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Travel cards with simple rates make it easy to earn points or miles on everyday purchases. The FinanceBuzz editors reviewed dozens of travel credit cards and the Capital One Venture Rewards Credit Card(Rates and fees) is a top pick for its elevated earning potential and travel benefits.
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What you need to know:
- Earn 75,000 bonus miles once you spend $4,000 on purchases within 3 months from account opening
- Earn 2 miles per dollar on every purchase, every day, 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel and 5 miles per dollar on Capital One Entertainment purchases through 12/31/25
- Receive up to a $120 credit for Global Entry or TSA PreCheck
- No foreign transaction fees
- 19.99% - 29.49% (Variable) APR
- $95 annual fee
The Capital One Venture Rewards stands out from the competition with its super simple earning rate of at least 2 miles per dollar on every purchase, every day. That’s above what you’ll find on most other cards, plus you can earn a generous early spend bonus of 75,000 miles.
What we like about the Capital One Venture Rewards
There are almost no other cards that can compete with the Venture Rewards welcome offer and straightforward earning potential.
No matter where you typically spend the most money — including on groceries, gas, and eating out — you’ll earn at least 2 miles per dollar on every purchase, every day, 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel and 5 miles per dollar on Capital One Entertainment purchases through 12/31/25.
And you can earn 75,000 bonus miles once you spend $4,000 on purchases within 3 months from account opening — that’s worth at least $750 toward travel!
More benefits and perks
- Use your favorite transfer partners: You can transfer your miles to over 15 different travel partners, including Air Canada, Choice Hotels, and Virgin Red. This gives you increased flexibility with how you can use your rewards.
- Stay flexible with multiple redemption options: You can also redeem your miles for covering past travel purchases, booking new travel reservations through Capital One Travel, checks, account credits, and gift cards.
- Take advantage of travel perks and benefits: As a cardholder, you can receive up to a $120 credit for Global Entry or TSA PreCheck.
- Avoid foreign transaction fees: With no foreign transaction fees, you can save money for fun activities when you travel abroad.
How to secure $1,521 worth of value
The FinanceBuzz editors have created a valuation formula to help you compare rewards between cards. We estimate the value of this card to be $1,521 in the first year.1 <p class="">These values are based on the <a href="https://financebuzz.com/financebuzz-credit-card-valuation">FinanceBuzz Credit Card Rewards Valuation Model</a>, which takes a look at rewards earned via spending, the welcome offer, and the annual fee. We used a valuation of 1 cent/point unless otherwise stated above. These are estimated values - your actual earnings will depend on how much you spend and in what categories.<br></p>
This is an estimated value — your actual earnings will depend on how much you spend in a typical year. You could increase your value if you use the card’s travel benefits and higher spending categories.
Who is this card best for?
The Capital One Venture Rewards is a great choice for anyone who:
- Has at least good credit: For the best chances of approval for the Capital One Venture Rewards, you should have a good or excellent credit score.
- Prefers a simple rewards rate: With barely any bonus categories, it’s easy to know how much you earn on your purchases.
- Plans to spend $4,000 in the next 3 months: The 75,000 miles bonus could be yours through everyday expenses, including groceries and takeout.
- Likes to travel: Use your normal spending habits to boost your future travel fund. All the miles you earn with the Capital One Venture Rewards can easily be used to offset flights, hotel stays, car rentals, and other travel-related purchases.
Bottom line
The Capital One Venture Rewards is an excellent option for just about anyone. Who doesn’t love a simple rewards rate and a lucrative 75,000 miles welcome offer?
- Early spend bonus: Earn 75,000 bonus miles once you spend $4,000 on purchases within 3 months from account opening.
- Elevated rewards: Earn 2 miles per dollar on every purchase, every day, 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel and 5 miles per dollar on Capital One Entertainment purchases through 12/31/25.
- Travel benefits: Receive a $120 credit for Global Entry or TSA PreCheck.
- No foreign transaction fees: Skip the foreign transaction fees and save money on purchases you make while traveling abroad.
Benefits
Card Details
- Has a generous welcome offer
- Offers up to $120 Global Entry or TSA PreCheck® statement credit
- Has an easy rewards program and highly flexible travel redemptions
- Doesn’t charge foreign transaction fees
- Offers valuable travel protections
- Apply Now
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs
Intro Offer
Earn 75,000 bonus miles once you spend $4,000 on purchases within 3 months from account opening
Annual Fee
$95
Why we like it