Feel like your bank account is draining week after week? Don't worry, we've all been there and we're here to help.
We've done our research and found some of the best options to help you stack your bank account before Friday. Some of these apps will help you save. Others will help you earn some extra cash to pad your wallet right away.
The companies on this list are legit - they're all real companies that do what they say they'll do. And they're upfront about costs. Most are free, but if they're not, their pricing is honest.
Let's take a look...
Stop getting ripped off by credit card companies if you owe less than $100,000
If you’re deep in credit card debt, the interest you accrue every month is anxiety-inducing. And even if you can make the payments, it knocks you to the floor every month, constantly piling up.
That’s where AmONE comes in. If you owe less than $100,000 in credit card debt, AmONE can connect you with trusted lenders who could help you pay off your debt faster, and without excessively high interest.
Let’s say you owe $25K. With the typical credit card APR of 25.00%, you’d pay over $500/month in interest alone. But with a rate as low as 6.99% APR — possible through AmONE — interest could drop to around $140/month.
You might be eligible if you check these 4 boxes:
- You don’t have perfect credit.
- You want to check your options first without affecting your credit score right away.
- You need trust: AmONE has an Excellent Trustpilot rating from 2,000+ verified reviews.
- You want to save $100s of dollars every month on your debt payments.
Take three minutes to fill out the form and see what options you qualify for. It's fast, secure, and certainly worth a shot if you’re feeling suffocated by debt.
Answer a few questions here to see your personalized options
See if you can raise your credit scores in real time
Your credit scores affect whether you can get approved for a loan, a credit card, or even a new job. Usually it can take weeks or months to improve your credit scores, but there's an innovative new feature that could help you raise your FICO® Scores1 <p>Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. <a href="https://www.experian.com/help/information.html?conf=ecs_ficoScoreDisclosure" target="_blank">Learn more</a>.<br></p> instantly.
Experian Boost® can help you get credit for making on-time payments for your phone and utility bills. The process takes just minutes and if qualifying payments are identified, you can include this positive information in your Experian credit file. (Don't worry: If you have any negative marks, those won't count against you.)
Since launching, Experian Boost has collectively increased FICO® Scores across America by over 10 million points. It's 100% free and new potential credit scores take effect immediately.
Get the one budgeting app that truly does it all
Ever look at your bank account and wonder where your paycheck went? *Poof,* it's gone … and you have NO idea how you spent it all so quickly.
A budgeting app like Rocket Money could end this problem for you.
Now, some insider info: They *do* have a free version of the app ... but the real money-saving power is found in their premium subscription.
Select a premium subscription when you sign up, and you’ll unlock features that actually save you the most money possible. Like their “Cancellation Concierge,” which helps to cancel subscriptions for you. (It’s pay-what-you-want for premium, too — as little as $4 a month!)
With your premium subscription, you’ll also be able to create unlimited budgets, see your full credit report, and get automatic “smart savings” that help you grow your savings on autopilot.
Get a free stock valued between $5 to $200
Robinhood is a great option for both new traders and seasoned investors.
With Robinhood it’s completely free to buy and trade stocks, options, and more. All trading is commission-free with no account minimums or maintenance fees. They’ll even give you a free stock in a company like Apple, Sprint, or Ford.
Sign up using the link below and Robinhood will add 1 free share of stock (valued between $5 to $200) to your account when your brokerage application is approved.