4 Genius Hacks Costco Shoppers Must Know

Last updated Aug. 12, 2022 | By FinanceBuzz Editors

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Do you shop on Costco? If so, you might be missing out on huge savings and a chance to earn extra cash on every purchase you make. 

In the list below, you'll find 6 different hacks that you should know about if you're an Costco shopper. They'll help you save money, earn cash, cancel unwanted subscriptions, and much more.

Claim $10 of stock from Costco or other companies

You love shopping on Costco. But how incredible would it be if you could own a part of Costco itself? Stash can help! 

Stash is a great place for beginning investors to get started. You can buy fractional shares (partial shares) in companies that are household names like Costco, Apple, Amazon, and others 1 . Normally a single share of these companies could cost hundreds or even thousands of dollars, but you only need as little as $5 to get started with Stash.

Bonus:  Stash will give you $10 to invest after you deposit $5 or more into your personal portfolio. 2

Sign up for Stash now

Cancel your car insurance

We've got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.

This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. On average, we find around $500 a year in savings for drivers. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.

Oh, and it's also free. And come on — you can't tell us you don't want to save up to $500. To find out if you're losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you're overpaying. It takes less than 2 minutes.

See if you're overpaying

See how much money you can get back from this account

We hate to tell you this, really. But if you aren’t using the Aspiration debit card, you’re missing out on extra cash with every purchase you make. Don’t worry though… it’s easy to fix.

There’s a debit card from a company called Aspiration, and they give you up to 10% cash back every time you swipe your card. Like when you’re…

Shopping for clothes? Yep… cash back.
Going to the pharmacy? Mhmmm. Cash back.
Getting groceries for the week? Yes, cash back!

It’s so simple. Who doesn’t want extra money? To see how much you could earn, just enter your email address and link your bank account 4 . By the way, Aspiration is free, your money is kept safe with military-level security, and your deposits won't fund fossil fuels.

See how much you could earn

Spend $750 pocket $200 with this incredible new card

If you’re new to credit cards, the idea of monitoring ever-changing spending categories to maximize cash back can be downright stressful. The new Citi Custom Cash Card takes that stress away by automatically offering you a 5% rewards rate on purchases in your top eligible spending category each billing cycle (up to the first $500 spent, and then 1% cash back after that). 

The available 5% bonus categories — including groceries, restaurants, and gas stations — are probably the places you spend the most anyhow. That’s why the Citi Custom Cash Card is such a smart choice. Worried about interest? Relax — this card also offers a 0% interest rate for the first 15 months (then 16.24% to 26.24% (variable)).

Plus, new cardholders can get a one-time cash bonusearn $200 cash back after spending $750 on purchases in the first 3 months. Use your card just for essentials at the gas station or grocery stores, and you can easily meet the spending requirement. All these benefits, and there's no annual fee.

Learn more about the benefits of this card

Don't let home repairs drain your bank account

Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more. Not being able to make repairs could leave you in a bad situation — but a home warranty could protect you against surprise expenses.

Whether you’re a brand-new homeowner or you’ve owned your home for years, a plan from Choice Home Warranty could pick up the slack where homeowner’s insurance falls short.

If a covered system in your home breaks down, you can call their hotline 24/7 for assistance to get it repaired. They have a network of over 15,000 technicians that can assist you, making sure any issue can be taken care of swiftly — without breaking the bank.

Not sure if it’s for you? Rest easy: they were named one of the "Best Home Warranty Companies" by US News 360 Reviews and were awarded Best Company's 2020 Consumer's Choice Award. For a limited time, you can get your first month free when you sign up for a Single Payment home warranty plan.

Get a free quote

Ditch your mortgage lender

Yep, we said it. If you want to save a ton of money next month — $100, $200, $500 — you should ditch your current mortgage right now.

Our new tool will help you compare mortgage offers and rates and could help you simplify refinancing your mortgage. Which means you could slash your interest rate, lower your monthly mortgage payments and even build equity in your home faster… all so you can save money and free up breathing room in your budget.

You could even take advantage of a cash out refinance for massive savings. The money you get could help you crush your high-interest debt for good. Or you could take advantage of that potentially lucrative investment opportunity that you now have the cash for. The possibilities are endless, but you’d be crazy not to see how much you can get just by refinancing.

See how low your rate and payment could be

See if you're overpaying for homeowners insurance

Are you overpaying for homeowners insurance? It only takes 60 seconds to get quotes with FinanceBuzz so you can compare options to see if you could save money on great coverage.

Finding the right homeowners insurance can be overwhelming, but with FinanceBuzz you can compare rates from top insurers in the U.S., all in one place. Comparing homeowners insurance quotes can help you get the coverage your home needs at an affordable price.

It's free and fast to compare quotes. See how much you could save!

Compare rates now

Bonus: Pocket $750 Toward Your Next Vacation

There are a lot of reasons the Chase Sapphire Preferred credit card is considered one of the best travel cards available, but the current 60,000 point sign-up bonus makes it a must-have for any traveler. That huge sign-up bonus is worth $750.00 when redeemed for travel through Chase Ultimate Rewards. 

Plus, you can turn all your spending into even more rewards that you can use for a much-needed vacation. Earn 5X points on Lyft rides and travel booked through Chase Ultimate Rewards; 3X points on eligible dining, select streaming services, and online grocery purchases; 2X points on travel; and 1X points per $1 on all other eligible purchases.

The Chase Sapphire Preferred offers other amazing ongoing benefits including complimentary insurance coverage like baggage delay insurance, trip cancellation insurance, trip interruption insurance, and primary auto rental collision damage waivers. 

Now, back to that killer bonus: don't forget you can earn 60,000 points after spending $4,000 on purchases in the first 3 months!

Learn more about the benefits of this card

Stash Benefits

  • Get $10 to make your first investment
  • Invest in stocks, bonds, and ETFs
  • Fractional shares available
  • Start investing with just $1