6 Things to Do If You Want to Buy Your First House

Last updated Sept. 6, 2022 | By FinanceBuzz Editors
couple buying first home

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Buying your first home? It's hard — but worth it.

Making the leap from renting to owning takes work, dedication, and consistency with your money. The result: your very own place to settle down and build memories in. Yay!

If you're thinking about buying, there are a few things you should do to prepare. These dead-simple tips will help you save money, cut out unnecessary bills, improve your credit, and more.

Get $10 to start investing in Apple, Amazon, and other companies

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Cancel your car insurance

We've got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.

This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $500 or more per year when they save! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.

Oh, and it's also free. And come on — you can't tell us you don't want to save up to $500. To find out if you're losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you're overpaying. It takes less than 2 minutes.

See if you're overpaying

Get life insurance when you're young

If you're young and healthy, you might not be thinking about term life insurance yet, but you should be — it could help your family pay off your mortgage if anything happens to you. 

Life insurance companies look at a number of factors including your age, health, and weight to determine the rate you'll pay for coverage. Generally, the younger and healthier you are, the lower the rate.

Bestow can help you find term life insurance policies with up to $1.5 million in coverage starting at just $10/month. You can apply online and get a decision in just five minutes. The best part: you might not even need to take a medical exam.

If you are between 18 and 59 years old, have never had a felony, and are generally in good health, get a free quote today.

Get a quote from Bestow now

Cancel unwanted subscriptions and trim up to $720 from your bills

As a homeowner, you'll have more bills than ever before. This makes it easy for unwanted subscriptions to slip by. Companies pull money from your bank account or charge your credit card every month and you pay it, sometimes unknowingly. 

Rocket Money can help you cancel subscriptions and lower bills. The best part: you never need to pick up the phone. Their expert negotiators can call the cable company and phone company on your behalf to help lower your bills. They'll also help you cancel unwanted subscriptions and put that money back in your bank account where it belongs.

Rocket Money has already helped save its members over $50,000,000 on their bills without much time and effort.

Download Rocket Money now

Protect your home starting at just $5/month

Protecting your home is important, but dealing with insurance companies can be such a drag. They give you the hard sell up front. You make your monthly payments, but when you actually need money for a claim, it's delay after delay.

Lemonade is a new type of insurance company that takes the hassle out of home, renters, and condo insurance. Using AI and transparent business practices, they make it easy to find the perfect policy in just minutes. If you already have insurance, they'll help make the switch simple and seamless. If you need to file a claim, they're committed to paying claims instantly whenever possible. More proof this isn't your typical insurance company: Lemonade donates leftover money at the end of the year to causes that you - the policyholder - care about.

Lemonade offers renters insurance policies starting at just $5 per month and homeowners policies starting at just $25 per month.

Get a quote today

See how much money you can get back from this account

We hate to tell you this, really. But if you aren’t using the Aspiration debit card, you’re missing out on extra cash with every purchase you make. Don’t worry though… it’s easy to fix.

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Shopping for clothes? Yep… cash back.
Going to the pharmacy? Mhmmm. Cash back.
Getting groceries for the week? Yes, cash back!

It’s so simple. Who doesn’t want extra money? To see how much you could earn, just enter your email address and link your bank account 5 . By the way, Aspiration is free, your money is kept safe with military-level security, and your deposits won't fund fossil fuels.

See how much you could earn

Protect your money and get $1 million identity theft insurance

Identity theft can turn your life upside down. Your money could be stolen, your credit score could tank by hundreds of points, and worst of all… you could be liable for damages, even if you’re not at fault. It can be really bad.

Identity Guard can help protect your money in case your identity is ever stolen online. They keep you updated 24/7, constantly monitoring in the background while you go about your day with total peace of mind. Using state-of-the-art artificial intelligence, they’ll alert you when potentially suspicious activity is detected, helping you take action to protect your money.

With Identity Guard, your money, identity, and credit score are kept safe and secure. Sign up today and get access to real-time monitoring and $1 million in identity theft insurance 6 for as little as $6.67 per month.

Try Identity Guard today

Join the bank with 0 monthly fees

Most banks aren’t built to look out for you. In fact, banks charged billions in hidden fees last year alone. Plus, many banks just don’t offer features that help you stay financially secure.

Varo Bank (N.A., Member FDIC) is a new kind of bank that looks out for your financial security. With Varo, your bank account is safe from monthly fees and foreign transaction fees, and they offer 55,000+ fee-free ATMs. You can even get paid up to two days early 7 when you connect direct deposit.

When you open your account, Varo will send you a tap-to-pay debit card that can be easily locked from the app on your phone, if needed. And Visa Zero Liability guarantees you won’t be held responsible for unauthorized charges on your debit card, keeping your money safe.

Apply today for an account today — it won’t impact your credit score!

Join Varo

Start improving your credit instantly

Your credit scores affect whether you can get approved for a loan, a credit card, or even a new job. Usually it can take weeks or months to improve your credit scores, but there's an innovative new feature that could help you raise your FICO® Scores 8 instantly.

Experian Boost™ can help you get credit for making on-time payments for your phone and utility bills. 9 The process takes just minutes and if qualifying payments are identified, you can include this positive information in your Experian credit file. (Don't worry: If you have any negative marks, those won't count against you.)

Since launching, Experian Boost has collectively increased FICO® Scores across America by over 10 million points. It's 100% free and new potential credit scores take effect immediately.

Sign up for Experian Boost now

Bonus: Build wealth better than the 1%

The 1% doesn’t deserve all the riches. So why do we keep letting it happen?

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Stash Benefits

  • Get $10 to make your first investment
  • Invest in stocks, bonds, and ETFs
  • Fractional shares available
  • Start investing with just $1