The 6 Best Credit Cards for Streaming Services (aka Binge Watching)

CREDIT CARDS - CREDIT CARD REWARDS
With the right credit card, you can earn extra rewards and bonuses on subscriptions to major streaming services.
Updated April 12, 2024
Fact checked
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If you spend a significant amount of money on services like Netflix, Hulu, or HBO Max, it may make sense to sign up for a new credit card. Top options include the Blue Cash Preferred® Card from American Express, the Capital One SavorOne Cash Rewards Credit Card, and the Chase Sapphire Preferred® Card.

Let’s explore the benefits and drawbacks of these cards and more to help you choose the best credit card for streaming services.

In this article

Key takeaways

  • If you're subscribed to multiple streaming services, it makes sense to look for a credit card that helps you earn extra rewards when you use it to pay for the subscription fees.
  • Some credit cards provide substantial cash back or rewards for streaming services. For instance, the Blue Cash Preferred® Card from American Express helps you earn 6% cash back on U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services. This card has a $0 intro annual fee for the first year, $95 per year thereafter (terms apply).
  • While many of these cards offer lucrative rewards, it's important to be aware of their annual fees. For example, the Capital One SavorOne Cash Rewards Credit Card, has a $0 annual fee, making it a cost-effective option.
  • Beyond rewards, consider other card perks. For example, The Platinum Card® from American Express helps you earn digital entertainment statement credits of up to $240 per year on eligible subscriptions. Enrollment is required for select benefits. This card has an annual fee of $695 (terms apply).
  • Be mindful of eligible services, as not all streaming services may qualify for the benefits each card offers.

The best credit cards for streaming services

Compare the best credit cards for streaming services

Credit card Excellent for Rewards rate Annual fee

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

5.0

Overall streaming service needs 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services, 3% cash back at U.S. gas stations and on eligible transit, and 1% cash back on other eligible purchases $0 intro annual fee for the first year, $95 per year thereafter (Terms apply)

Capital One SavorOne Cash Rewards Credit Card

Capital One SavorOne Cash Rewards Credit Card

4.9

$0 annual fee 3% cash back on dining and at grocery stores (excluding superstores like Walmart® and Target®), popular streaming services, and entertainment; 5% back on hotels and rental cars booked through Capital One Travel; 8% cash back on Capital One Entertainment purchases; 10% cash back on purchases made through Uber & Uber Eats (through 11/14/2024); and 1% cash back on all other purchases $0

Prime Visa

Prime Visa

4.9

Amazon Prime Video 5% cash back at Amazon.com, Whole Foods Market, and on Chase Travel purchases; 2% cash back at restaurants and gas stations, and on local transit and commuting; 1% cash back on all other purchases $0

Apple Card

Apple Card

4.2

Apple TV 3% cash back on Apple purchases and when you use Apple Pay for purchases from select partners, 2% on other purchases made with Apple Pay, and 1% cash back on everything else $0

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

4.9

Travel rewards 5X points on travel purchased through Chase Travel℠; 3X points on dining, select streaming services, and online groceries; 2X points on all other travel purchases, and 1X points on all other purchases $95

The Platinum Card® from American Express

The Platinum Card® from American Express

5.0

Digital entertainment statement credits 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services, 3% cash back at U.S. gas stations and on eligible transit, and 1% cash back on other eligible purchases $695 (Terms apply)

Blue Cash Preferred® Card from American Express: Excellent for overall streaming service needs

Pros
  • Elevated rewards rate at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services
  • Statement credits for the Disney Bundle (Enrollment required)
  • Generous welcome offer
Cons
  • Annual fee

Why we like it

The Blue Cash Preferred® Card from American Express helps you earn 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services, 3% cash back at U.S. gas stations and on eligible transit, and 1% cash back on other eligible purchases. The 6% rewards rate is one of the highest rates you can earn among cash back credit cards. The cash back you earn is in the form of Reward Dollars that can be redeemed as a statement credit.

Note
Eligible streaming services that earn cash back at the 6% rate include Apple Apple TV+, Disney+, ESPN+, Hulu, Netflix, Paramount+, Peacock, Amazon Prime Video, Showtime, Youtube Premium, Spotify, and more. Visit American Express’ website for the full list of qualifying services.

On top of that, you can earn $7 back in the form of a statement credit after spending $9.99 or more each month on an eligible Disney Bundle subscription (subject to auto renewal) with your Amex Blue Cash Preferred Card. Enrollment required.

Lastly, you can earn a $250 statement credit after spending $3,000 on purchases in the first 6 months.

What we don’t like

The Blue Cash Preferred® Card from American Express has a $0 intro annual fee for the first year, $95 per year thereafter. This means that you’d need to make enough value from this card to justify keeping it. However, that shouldn’t be difficult, especially considering its cashback rates and statement credits.

Learn how to apply for the Blue Cash Preferred® Card from American Express | Explore more benefits and features in our Blue Cash Preferred® Card from American Express review

Capital One SavorOne Cash Rewards Credit Card: Excellent for $0 annual fee

Pros
  • $0 annual fee
  • Elevated rewards rate for dining and at grocery stores (excluding superstores like Walmart® and Target®), popular streaming services, and entertainment
  • Generous welcome offer
Cons
  • Prime Video, AT&T TV, and Verizon FIOS On Demand are excluded from elevated rewards

Why we like it

The Capital One SavorOne Cash Rewards Credit Card helps you earn 3% cash back on dining and at grocery stores (excluding superstores like Walmart® and Target®), popular streaming services, and entertainment; 5% back on hotels and rental cars booked through Capital One Travel; 8% cash back on Capital One Entertainment purchases; 10% cash back on purchases made through Uber & Uber Eats (through 11/14/2024); and 1% cash back on all other purchases.

Cardholders can benefit from these cashback rates while paying a $0 annual fee.

Note
Eligible streaming purchases include Netflix, Hulu, and Disney+. Some services, such as Prime Video, AT&T TV, and Verizon FIOS On Demand, aren’t eligible, as well as audiobook subscription services and fitness programming.

On top of that, you can earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening.

What we don’t like

Some services, including the popular Prime Video from Amazon, as well as AT&T TV, and Verizon FIOS On Demand, don’t earn the higher cashback rate for streaming subscriptions.

Explore more benefits and features in our Capital One SavorOne Rewards review

Prime Visa: Excellent for Amazon Prime Video

Pros
  • $0 annual fee
  • Elevated rewards rate for Amazon.com, Whole Foods Market, and Chase Travel
  • Generous welcome offer
Cons
  • Amazon Prime membership required
  • No elevated rewards for non-Amazon streaming services

Why we like it

If you have an Amazon Prime membership, the Prime Visa can help you earn rewards at Amazon.

This credit card has a $0 annual fee and enables you to earn 5% cash back at Amazon.com, Whole Foods Market, and on Chase Travel purchases; 2% cash back at restaurants and gas stations, and on local transit and commuting; 1% cash back on all other purchases.

You can also earn a $100 Amazon gift card upon approval.

What we don’t like

While this is a $0-annual-fee credit card, it does require a Prime membership, which costs $14.99 per month or $139 per year.

Additionally, this credit card doesn’t have bonus categories for streaming services that aren’t tied to Amazon, such as Netflix, Hulu, Disney+, and more.

Explore more benefits and features in our Prime Visa review

Apple Card: Excellent for Apple TV

Pros
  • $0 annual fee
  • Elevated rewards rate for Apple purchases and purchases with select partners when using Apple Pay
  • Cashback rewards are immediately useable
Cons
  • No elevated rewards for non-Apple streaming services
  • No welcome offer

Why we like it

The Apple Card helps you earn 3% cash back on Apple purchases and when you use Apple Pay for purchases from select partners, 2% on other purchases made with Apple Pay, and 1% cash back on everything else. Plus, you only pay a $0 annual fee.

You can use the cash back you earn immediately after earning it, and there’s no minimum rewards amount needed before you can use it.

What we don’t like

You can earn an elevated cashback rate on Apple-related streaming services, such as Apple Music or Apple TV+. However, you would only get the 1% cash back base rate when you use this credit card for other streaming services, such as Netflix, Paramount+, and Prime Video.

Another drawback is that this card has no welcome offer.

Explore more benefits and features in our Apple Card review

Chase Sapphire Preferred® Card: Excellent for travel rewards

Pros
  • Elevated rewards rate for dining, select streaming services, and online groceries
  • Generous welcome offer
Cons
  • $95 annual fee

Why we like it

The Chase Sapphire Preferred® Card helps you earn 5X points on travel purchased through Chase Travel℠; 3X points on dining, select streaming services, and online groceries; 2X points on all other travel purchases, and 1X points on all other purchases.

Eligible streaming services include Apple TV+, Disney+, ESPN+, Hulu, Netflix, Paramount+, Peacock, Showtime, Youtube Premium, and more.

The Chase Sapphire Preferred also enables you to earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

What we don’t like

The Chase Sapphire Preferred has a $95 annual fee. As one of the best travel credit cards, we believe that it offers enough value to justify the fee, however, it may not necessarily make sense to everyone.

Apply for the Chase Sapphire Preferred® Card | Explore more benefits and features in our Chase Sapphire Preferred review

The Platinum Card® from American Express: Excellent for digital entertainment statement credits

Pros
  • Digital entertainment statement credits (enrollment required)
  • Generous welcome offer
Cons
  • $695 annual fee
  • No elevated rewards for streaming services

Why we like it

The Platinum Card® from American Express is a premium travel card that comes with many benefits and statement credits. This includes a digital entertainment credit of up to $20 each month ($240 each year) for eligible purchases on Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Keep in mind that enrollment is required for this benefit.

We tried it
I enjoy having the Amex Platinum in my wallet despite the $695 annual fee. The card offers up to $200 in Uber Cash (terms apply), up to $200 in airline incidental fee credit, up to $189 credit for CLEAR® Plus membership, and more. I also get complimentary lounge access to the American Express Global Lounge Collection. These benefits and more make the annual fee worthwhile. Enrollment is required for select benefits.

Yahia Barakah, Editor

On top of this, the Amex Platinum helps you earn 80,000 Membership Rewards points after spending $8,000 on purchases on your new card in the first 6 months.

What we don’t like

The Amex Platinum has a $695 annual fee, which is a premium cost for a premium travel card.

Additionally, this card helps you earn 5X points per dollar spent on eligible airfare (on up to $500,000 per calendar year, after that 1X) and eligible hotel purchases, and 1X points per dollar on all other eligible purchases. However, it doesn’t offer elevated rewards for streaming service subscription fees.

Learn how to apply for The Platinum Card® from American Express | Explore more benefits and features in our Amex Platinum review

How to choose the best credit card for streaming services

Choosing the right credit card for streaming services can be a game-changer, especially if you subscribe to multiple platforms. It’s not just about picking a card with good rewards, but also one that aligns with your viewing habits and budget.

Here are some factors to keep in mind:

  • Rewards rate: Look for cards that offer high rewards rates for your favorite streaming services.
  • Annual fee: Some credit cards may charge an annual fee, which can offset the benefits if you don’t use the card regularly. However, some other cards may charge an annual fee but also offer statement credits for certain streaming services, helping offset their fee.
  • Streaming services covered: Not all credit cards help you earn rewards or statement credits for all streaming platforms. Ensure your preferred services are included by reviewing the terms and conditions of the card’s rewards program.

FAQ

Which credit card is good for Amazon?

The Prime Visa is one of the credit cards we recommend for Amazon purchases, as it helps you earn 5% cash back on Amazon.com, Whole Foods Market, and Chase Travel. Keep in mind that this credit card requires an eligible Prime membership.

Which card to use to pay Netflix?

We find the Blue Cash Preferred® Card from American Express quite useful for Netflix as it earns 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services. Eligible streaming services include Netflix.

Does Amex Platinum cover Netflix?

The Amex Platinum doesn’t offer a digital entertainment statement credit for Netflix. It helps you earn up to $240 in digital entertainment statement credits annually, spread out in monthly $20 increments. These credits require enrollment and apply to select digital entertainment services, including Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal.

Best Credit Cards for Streaming Services: bottom line

Choosing the best credit card for streaming services depends on your personal usage and preferences. Make sure to consider the rewards rate, annual fee, the specific streaming services covered by the card, and any additional perks.

Always remember to read the terms and conditions of each card before making a decision. By doing your research, you can find the best streaming service credit card for your needs. That way, you can enjoy your next binge guilt-free.

Lucrative, Flat-Rate Cash Rewards

5.0

Wells Fargo Active Cash® Card

Current Offer

$200 cash rewards bonus after spending $500 in purchases in the first 3 months

Annual Fee

$0

Rewards Rate

Earn 2% cash rewards on purchases

Benefits and Drawbacks
Card Details

Author Details

Yahia Barakah, CEPF Yahia Barakah, CEPF, is a Senior Editor at FinanceBuzz and has created finance-focused content since 2011. As a Certified Educator of Personal Finance, he has a background in institutional investment and asset management, as well as a deep passion for financial literacy.
Kat Tretina Kat Tretina is a personal finance expert focusing on practical financial matters, including student loans, debt repayment, side hustles, insurance, and healthcare. Drawing from her personal experience, she aims to simplify complex financial topics and provide individuals with the information they need to make informed decisions.

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