When you think of Florida, the spotlight often shines on international cities like Miami and world-renowned attractions such as Walt Disney World.
However, tucked away from the theme parks and crowds of tourists are some of Florida's hidden gems: charming small towns with quirky characters and fun experiences.
Whether you're looking for unspoiled nature, local shopping hubs, or a lazy day by the water, step up your travel game and visit one of these charming small towns in Florida.
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Amelia Island
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Amelia Island offers visitors a blend of indoor and outdoor fun. Here, you will find Victorian architecture, riverfront culture, and beaches on the Atlantic coast.
Stroll through the streets of Fernandina Beach, where cute shops and seafood restaurants line the waterfront.
Anna Maria Island
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Anna Maria Island is a hidden gem along the Gulf of Mexico. With its sugar-sand beaches and warm turquoise waters, this small town clings to its laid-back atmosphere despite the odds.
Explore the island by golf carts, enjoy fresh local cuisine, and take in breathtaking sunsets at Bean Point.
Cape Canaveral
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Known for its connection to space exploration, Cape Canaveral is more than a launchpad.
Explore the Wizard of Oz Museum after a day at the Kennedy Space Center. You can also enjoy a fishing trip on the Atlantic Ocean and look for all the kinds of wildlife.
Bioluminescent kayaking near the Haulover Canal is a bucket-list activity in summer.
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Cedar Key
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Cedar Key is a quaint town on Florida's Nature Coast celebrated for its artistic community, local seafood, and rugged yet scenic ambiance.
This small town is filled with colorful buildings and friendly locals. It is a great place to enjoy outdoor activities, get out on the water, and eat fresh clam chowder.
Cortez
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Cortez is one of the oldest working fishing villages in Florida. Its residents have fought hard to preserve its historic heritage, resisting development typical elsewhere in the state.
Visit during stone crab season to sample great local cuisine after spending the day on pristine nearby beaches.
Local attractions include the Florida Maritime Museum, which features a butterfly garden housed in a historic schoolhouse.
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Crystal River
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Crystal River is the manatee capital of the world, a place where you can legally snorkel with manatees. It's a great experience in the spring-fed waters of Kings Bay.
With its small-town charm, Crystal River has a variety of seafood restaurants, shops, and accommodations. Be sure to stop by nearby Homosassa Springs State Park for more epic wildlife viewing.
DeFuniak Springs
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DeFuniak Springs is centered around the circular, spring-fed Lake DeFuniak, creating the backdrop for this small town in the Florida Panhandle.
Visitors can explore the historic district with its Victorian-era architecture, stroll around the lake, enjoy boating and water activities, and frequent the town's restaurants and lodgings.
Dunedin
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Located on Florida's Gulf Coast, Dunedin has the perfect blend of arts, nature, and Scottish heritage.
The town is known for its local arts scene and parks. Cycling aficionados will also enjoy the Pinellas Trail. Dunedin's Main Street, with its local shops and restaurants, has a welcoming vibe.
Nearby Honeymoon Island State Park has pristine beaches and nature trails to enjoy.
Dunnellon
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Situated along the gorgeous Rainbow River, Dunnellon is heaven for nature lovers.
Known for its crystal-clear headsprings and water activities — including tubing and kayaking — the town is famous for its natural beauty. Visitors can also explore the historic district, take a riverboat cruise, and experience Old Florida vibes.
Stop at Swampy's and enjoy the famous gator bites while taking in the river view. Have high tea at Sweetie's as well.
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Key Largo
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The Florida Keys consist of numerous small islands that are arguably one of the most beautiful places in the world.
Like the many other small towns in the Keys, Key Largo has its own charm, with colorful coral reefs, waterfront bars, and a Jimmy Buffett sense of escapism.
Snorkel with abundant marine life, nosh on some key lime pie, and enjoy the breathtaking drive along the Overseas Highway.
Fort Pierce
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Nestled on the Atlantic Ocean, Fort Pierce attracts many visitors thanks to its small-town energy and coastal charm.
Fort Pierce has stunning beaches, including the acclaimed Fort Pierce Inlet State Park, which is a great spot for water activities and viewing wildlife. The historic downtown has art galleries, shops, and numerous dining options.
Don't miss the Navy SEAL Museum and the farmers market on Saturdays.
Mount Dora
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Situated on the shores of Lake Dora, this quaint town is ripe with vintage charm, thanks to its historic downtown and cobblestone streets.
Mount Dora is known for its shops, art galleries, and waterfront. Visitors can take a boat tour, attend one of the town's many festivals, or simply enjoy the relaxed vibe that makes Mount Dora a quintessential Florida gem.
St. Augustine
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St. Augustine is the oldest continuously inhabited colonial town in the U.S.. It's known for its Spanish Colonial architecture, the iconic Castillo de San Marcos National Monument, and a vibrant beach scene.
Downtown, you'll find landmarks such as the Oldest Wooden School House Museum & Gardens mixed in with plenty of shops and places to dine.
Wildlife enthusiasts will love St. Augustine Alligator Farm Zoological Park, home to every crocodilian species.
Tarpon Springs
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Tarpon Springs — known for its Greek heritage, sponge docks, and waterfront lifestyle — feels like it's in Europe. The downtown area is walkable and often bustling with activity.
Visitors can take Boat tours, explore the historic district with its cute shops, and enjoy authentic Greek cuisine and fresh seafood.
Palm Beach
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Palm Beach is a small town in populous South Florida known for its fancy estates, upscale shopping on Worth Avenue, and gorgeous Atlantic Beaches.
The town's opulent architecture, boutiques, and gourmet dining create an exclusive yet inviting atmosphere if you're feeling spendy.
A silver lining to those high prices is that you might be able to use your credit card to earn travel rewards that you can use on your next vacation.
Bottom Line
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Florida may be famous for Walt Disney World and South Beach, but there's so much more to love in the Sunshine State. Each of these small towns has something unique to offer.
So, grab one of the best cash back credit cards and head to one of Florida's charming small towns.
Easy-to-Earn Unlimited Rewards
Benefits
Card Details
- $0 annual fee
- Simple, flat-rate rewards
- Flexible redemption options
- Up to 75% Bank of America Preferred Rewards® bonus potential
- Apply Now
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
- Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
- Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases. You could earn 3.75-5.25 points for every $1 you spend on travel purchases made through the Bank of America Travel Center.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
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on Bank of America’s secure website
Read Card ReviewIntro Offer
Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Annual Fee
$0
Why we like it
The Bank of America® Travel Rewards credit card is great for individuals who enjoy earning rewards and traveling.
Cardholders will enjoy the flexibility to redeem points with no blackout dates and receive a statement credit to pay for travel and dining purchases.
Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center and 1.5 points per $1 spent on all purchases.
- Apply Now
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