6 Things to Do If You Want to Buy Your First House

Last updated Apr 27, 2021 | By FinanceBuzz Editors
couple buying first home

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Buying your first home? It's hard — but worth it.

Making the leap from renting to owning takes work, dedication, and consistency with your money. The result: your very own place to settle down and build memories in. Yay!

If you're thinking about buying, there are a few things you should do to prepare. These dead-simple tips will help you save money, cut out unnecessary bills, improve your credit, and more.

Get $5 to start investing in Apple, Amazon, and other companies

A smart investing strategy is key to building your savings. Even if you don't have lot of money to invest, you don't have to let that stop you — you can start investing with $5 or less.

Stash was built to help beginner investors get started. You can buy fractional shares (partial shares) in companies that are household names like Apple, Google, Amazon, and more7. Normally a single share of these companies could cost hundreds or even thousands of dollars, but you only need as little as $5 to get started with Stash.

If you're thinking about saving for retirement, you can start investing in an IRA and enjoy the tax benefits that come with retirement accounts. Stash also offers tools and guidance to help you along the way and you can use the Stash app to track your investments from anywhere.

As a bonus, Stash will give you $5 to invest after you deposit $5 or more into your personal portfolio.1 Want even more tools and guidance? If you choose the Stash+ plan2 when signing up, you can earn 2x stock rewards when you spend on eligible purchases!8

Sign up for Stash now

Save up to $500 on car insurance and invest your savings

Car insurance can be expensive, so you want to make sure you're not overpaying on your current premium — that's money you could be using to invest.

FinanceBuzz has made it easy to search and compare quotes. Think of it as Kayak, but for car insurance.

We can help match you to insurance carriers and regional agencies to help you save on your car insurance. FinanceBuzz can save drivers up to $500 per year compared to their current insurance premiums, putting more money in your pocket to invest and grow your wealth. 

It takes less than 5 minutes to fill out the form and you'll receive a list of matches that show you online, email, and potentially phone quotes.

Click here to get started

Get life insurance when you're young

If you're young and healthy, you might not be thinking about term life insurance yet, but you should be — it could help your family pay off your mortgage if anything happens to you. 

Life insurance companies look at a number of factors including your age, health, and weight to determine the rate you'll pay for coverage. Generally, the younger and healthier you are, the lower the rate.

Bestow can help you find term life insurance policies with up to $1.5 million in coverage starting at just $10/month. You can apply online and get a decision in just five minutes. The best part: you might not even need to take a medical exam.

If you are between 18 and 59 years old, have never had a felony, and are generally in good health, get a free quote today.

Get a quote from Bestow now

Cancel unwanted subscriptions and trim up to $720 from your bills

As a homeowner, you'll have more bills than ever before. This makes it easy for unwanted subscriptions to slip by. Companies pull money from your bank account or charge your credit card every month and you pay it, sometimes unknowingly. 

Truebill can help you cancel subscriptions and lower bills. The best part: you never need to pick up the phone. Their expert negotiators can call the cable company and phone company on your behalf to help lower your bills. They'll also help you cancel unwanted subscriptions and put that money back in your bank account where it belongs.

Truebill has already helped save its members over $50,000,000 on their bills without much time and effort.

Download Truebill now

Protect your home starting at just $5/month

Protecting your home is important, but dealing with insurance companies can be such a drag. They give you the hard sell up front. You make your monthly payments, but when you actually need money for a claim, it's delay after delay.

Lemonade is a new type of insurance company that takes the hassle out of home, renters, and condo insurance. Using AI and transparent business practices, they make it easy to find the perfect policy in just minutes. If you already have insurance, they'll help make the switch simple and seamless. If you need to file a claim, they're committed to paying claims instantly whenever possible. More proof this isn't your typical insurance company: Lemonade donates leftover money at the end of the year to causes that you - the policyholder - care about.

Lemonade offers renters insurance policies starting at just $5 per month and homeowners policies starting at just $25 per month.

Get a quote today

Get paid $150 to ditch your debit card

If you’re using your old debit card for everything, you are probably missing out on serious cash, rewards, and benefits. With an Aspiration Spend & Save account, you’ll get $150 for opening a new debit card - just open an account, use your Aspiration debit card to make at least $1,000 in purchases within 60 days and you’ll get $150!3

You’ll also be eligible for up to 10% cash back on purchases and 1% APY on your balance – that’s 14x the national average interest rate.4

Not to mention unlimited fee-free withdrawals at over 55,000 ATMs. Best of all there’s no minimum credit score!

Sign up with Aspiration

Protect your money and get $1 million identity theft insurance

Identity theft can turn your life upside down. Your money could be stolen, your credit score could tank by hundreds of points, and worst of all… you could be liable for damages, even if you’re not at fault. It can be really bad.

Identity Guard can help protect your money in case your identity is ever stolen online. They keep you updated 24/7, constantly monitoring in the background while you go about your day with total peace of mind. Using state-of-the-art artificial intelligence, they’ll alert you when potentially suspicious activity is detected, helping you take action to protect your money.

With Identity Guard, your money, identity, and credit score are kept safe and secure. Sign up today and get access to real-time monitoring and $1 million in identity theft insurance6 for as little as $6.67 per month.

Try Identity Guard today

Join the bank with 0 monthly fees

Most banks aren’t built to look out for you. In fact, banks charged billions in hidden fees last year alone. Plus, many banks just don’t offer features that help you stay financially secure.

Varo Bank (N.A., Member FDIC) is a new kind of bank that looks out for your financial security. With Varo, your bank account is safe from monthly fees and foreign transaction fees, and they offer 55,000+ fee-free ATMs. You can even get paid up to two days early10 when you connect direct deposit.

When you open your account, Varo will send you a tap-to-pay debit card that can be easily locked from the app on your phone, if needed. And Visa Zero Liability guarantees you won’t be held responsible for unauthorized charges on your debit card, keeping your money safe.

Apply today for an account today — it won’t impact your credit score!

Join Varo

Start improving your credit instantly

Your credit scores affect whether you can get approved for a loan, a credit card, or even a new job. Usually it can take weeks or months to improve your credit scores, but there's an innovative new feature that could help you raise your FICO® Scores5 instantly.

Experian Boost™ can help you get credit for making on-time payments for your phone and utility bills. The process takes just minutes and if qualifying payments are identified, you can include this positive information in your Experian credit file. (Don't worry: If you have any negative marks, those won't count against you.)

Since launching, Experian Boost has collectively increased FICO® Scores across America by over 10 million points. It's 100% free and new potential credit scores take effect immediately.

Sign up for Experian Boost now

Bonus: Build wealth better than the 1%

The 1% doesn’t deserve all the riches. So why do we keep letting it happen?

Worthy is an email newsletter that teaches you how to invest smarter, earn more money, and live the life you want. It’s for the rebellious, the radical, the 99%er who fights like hell to earn their keep. Easily consumed in less than 5 minutes a day, you’ll get the latest financial resources, news, and money trends that could impact your wallet for years to come.

Join Worthy today (It’s free)

Stash Benefits

  • Get $5 to make your first investment
  • Invest in stocks, bonds, and ETFs
  • Fractional shares available
  • Start investing with just $1