Saving & Spending

6 Surprising Moves the Millionaire Next Door Makes (That You Can, Too)

Last updated July 8, 2026 | By FinanceBuzz Editors

Ever wonder what makes you — an everyday American — different from a millionaire (or even your rich neighbor next door?)

The truth: While they may seem more successful than you, they're probably making simple money moves that are accessible to almost anyone in the country. You just need to know what moves to make!

Stop letting debt hang over your head, stop letting time go by without investing, and start taking advantage of compound interest! You could build wealth and save for retirement today using the same tricks millionaires use to get ahead. Here's how:

Set up direct deposit - pocket up to $500

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This is practically passive income and a great way to supercharge your earnings. It basically takes no extra work at all other than following the steps above.

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Take this quiz and see if you can retire early

Do you know if you can retire early? One of the best ways to find out is by speaking with a financial advisor. You could potentially retire years earlier with the right moves and a little work.

Our advice:Take this quiz from Advisor.com. In just a few short questions, it can match you with a vetted financial advisor in your area. Once you get matched, you get a free consultation with your advisor to discuss your situation and future goals.

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Get out of $20,000 or more in credit card debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

TurboDebt1can help. If you have more than $20,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly payment.

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