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If you’re ready to retire sooner than you initially thought — then this might be the perfect thing for you.
Three major financial challenges of retirement are 1) growing your wealth beforehand, 2) making your money last, and 3) maintaining healthy cash flow.
Keep reading to learn strategies that can help you start to figure these things out so that you can enjoy retirement … instead of worrying about money.
Pay no interest on balance transfers into 2026
Imagine getting 18 months with 0% intro APR on a balance transfer. Sounds great — right? You could dramatically change your financial picture with this industry-leading card - the Citi Double Cash® Card.
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 18 months. After the intro period for balance transfers, the APR is 19.24% - 29.24% (Variable). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!
It doesn't stop with balance transfers though. Cardholders can also earn double cash back — 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. The best part - you can redeem your cash back as direct deposit, a statement credit, or even a mailed check! You can turn your everyday purchases into cash back and make a dent in your debt, regular bills, or save for the future.
The best part? There's no annual fee with the Citi Double Cash® Card(Rates and fees).
Click here to apply now for the Citi Double Cash® Card
Unlock up to $1,070 value over the next year with this incredible card
There's a credit card that's making waves with its amazing bonus and benefits. The Discover it® Cash Back(Rates and fees) card has no annual fee, and Discover will match all the cash back you’ve earned at the end of your first year. This generous welcome offer and the top-notch cash back rewards provides an estimated $1,070 value in the first year!
The excellent $1,070 first-year value is estimated through the FinanceBuzz Credit Card Rewards Valuation Model based on spending, the welcome bonus, and the annual fee. The actual value will be determined by how much and in which categories you spend, but this card makes racking up valuable rewards easy! Earn 5% cash back at different places each quarter up to the quarterly maximum when you activate, including gas stations, grocery stores, and restaurants. Plus, you'll earn 1% cash back on all other purchases automatically. The welcome offer combined with the up to 5% cash back reward rate could be worth up to 10% cash back!
This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 18.24% - 28.24% Variable. To top it all off, the Discover it® Cash Back is accepted by 99% of merchants, and there's no annual fee.
Take this quiz to get matched with vetted financial advisors
Do you know if you can retire early? One of the best ways to find out is by speaking with a financial advisor. With the right moves and a little work, you could potentially retire years earlier.
Here’s the first step: Take this quiz from Zoe Financial. In just a few short questions, it can help you find vetted financial advisors based on your unique needs.
You get matched with three advisors and even earn free consultations, one with each match. That way, you can compare them and be fully prepared to pick a financial advisor that’s right for you.
Paid Non-Client Promotion
FinanceBuzz doesn’t invest its money with this provider, but they are our referral partner. We get paid by them only if you click to them from our website and take a qualifying action (for example, opening an account.)
Stop overpaying for cell phone service
Bad news: You might be overpaying for your cell phone bill and not even realize it. Some service providers charge a premium because their plans include features you don’t need or data you won’t use.
With Consumer Cellular, you can get an individual plan for $20 a month, plain and simple.1
All plans include unlimited talk and text. Plans also include internet data, and you can get a lower rate by opting for less data if you don’t need it. That way, you can get a plan that fits your needs without overpaying.
To get started, choose your plan here and see how much you could save by switching. You do not need to sign a long-term contract, and if you don’t like the service, you can cancel within 30 days — risk-free.2