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If your goal is to make some extra cash, you've come to the right place. Whether you want to make money from home, make money online, or get out of the house to earn your extra cash, we've got you covered with this mega list of easy money-making ideas. They range from part-time work to passive income, but most are side gigs you could easily do in your spare time without risking your full-time job.
Here is a long list of our favorite ways to earn extra cash and make money online – scroll through and find the ones that are best for you.
Ohio Driver? Cancel your car insurance
We’ve got bad news. You could be wasting $600 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there’s something much better.
Our tool can tell you if you’re overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $600 or more per year when they switch! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you’ll never have to look for affordable insurance again because we find you the lowest rates that other companies can’t match.
Oh, and it’s also free. And come on — you can’t tell us you don’t want to save up to $600. To find out if you're losing up to $600 or more a year, just answer a few questions, and then make sure to enter your zip, dob, and email, to see if you qualify for a lower rate. It takes less than 2 minutes.
Stop getting ripped off by credit card companies
Paying your credit card bill each month is anxiety-inducing … and sometimes nearly impossible. But the credit card companies don’t care. With an average APR close to 25%, they keep getting richer and richer.
LendingTree could help you out of this financial prison starting today. If you owe $50,000 or less in credit card debt, have steady income, and your credit score is above 640, they can match you with loan providers1 <p>NMLS #1136, Terms & Conditions Apply. Advertised rates and loan amounts not guaranteed. LendingTree is not a lender, but a network of lenders, and does not make credit decisions.</p> to help pay off your credit card debt.
Think about it this way: $50,000 in credit card debt at 25% APR will cost you $1,037.67 every single month in interest alone. But, with a rate as low as 5.99% APR (possible through LendingTree), you’d only pay $246.75 in interest. That’s about $790 a month you’d get to keep.
Click here to see if LendingTree could help. They’ve facilitated more than 65 million loan requests. Worth a shot if you’re feeling suffocated by debt … and you can see your options in minutes. Plus, checking rates won’t affect your credit at all.
Find out if you can get $1,000s in compensation
After a car accident you might be owed money. Even if insurance has already paid or the accident was small. The law says you may be owed $1,000s or more for medical bills, pain, and suffering.
It sounds crazy, but it’s true. A company called the National Injury Bureau helps you with this, because some insurance companies may reduce or deny claims without you realizing it.
The process is straightforward and starts with a short questionnaire. After you complete it, the National Injury Bureau will follow up with you. They can advocate for more money. Plus, they do all the work, and you pay nothing until they are successful.
By the way, there is a limit on how long you can wait. You need to check within about 2 years of an accident if you can get more money. So don’t delay.
Start the questionnaire and find out if you’re owed more money
Get up to $500,000 from your home (no monthly payments ever)
This is really cool. If you own a home and want to take equity out (to pay down debt or fund home renovations, for example) you can — but usually, you have to make payments each month. This company gets rid of that.
It sounds crazy, but it’s called Point, and it lets you take money out of your home right now without making monthly payments.2 <p>Point partners with and invests alongside the homeowner in the property. Subject to underwriting approval, Point will pay you an upfront, lump sum amount in exchange for a portion of your home’s future appreciation. Future appreciation is based on using the risk adjusted Appreciation Starting Value and calculating any gain or loss based on the final appraised value of your home at the time of exit. Point charges up to a 3.9% processing fee (subject to a $2,000 minimum) and other third party paid closing costs such as appraisal, escrow, and government fees. The term is 30 years. Point will place a lien on your home to secure performance of the underlying agreement. There are no monthly payments or interest accrual. Homeowner’s repayment amount is based on the future value of the subject property at the time of exit, as outlined in the underlying agreement.</p> It's called a home equity investment (HEI), and it’s a partnership with you and Point where you get money now in return for a portion of your home’s future appreciation in value.
Point can give you access to up to $500,000, but you can take what you need based on what you qualify for. You can also leave the partnership at any time by buying back your equity. To get started, go to their website, enter your address, and put in the amount you need. It’s incredible.
Don’t pay a CENT to contractors for home repairs until you do this
Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. Choice Home Warranty makes it so you might be able to save $100s in home repairs!
They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down from routine wear and tear.
Think of it like this: Say your air conditioning unit breaks down during a heatwave. Instead of paying $1,500 for repairs, you may only need to pay a $100 service fee with Choice Home Warranty, and their techs come and fix it ASAP. This could save you $1,400 almost instantly!
Choose a plan here and you can still lock in their ultra-low 2024 rates (for a limited time). Then, whenever a covered system in your home breaks down, all you have to do is make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.3 <p>CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. In the event that CHW makes such payment, CHW will provide written notification of the basis for the amount of the payment. First Month Free with purchase of any single payment home warranty plan. The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.</p>
Choose a plan from Choice Home Warranty here and lock in 2024 rates
P.S. Use the links above and you’ll get $50 off and 1 month free. We don’t know how long this will last, so take advantage of it today before it disappears.