Do you have money anxiety? Maybe you worry about money often or find yourself avoiding the topic entirely. You know you could probably have better habits around spending and saving, but feel like it's too big of a task or just don't know where to start.
If that sounds like you, you're not alone. In fact, money anxiety is incredibly common. Here's the good news: it's easy to change your mindset about money for the better. Taking action and developing healthy habits around money can help you become financially secure, free of money-related stress, and excited about saving money and growing your wealth.
It's time to free yourself of money anxiety once and for all.
Get $10 to start investing in Apple, Amazon, and other companies
If you want to break the cycle of living paycheck to paycheck, it may be time to take a look at starting to invest for your future. Even if you don't have a lot of money to invest, you don't have to let that stop you — you can start investing with $5 or less.
Stash was built to help beginner investors get started. You can buy fractional shares (partial shares) in companies that are household names like Apple, Google, Amazon, and more 1 . Normally a single share of these companies could cost hundreds or even thousands of dollars, but you only need as little as $5 to get started with Stash.
Stash also offers tools and guidance to help you along the way and you can use the Stash app to track your investments from anywhere.
As a bonus, Stash will give you $10 to invest after you deposit $5 or more into your personal portfolio. 2 Want even more tools and guidance? If you choose the Stash+ plan 3 when signing up, you can earn 2x stock rewards when you spend on eligible purchases! 4
Trim up to $720 from your bills with the budgeting app that does it all
Ever look at your bank account and wonder where your paycheck went? Poof, it's gone and you're not exactly sure where you spent it. A budgeting app like Rocket Money can help you take control of your money — spend intentionally on the things you value and stop throwing money away on unimportant things.
Once you have a complete picture of your finances, it's easy to see ways to save. And Rocket Money can help make those potential savings a reality. Their expert negotiators can call the cable company and phone company to help lower your bills. They'll also help you cancel unwanted subscriptions and put that money back in your bank account where it belongs.
Rocket Money has already helped save its members over $50,000,000 on their bills without much time and effort.
Turn your $500 into $1,000 without even thinking about it
Wouldn't it be nice to double your savings? Having some extra money in your emergency fund is a good feeling.
If you need a little boost for your savings, consider Digit. It's like your smart financial assistant, dedicated to helping you achieve your financial goals. Just tell Digit what your goal is — maybe it's paying off credit card debt, saving for a vacation, or building that emergency fund — then let their sophisticated algorithms do the rest.
Digit will analyze your spending habits then automatically move the perfect amount to your secure Digit account. You'll start saving without even thinking about it or changing your lifestyle.
Digit has already helped its users save over $4 billion dollars!
Start improving your credit instantly
Your credit scores affect whether you can get approved for a loan, a credit card, or even a new job. Usually it can take weeks or months to improve your credit scores, but there's an innovative new feature that could help you raise your FICO® Scores 5 instantly.
Experian Boost® can help you get credit for making on-time payments for your phone and utility bills. 6 The process takes just minutes and if qualifying payments are identified, you can include this positive information in your Experian credit file. (Don't worry: If you have any negative marks, those won't count against you.)
Since launching, Experian Boost has collectively increased FICO® Scores across America by over 10 million points. It's 100% free and new potential credit scores take effect immediately.
Save the $250 you'll probably pay in bank fees this year
Bank fees are annoying, so stop paying them. 7 There are no monthly fees~ with the Chime mobile app, no minimum balance fees, and they even offer fee-free overdraft — up to $200*.
And no fees~ doesn't mean no features. With Chime, you can build your savings faster by automatically rounding up your purchases, plus get paid up to two days early when you use direct deposit^.
Apply online in just two minutes — there's no credit check required.
Bonus: Get smarter about money in just 5 minutes a day
"Wealthy" is all about numbers. "Worthy" is a mindset. If you’re the type of person who’s passionate about growing your net worth and becoming financially independent, then you belong in Worthy — our brand-new personal finance community.
Join Worthy, and you’ll get expert advice on earning more, investing smarter, and saving for the life you want - right in your inbox, for free! Stay up-to-date on the latest news and trends that could impact your wallet, and get access to exclusive insider content and special offers.
Sign up now and join thousands of people who are getting smarter about money every day with Worthy.