Dreaming of first-class flights or luxury hotel stays without the hefty price tag? These top travel rewards credit cards from our partners can help transform your everyday spending into points and miles—making your next trip more accessible than ever.
Credit Card | Financebuzz Rating | Welcome Bonus | Rewards Rate | Intro APR | Regular APR | Annual Fee |
---|---|---|---|---|---|---|
Bank of America® Travel Rewards credit card |
Excellent for easy travel rewards redemption
4.1
|
25,000
Points
|
1.5X
Points
|
BALANCE TRANSFER:
See Terms, 15 billing cycles for any balance transfers made in the first 60 days
PURCHASES:
See Terms, 15 billing cycles
|
See Terms
|
$0
|
Chase Sapphire Preferred® Card
Apply Now
on Chase's secure website
|
Excellent for travel rewards rates and redemption
4.9
|
60,000
Points
|
1X - 5X
Points
|
BALANCE TRANSFER:
N/A, N/A
PURCHASES:
N/A, N/A
|
20.74% - 27.74% Variable
|
$95
|
Capital One VentureOne Rewards Credit Card |
Excellent for travel + intro balance transfer perks
4.0
|
20,000
Miles
|
1.25X - 5X
Miles
|
BALANCE TRANSFER:
0%, 15 months
PURCHASES:
0%, 15 months
|
19.49% - 29.49% (Variable)
|
$0
|
Wells Fargo Autograph℠ Card |
Excellent for high rewards rates on everyday spend
4.7
|
20,000 bonus points
|
1X - 3X
Points
|
BALANCE TRANSFER:
N/A, N/A
PURCHASES:
0%, 12 months from account opening
|
19.24%, 24.24%, or 29.24% Variable
|
$0
|
Capital One Venture Rewards Credit Card |
Excellent for high flat-rate travel rewards
4.7
|
75,000
Miles
|
2X - 5X
Miles
|
BALANCE TRANSFER:
N/A, N/A
PURCHASES:
N/A, N/A
|
19.99% - 29.49% (Variable)
|
$95
|
Wells Fargo Autograph Journey℠ Card |
Excellent for top-notch rewards rates on travel spend
5.0
|
60,000 bonus points
|
1X - 5X
Points
|
BALANCE TRANSFER:
N/A, N/A
PURCHASES:
N/A, N/A
|
20.24%, 25.24%, or 29.24% Variable
|
$95
|
Capital One Venture X Rewards Credit Card |
Excellent for premium travel benefits
4.9
|
75,000
Miles
|
2X - 10X
Miles
|
BALANCE TRANSFER:
N/A, N/A
PURCHASES:
N/A, N/A
|
19.99% - 29.49% (Variable)
|
$395
|
Compare Today's Top Travel Rewards Credit Cards
Bottom Line
The Bank of America® Travel Rewards credit card is a great choice for travelers.
- Generous welcome bonus: New cardmembers can earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
- Visa Signature perks: The Bank of America Travel Rewards card is part of the Visa Signature card collection. This means it offers valuable benefits like concierge service and roadside dispatch.
- Annual fee: There’s a $0 annual fee with the Bank of America Travel Rewards credit card.
- Credit score access: You can opt-in to receive your FICO Score every month for free. Access your credit score through your account online or through the Bank of America mobile banking app.
Frequently Asked Questions
Have questions about travel credit cards? We've answered the most common ones below to help you choose the right card.
While cash back cards offer a straightforward reward system, travel rewards cards often provide greater flexibility and value. With travel rewards, you can redeem points or miles for flights, hotels, car rentals, and more. This can lead to significant savings on your vacations and trips. Additionally, travel rewards cards often come with exclusive perks like airport lounge access, travel insurance, and priority boarding. By choosing a travel rewards card, you can turn your everyday spending into unforgettable travel experiences.
Even if you're not a frequent traveler, a travel rewards card can still be a valuable asset. Many cards offer generous welcome offers that can be redeemed for hundreds of dollars worth of travel. Those rewards don’t generally expire while your account is active, so you can save them for the holidays or a big trip. Additionally, you can earn points or miles on everyday purchases like groceries and gas, which can add up quickly and offset any annual fee.
To maximize your travel rewards, consider these strategies:
- Utilize welcome offers: Many travel cards offer substantial welcome bonuses when you meet a minimum spending requirement within a certain timeframe.
- Maximize bonus categories: Look for cards that offer bonus points or miles on spending categories where you make regular purchases, such as dining or groceries.
- Use your card for everyday purchases: By using your travel rewards card for regular expenses, you can accumulate points or miles over time.
- Consider a premium card: Premium travel cards often offer higher earning rates and exclusive perks, but they may also have annual fees. Weigh the benefits against the cost to determine if it's worth the investment. It’s not uncommon for frequent travelers to get more value from a premium card than casual travelers.
- Transfer points strategically: Some travel rewards programs allow you to transfer points to airline or hotel loyalty programs. This can be a great way to redeem your points for specific travel experiences.
How we chose these cards
FinanceBuzz evaluated a selection of cards from our partners, looking at various criteria including the annual fee, travel benefits, and bonus offers. We did not review all cards in the category and compensation was considered when evaluating and ordering the cards.