6 Surprising Moves the Millionaire Next Door Makes (That You Can, Too)

SAVING & SPENDING
Last updated April 18, 2024 | By FinanceBuzz Editors

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Ever wonder what makes you — an everyday American — different from a millionaire (or even your rich neighbor next door?)

The truth: While they may seem more successful than you, they’re probably making simple money moves that are accessible to almost anyone in the country. You just need to know what moves to make!

Stop letting debt hang over your head, stop letting time go by without investing, and start taking advantage of compound interest! You could build wealth and save for retirement today using the same tricks millionaires use to get ahead. Here’s how:

Earn a $400 bonus with this checking account

We hate to tell you this, really. But if you aren’t banking with Truist Bank, you’re missing out on extra cash. Don’t worry though … it’s easy to fix.

Earn a $400 bonus when you open a new Truist One Checking account online between February 28, 2024 and October 30, 2024 using promo code TRUIST400AFL24. Terms apply.1

Complete the following within 90 days of account opening:

  • Receive at least one qualifying direct deposit of $500 or more.
  • Complete at least 15 qualifying debit card purchases.

This is practically passive income and a great way to supercharge your earnings.

Plus, you can enjoy other benefits like no overdraft fees, a $100 negative balance buffer,2 and automatic upgrades for access to growing perks.

Open your new Truist One Checking account here

Get a personalized financial plan without the costly management fee

A study by Vanguard found that, hypothetically, a $50,000 investment could grow to $170,000 over 25 years if you manage it yourself but more than $340,000 if you enlist an advisor’s help.3That means you could potentially have double the money in your nest egg down the road.

Here’s the problem: You could pay tens of thousands of dollars in management fees over 25 years. Yikes. But what if you could reap the rewards of an advisor without that unbearable cost?

Domain Money can provide you with a personalized financial plan for a one-time, flat-rate fee as low as $2,500.4They make it simple to optimize your finances for your short and long-term goals at a reasonable price.

Book your free strategy session here to get started — you don’t need to prep anything! There’s no investment minimum and if you’re not 100% satisfied with your plan, you can get your money back, no questions asked.

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Ask this company to pay off your credit card debt

Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.

National Debt Relief is designed specifically to help you get out of credit card debt faster, without having to make drastic life changes. With National Debt Relief, you could pay off your credit card debt (with potentially way less interest) in one simple monthly payment.5

How to get National Debt Relief to pay off your debt: Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can immediately assist you in paying off your debt, but only if you schedule the assessment.

Try it

Virginia Driver? Cancel your car insurance

We've got bad news. You could be wasting $600 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.

This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $600 or more per year when they switch! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.

Oh, and it's also free. And come on — you can't tell us you don't want to save up to $600. To find out if you're losing up to $600 or more a year, just answer a few questions, and then make sure to enter your zip, DOB, and email, to see if you qualify for a lower rate. It takes less than 2 minutes.

See if you're overpaying

Discover®️ Cashback Debit Benefits

  • Earn 1% cash back on up to $3,000 in debit card purchases each month6
  • No minimum deposit, no minimum balance, and no account fees
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