The Best Credit Cards for Streaming Services: Watch and Earn

If you spend a significant amount of money on services like Netflix, Hulu, or HBO Max, it may make sense to sign up for a new credit card. Top options include the Blue Cash Preferred^® Card from American Express, the Capital One Savor Cash Rewards Credit Card, and the Chase Sapphire Preferred^® Card(Rates and fees).

Let's explore the benefits and drawbacks of these cards and more to help you choose the best credit card for streaming services.

Best credit cards for streaming services

Credit card	Excellent for	Rewards rate	Annual fee
Blue Cash Preferred® Card from American Express 5.0 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.	Overall streaming service needs	6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services, 3% cash back at U.S. gas stations and on eligible transit, and 1% cash back on other eligible purchases	$0 intro annual fee for the first year, $95 per year thereafter (Terms apply)
Prime Visa(Rates and fees) 4.9 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.	Amazon Prime Video	Unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% on all other purchases	$0
Chase Sapphire Preferred® Card 4.9 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.	Travel rewards	5X points on travel purchased through Chase Travel℠; 3X points on dining, select streaming services, and online groceries; 2X points on all other travel purchases, and 1X points on all other purchases	$95
The Platinum Card® from American Express 4.9 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.	Digital entertainment statement credits	5X points per dollar spent on eligible airfare (on up to $500,000 per calendar year, after that 1X) and eligible hotel purchases, and 1X points per dollar on all other eligible purchases	$695 (Terms apply)
Capital One Savor Cash Rewards Credit Card 4.9 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.	$0 annual fee	3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services; 5% back on hotels and rental cars booked through Capital One Travel (terms apply); 8% cash back on Capital One Entertainment purchases; and 1% cash back on all other purchases	$0
Apple Card 4.2 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.	Apple TV	3% cash back on Apple purchases and when you use Apple Pay for purchases from select partners, 2% on other purchases made with Apple Pay, and 1% cash back on everything else	$0

Blue Cash Preferred^® Card from American Express

The Blue Cash Preferred^® Card from American Express helps you earn 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services, 3% cash back at U.S. gas stations and on eligible transit, and 1% cash back on other eligible purchases. The 6% rewards rate is one of the highest rates you can earn among cash back credit cards. The cash back you earn is in the form of Reward Dollars that can be redeemed as a statement credit.

On top of that, you can earn $7 back in the form of a statement credit after spending $9.99 or more each month on an eligible Disney Bundle subscription (subject to auto renewal) with your Amex Blue Cash Preferred Card. Enrollment required.

Lastly, you can earn a $250 statement credit after spending $3,000 on eligible purchases in the first 6 months.

What we don't like

The Blue Cash Preferred^® Card from American Express has a $0 intro annual fee for the first year, $95 per year thereafter. This means that you'd need to make enough value from this card to justify keeping it. However, that shouldn't be difficult, especially considering its cashback rates and statement credits.

Learn how to apply for the Blue Cash Preferred^® Card from American Express | Learn more in our Blue Cash Preferred^® Card from American Express review

Prime Visa

If you have an Amazon Prime membership, the Prime Visa can help you earn rewards at Amazon.

This credit card has a $0 annual fee and enables eligible cardmembers to earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% on all other purchases.

You can also earn a $150 Amazon Gift Card instantly upon approval exclusively for Prime members.

What we don't like

While this is a $0-annual-fee credit card, it does require a Prime membership, which costs $14.99 per month or $139 per year.

Additionally, this credit card doesn't have bonus categories for streaming services that aren't tied to Amazon, such as Netflix, Hulu, Disney+, and more.

Apply for the Prime Visa | Learn more in our Prime Visa review

Chase Sapphire Preferred^® Card

The Chase Sapphire Preferred^® Card helps you earn 5X points on travel purchased through Chase Travel℠; 3X points on dining, select streaming services, and online groceries; 2X points on all other travel purchases, and 1X points on all other purchases.

Eligible streaming services include Apple TV+, Disney+, ESPN+, Hulu, Netflix, Paramount+, Peacock, Showtime, Youtube Premium, and more.

The Chase Sapphire Preferred also enables you to earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

What we don't like

The Chase Sapphire Preferred has a $95 annual fee. As one of the best travel credit cards, we believe that it offers enough value to justify the fee, however, it may not necessarily make sense to everyone.

Apply for the Chase Sapphire Preferred^® Card | Learn more in our Chase Sapphire Preferred review

The Platinum Card^® from American Express

The Platinum Card^® from American Express is a premium travel card that comes with many benefits and statement credits. This includes a digital entertainment credit of up to $20 each month ($240 each year) for eligible purchases on Disney+, a Disney+ Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Keep in mind that enrollment is required for this benefit.

On top of this, the Amex Platinum helps you earn as high as 175,000 Membership Rewards points after spending $8,000 on eligible purchases on your new card in the first 6 months (welcome offers vary and you may not be eligible for an offer; apply and find out your offer).

What we don't like

The Amex Platinum has a $695 annual fee, which is a premium cost for a premium travel card.

Additionally, this card helps you earn 5X points per dollar spent on eligible airfare (on up to $500,000 per calendar year, after that 1X) and eligible hotel purchases, and 1X points per dollar on all other eligible purchases. However, it doesn't offer elevated rewards for streaming service subscription fees.

Learn how to apply for The Platinum Card^® from American Express | Learn more in our Amex Platinum review

Capital One Savor Cash Rewards Credit Card

The Capital One Savor Cash Rewards Credit Card helps you earn 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services; 5% back on hotels and rental cars booked through Capital One Travel (terms apply); 8% cash back on Capital One Entertainment purchases; and 1% cash back on all other purchases.

Cardholders can benefit from these cashback rates while paying a $0 annual fee.

On top of that, you can earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening.

What we don't like

Some services, including the popular Prime Video from Amazon, as well as AT&T TV, and Verizon FIOS On Demand, don't earn the higher cashback rate for streaming subscriptions.

Learn more in our Capital One Savor Rewards review.

Apple Card

The Apple Card helps you earn 3% cash back on Apple purchases and when you use Apple Pay for purchases from select partners, 2% on other purchases made with Apple Pay, and 1% cash back on everything else. Plus, you only pay a $0 annual fee.

You can use the cash back you earn immediately after earning it, and there's no minimum rewards amount needed before you can use it.

What we don't like

You can earn an elevated cashback rate on Apple-related streaming services, such as Apple Music or Apple TV+. However, you would only get the 1% cash back base rate when you use this credit card for other streaming services, such as Netflix, Paramount+, and Prime Video.

Another drawback is that this card has no welcome offer.

Learn more in our Apple Card review.

How to choose the best credit card for streaming services

Choosing the right credit card for streaming services can be a game-changer, especially if you subscribe to multiple platforms. It's not just about picking a card with good rewards, but also one that aligns with your viewing habits and budget.

Here are some factors to keep in mind:

• Rewards rate: Look for cards that offer high rewards rates for your favorite streaming services.
• Annual fee: Some credit cards may charge an annual fee, which can offset the benefits if you don't use the card regularly. However, some other cards may charge an annual fee but also offer statement credits for certain streaming services, helping offset their fee.
• Streaming services covered: Not all credit cards help you earn rewards or statement credits for all streaming platforms. Ensure your preferred services are included by reviewing the terms and conditions of the card's rewards program.

FAQs

Bottom line

Choosing the best credit card for streaming services depends on your personal usage and preferences. Make sure to consider the rewards rate, annual fee, the specific streaming services covered by the card, and any additional perks.

Always remember to read the terms and conditions of each card before making a decision. By doing your research, you can find the best streaming service credit card for your needs. That way, you can enjoy your next binge guilt-free.

Cash Back at U.S. Supermarkets

Blue Cash Preferred^® Card from American Express

5.0

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Blue Cash Preferred^® Card from American Express

Learn How to Apply

See rates and fees | Terms Apply

Current Offer

Earn a $250 statement credit after spending $3,000 on eligible purchases in the first 6 months

Annual Fee

$0 intro annual fee for the first year, $95 per year thereafter

Rewards Rate

6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services, 3% cash back at U.S. gas stations and on eligible transit, and 1% cash back on other eligible purchases

Benefits and Drawbacks

Benefits

• High cashback rates at U.S. supermarkets, U.S. gas stations, eligible transit, and U.S. streaming subscriptions (cash back is in the form of Reward Dollars that can be redeemed as a statement credit)
• Introductory APR for purchases and balance transfers
• $7 monthly statement credit toward an eligible Disney bundle subscription (subject to auto renewal) of $9.99 or more (enrollment required)

Drawbacks

• Cap on highest reward category limits what you can earn
• Welcome offer is a little lackluster compared to other cards
• Has foreign transaction fee

Card Details

• Earn a $250 statement credit after spending $3,000 on eligible purchases in the first 6 months
• 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services, 3% cash back at U.S. gas stations and on eligible transit, and 1% cash back on other eligible purchases
• Intro purchase 0% APR offer: 0% for 12 months then 20.24% - 29.24% (variable)
• Intro balance transfer 0% APR offer: 0% for 12 months then 20.24% - 29.24% (variable)
• Terms apply

Author Details

Yahia Barakah, CEPF

Yahia Barakah, CEPF, has created finance-focused content since 2011. As a Certified Educator of Personal Finance, he has a background in institutional investment and asset management, as well as a deep passion for financial literacy.

Author Details

Kat Tretina

Kat Tretina is a FinanceBuzz writer and personal finance expert focusing on practical financial matters, including student loans, debt repayment, side hustles, insurance, and healthcare. Drawing from her personal experience, she aims to simplify complex financial topics and provide individuals with the information they need to make informed decisions.