5 Best Credit Cards With Airport Lounge Access [July 2025]

Credit cards are popular financial tools that can let you earn rewards like cash back and free travel. However, credit card benefits often go beyond the points and miles you can earn; there are many credit cards that offer additional perks that may be highly appealing to frequent travelers.

In fact, with some travel cards, you can get complimentary airport lounge access, allowing you the chance to relax in comfort while you wait for your next flight. If you're looking for a card that gives you the ability to enjoy stylish comfort in airports all over the world, here are several options to consider.

5 credit cards with airport lounge access

With airport lounge access, you can usually find a quiet and comfortable place to sit, as well as enjoy complimentary snacks. In some cases, you might even be able to eat a complete meal at Priority Pass restaurants. There are usually plenty of plugs for your electronics, and you can stay until your flight is ready to board. Here are some of the best travel credit cards that offer this lounge visit perk:

The Platinum Card^® from American Express

With The Platinum Card^® from American Express, you get airport lounge access with several brands included in the Global Lounge Collection (for eligible Card Members), in addition to the prestigious Amex Centurion Lounge. The type of amenities cardmembers can enjoy depends on the lounge network. However, you get access at participating brands, and some lounges will let you bring in guests free of charge. You typically have to show a valid same-day boarding pass to enter the lounge, and some programs may require enrollment.

In addition to airport lounge access, as a luxury travel rewards card, The Platinum Card^® from American Express offers several other valuable perks. This includes competitive rates and benefits at certain hotels as well as upgraded status in hotel loyalty programs, such as Hilton Honors and Marriott Bonvoy. There are savings and upgrades with the Cruise Privileges Program and rental car rewards status with Hertz. Enrollment is required for select benefits.

Explore more benefits at our Amex Platinum review.

Chase Sapphire Reserve^®

With the Chase Sapphire Reserve, you get unlimited access to Priority Pass lounges all over the world. You do need to activate your Priority Pass Select membership to take advantage of this perk. You can bring up to two guests for free; additional guests cost $27 per person. You can also get discounts at the airport for services like dining and spa treatment.

The Sapphire Reserve also comes with other perks, including an application fee statement credit for Global Entry or TSA PreCheck, special car rental privileges, and a $300 annual travel credit. Plus, you get up to 2x more value when you redeem your points for travel through Chase Travel℠.

Cardholders also get up to $25 monthly credits to the delivery service DoorDash and at least a year of complimentary membership to the app's DashPass program when you active by December 31, 2027. This complimentary DashPass subscription waives delivery fees on eligible orders of $12 or more

Explore more benefits at our Chase Sapphire Reserve review.

Citi^® / AAdvantage^® Executive World Elite Mastercard^®

With the Citi / AAdvantage Executive World Elite Mastercard, you get Admirals Club membership, which comes with airport lounge access at more than 50 locations worldwide. Your authorized users get access as well. You can get amenities like snacks and, in certain locations, access to drinks and made-to-order specialties. Some lounges even have shower suites.

Immediate family members can be guests at no additional charge, as long as you're with them. Depending on the airport, you might be able to access partner lounges, such as Alaska Lounge or Airspace Lounge, with your membership.

In addition to the Admirals Club membership, the Citi / AAdvantage Executive World Elite Mastercard also comes with your first bag checked free, credit for Global Entry or TSA PreCheck, priority boarding privileges, and 25% savings on inflight purchases.

Explore more benefits at our Citi / AAdvantage Executive World Elite Mastercard review.

Delta SkyMiles^® Reserve American Express Card

With the Delta SkyMiles^® Reserve American Express Card, you'll receive 15 Visits each Medallion® Year to the Delta Sky Club® and unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card in a calendar year. Plus, you'll receive four One-Time Guest Passes each Medallion Year. After that, you can bring up to two guests at a time, but they'll need to pay $50 per person, per location. 

While relaxing in the lounge, you can also enjoy food choices and complimentary drinks in some locations. Free Wi-Fi is available, and you can get help with your flight information at the club. There are more than 50 Delta Sky Club locations, and you can also access partner lounges in airports all over the world.

In addition to airport lounge access, this credit card comes with additional perks. You get your first checked bag free and priority boarding, along with an inflight discount. You can also earn miles faster by spending on Delta purchases.

Explore more benefits at our Delta SkyMiles^® Reserve American Express Card review.

The New United Club℠ Card

With the United Club Card, you can earn 4x miles on United® purchases. With this co-branded airline credit card, you also get unique United travel benefits, including your first and second checked bags for free and a United Club℠ card membership. For any individual who purchases United airfares often or is interested in making an airline switch, this card can provide you with a lot of value.

Explore more benefits at our United Club Card review.

FAQs

Bottom line

Many of these cards come with high annual fees — and some of those fees are fairly hefty. However, access to airport lounges can be a very valuable benefit, especially if you travel a lot and like the idea of a place to relax between flights.

For example, Delta Sky Club charges $545 per year for an individual membership with unlimited access to lounges. If your card offers this perk and you can make good use of the lounges, the value of the membership alone could be enough to offset the annual fee.

Carefully consider the types of travel perks you value and the experiences you want to have. Many of the best credit cards offer perks on top of airport lounge access, and when you add them all up, they can be valuable enough that paying an annual fee is worth it.

Easy-to-Earn Unlimited Rewards

Bank of America^® Travel Rewards credit card

Benefits

Card Details

• $0 annual fee
• Simple, flat-rate rewards
• Flexible redemption options
• Up to 75% Bank of America Preferred Rewards® bonus potential
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• 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
• Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
• Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
• Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
• Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
• 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
• If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases. You could earn 3.75-5.25 points for every $1 you spend on travel purchases made through the Bank of America Travel Center.
• Contactless Cards - The security of a chip card, with the convenience of a tap.
• This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

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FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

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Intro Offer

Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases

Annual Fee

$0

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Why we like it

• The Bank of America^® Travel Rewards credit card is great for individuals who enjoy earning rewards and traveling.

• Cardholders will enjoy the flexibility to redeem points with no blackout dates and receive a statement credit to pay for travel and dining purchases.

• Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center and 1.5 points per $1 spent on all purchases.

• Apply Now