It’s rare to find a card that earns travel rewards and provides introductory APR offers — let alone a low intro APR until 2026. But that’s exactly what the Capital One VentureOne Rewards Credit Card(Rates and fees) offers.
This card is a top pick from the FinanceBuzz editors because of its simple rewards rate and long 0% intro APR for purchases and balance transfers for 15 months (Balance transfer fee applies, 19.49% - 29.49% (Variable) APR after intro period)— all with no annual fee.
What we love about this powerful credit card
Where this card really shines is its 0% intro APR for purchases and balance transfers for 15 months, (balance transfer fee applies, 19.49% - 29.49% (Variable) APR after intro period), plus its straightforward earning potential.
With a long intro APR period, you can catch your breath if you need to make a large purchase. That gives you plenty of time to pay off your debt while avoiding interest.
You also don’t have to stress about loads of different spending categories because you’ll earn at least 1.25 miles per dollar on every purchase, every day, and 5 miles per dollar on hotels and rental cars booked through Capital One Travel.
More benefits and perks
- 0% intro APR for 15 months: With this card you’ll get a long no-interest period — 0% intro APR for purchases and balance transfers for 15 months! (Balance transfer fee applies, 19.49% - 29.49% (Variable) APR after intro period.)
- Plenty of redemption options: Enjoy the flexibility of redeeming your miles for transfers to travel partners, booking travel through Capital One Travel, covering past travel purchases, or receiving cash back.
- Transfer partners: Give yourself more choices on how to use your miles. You can transfer miles to over 15 travel partners, including Air France KLM, British Airways, and Choice Hotels.
- No foreign transaction fees: Avoid paying foreign transaction fees on international purchases, making your trips abroad more fun (and affordable).
- No annual fee: With a $0 annual fee, the Capital One VentureOne helps you hold onto your money.
Enjoy a low intro APR until 2026
This card allows you to enjoy a long 0% intro APR for purchases and balance transfers for 15 months — not always common for cards of this caliber that also offer strong travel rewards and bonus miles. (Balance transfer fee applies, 19.49% - 29.49% (Variable) APR after intro period.)
With this long intro APR, you’re able to make a large purchase and not have to worry about accruing interest right away, giving you plenty of time to pay off your debt.
If you’re eyeing a luxurious vacation or any other expensive purchase, but don’t want to accrue interest by financing the cost, this card could be a great fit.
How to secure up to $731 in the first year
The FinanceBuzz editors have created a valuation formula to help you compare rewards between cards. We estimate the value of this card to be up to $731 in the first year.1 <p class="">These values are based on the <a href="https://financebuzz.com/financebuzz-credit-card-valuation">FinanceBuzz Credit Card Rewards Valuation Model</a>, which takes a look at rewards earned via spending, the welcome offer, and the annual fee. We used a valuation of 1 cent/point unless otherwise stated above. These are estimated values - your actual earnings will depend on how much you spend and in what categories.<br></p>
Securing up to $731 in year one value is easy: Simply pay attention to how much you spend and in which categories you spend. You’ll earn 1.25 miles per dollar on every purchase, every day, and 5 miles per dollar on hotels and rental cars booked through Capital One Travel.
This is an estimated value — your actual earnings will depend on how much you spend in a typical year. You could increase your value with savvy use of the card’s transfer partners and higher spending categories.
Who is this card best for?
The Capital One VentureOne is a great choice for anyone who:
- Wants to pay down debt: With a long intro APR, you’re able to make large purchases without accruing interest right away, giving you plenty of time to pay off your debt.
- Has at least a good credit score: We recommend having a good or excellent credit score to increase your chances of approval for the Capital One VentureOne.
- Prefers a simple earning rate: With limited bonus categories, it’s easy to know what you’re earning on different purchases at any given time.
- Doesn't want to be tied to one airline or hotel chain: How you fly and where you stay is up to you since Venture miles aren’t tied to a specific airline or hotel.
- Likes to get out and have fun: Receive special access to a variety of music, sporting, and dining events through the Capital One Entertainment portal.
Bottom line
The Capital One VentureOne Rewards is a great choice if you want multiple intro APR offers and a simple way to earn travel rewards on everyday purchases — all with no annual fee.
- 0% intro APR for purchases and balance transfers for 15 months: With this card you’ll get a long no-interest period — 0% intro APR for 15 months. (Balance transfer fee applies, 19.49% - 29.49% (Variable) APR after intro period.)
- Early spend bonus: Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening.
- Simple earning: Earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels and rental cars booked through Capital One Travel.
- Lack of fees: The Capital One VentureOne has a $0 annual fee and no foreign transaction fees, helping you keep your money in your wallet.
>> Click here to apply now and start earning the 20,000 miles early spend bonus