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Citi Custom Cash® Card
4.7
info

Why We Like It

Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back

Benefits

  • You don’t have to activate categories
  • A variety of categories are eligible for the highest rate
  • $0 annual fee
  • Multiple intro APR offers

Drawbacks

  • Walmart and Target purchases generally aren’t eligible for the highest earning rate
  • 3% foreign transaction fee
  • Monthly cap rather than quarterly cap
  • High spending requirement for welcome offer

Annual Fee

$0