Saving & Spending

6 Surprising Moves the Millionaire Next Door Makes (That You Can, Too)

Last updated July 15, 2026 | By FinanceBuzz Editors

Ever wonder what makes you — an everyday American — different from a millionaire (or even your rich neighbor next door?)

The truth: While they may seem more successful than you, they're probably making simple money moves that are accessible to almost anyone in the country. You just need to know what moves to make!

Stop letting debt hang over your head, stop letting time go by without investing, and start taking advantage of compound interest! You could build wealth and save for retirement today using the same tricks millionaires use to get ahead. Here's how:

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Is your $1M+ portfolio working as hard as it could?

A one percent fee sounds like nothing. But on a $1 million portfolio, that's around $10,000 a year, every year, whether your advisor earns it or not.

But here’s the thing: you know a good financial advisor could help you stretch your savings further with strategies around tax-efficient withdrawals, capital gains, and required minimum distributions, which could save you thousands.

You don’t want to overspend on fees. But you also don’t want to miss out on tax cuts and savings. The answer? You don’t need any financial advisor. You need the right financial advisor.

This free matching quiz connects people with $1M+ in investable assets with up to three fiduciary advisors who serve their area, so they compare and choose the one that fits.

Get out of $20,000 or more in credit card debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

TurboDebt1can help. If you have more than $20,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly payment.

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