car rental privileges, a $300 annual travel credit, and two free years of Lyft Pink All Access (activate by Dec. 31, 2024). Plus, you get 50% more value when you redeem your points for travel through Chase Travel℠.

Cardholders also get a monthly $5 credit to the food-delivery service DoorDash and at least a year of free membership to the app's DashPass program. This complimentary DashPass subscription waives delivery fees on eligible orders of $12 or more

Explore more benefits at our Chase Sapphire Reserve review.

Citi® / AAdvantage® Executive World Elite Mastercard®

With the Citi / AAdvantage Executive World Elite Mastercard, you get Admirals Club membership, which comes with airport lounge access at more than 50 locations worldwide. Your authorized users get access as well. You can get amenities like snacks and, in certain locations, access to drinks and made-to-order specialties. Some lounges even have shower suites.

Immediate family members can be guests at no additional charge, as long as you’re with them. Depending on the airport, you might be able to access partner lounges, such as Alaska Lounge or Airspace Lounge, with your membership.

In addition to the Admirals Club membership, the Citi / AAdvantage Executive World Elite Mastercard also comes with your first bag checked free, credit for Global Entry or TSA PreCheck, priority boarding privileges, and 25% savings on inflight purchases.

Explore more benefits at our Citi / AAdvantage Executive World Elite Mastercard review.

Delta SkyMiles® Reserve American Express Card

With the Delta SkyMiles® Reserve American Express Card, you get access to the Delta Sky Club. You'll get free visits for yourself when you're traveling on a same-day Delta flight, and you'll receive up to four free guests passes (through 1/31/25). After that, you can bring up to two guests at a time, but they'll need to pay $50 per person, per location. 

While relaxing in the lounge, you can also enjoy food choices and complimentary drinks in some locations. Free Wi-Fi is available, and you can get help with your flight information at the club. There are more than 50 Delta Sky Club locations, and you can also access partner lounges in airports all over the world.

In addition to airport lounge access, this credit card comes with additional perks. You get your first checked bag free and priority boarding, along with an inflight discount. You can also earn miles faster by spending on Delta purchases.

Explore more benefits at our Delta SkyMiles® Reserve American Express Card review.

United Club℠ Infinite Card

With the United Club Infinite Card, you can earn 4 miles per dollar on United purchases. With this co-branded airline credit card, you also get unique United travel benefits, including your first and second checked bags for free and a United Club membership. For any individual who purchases United airfares often or is interested in making an airline switch, this card can provide you with a lot of value.

Explore more benefits at our United Club Infinite Card review.


What business credit cards offer lounge access?

These business credit cards offer lounge access:

Keep in mind that the type of lounge access may vary depending on the card and credit card issuer, and certain complimentary card benefits may require enrollment.

How much does lounge access cost?

The costs for airport lounge access depend on what type of lounge you want to access and whether you want a day pass or a full lounge membership. For example, a Priority Pass membership would cost between $99 to $429 per year plus additional expenses depending on your membership level and if you have guests.

Day pass prices to lounges can vary, but it’s not uncommon to pay more than $40 for entry to certain lounges, though some lounges may charge less. If you want complimentary lounge access, consider getting a credit card that offers lounge access as a free benefit.

What is included in complimentary lounge access?

Credit cards with complimentary lounge access typically allow you free entry to a variety of airport lounges. Many of these lounges offer free food, drinks, and internet access. Certain lounges have additional amenities, such as showers or massage rooms.

Which credit card is best for lounge access?

Many credit cards offer complimentary lounge access, but the best one for you depends on your situation and goals. Cards like the Chase Sapphire Reserve® and The Platinum Card® from American Express are popular rewards cards with lounge benefits, but the Amex Platinum has more premium benefits than the Sapphire Reserve (although select benefits require enrollment). If you want a business card with lounge access, consider cards like The Business Platinum Card® from American Express or the United℠ Business Card.

Bottom line

Many of these cards come with high annual fees — and some of those fees are fairly hefty. However, access to airport lounges can be a very valuable benefit, especially if you travel a lot and like the idea of a place to relax between flights.

For example, Delta Sky Club charges $545 per year for an individual membership with unlimited access to lounges. If your card offers this perk and you can make good use of the lounges, the value of the membership alone could be enough to offset the annual fee.

Carefully consider the types of travel perks you value and the experiences you want to have. Many of the best credit cards offer perks on top of airport lounge access, and when you add them all up, they can be valuable enough that paying an annual fee is worth it.

Easy-to-Earn Unlimited Rewards


Card Details

  • Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Earn 1.5 points per $1 spent on all purchases
  • Longer intro APR on qualifying purchases and balance transfers
  • No foreign transaction fees
  • Apply Now
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 19.24% - 29.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
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Intro Offer

Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases

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Miranda Marquit Miranda Marquit has covered personal finance for more than a decade and is a nationally-recognized financial expert and journalist, appearing on CNBC, NPR, Forbes, Yahoo! Finance, FOX Business, and numerous other outlets.