Feel like your bank account is draining week after week? Don’t worry, we’ve all been there and we’re here to help.
We’ve done our research and found some of the strange but legit options to help you stack your bank account. Some of these apps will help you save. Others will help you earn some extra cash to pad your wallet right away.
The companies on this list are legit - they’re all real companies that do what they say they’ll do.
Let’s take a look...
Get up to $500,000 cash out of your home
If you need to pay off debt or fund home renovations, pulling cash out of your home could help. But tapping into your home’s value can be challenging. If you’re not careful, you could end up adding extra debt while increasing your mortgage payments.
With Unlock, you could tap into up to $500,000 of your home equity without monthly payments, income requirements, or added debt. How? Through a home equity agreement (HEA) — a little-known way to tap into your home’s future value to get cash.
And you don't have to ask for $500,000, that's just the maximum. Ask for what you want — whether it's $30,000 for a home improvement project or $500,000 to fund retirement.
To start, click here, enter your home address, and see how much you could get.
Cancel your car insurance
We've got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.
This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. On average, we find around $500 a year in savings for drivers. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.
Oh, and it's also free. And come on — you can't tell us you don't want to save up to $500. To find out if you're losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you're overpaying. It takes less than 2 minutes.
Stop paying for 2 Netflix accounts
Hard truth: You might be dumping money by the bucketload into unused digital subscriptions … without even realizing it.
Don’t believe it? Download Truebill right now, and let it show you all your itemized subscriptions. Go ahead. We’ll wait. You’ll be shocked at how much money you waste without even realizing it. The small things really do add up.
One person found out they were somehow paying for 2 Netflix accounts. Another person said this: "The first day I downloaded the app I managed to cut back $1,400 a month."
$1,400 a month! Sure, not everyone saves that much (that person was clearly on another planet). But Truebill could save you an average of $720/year by finding and canceling your unused subscriptions. Worth taking 30 seconds just to see how much you could be wasting.
Ask this company to pay off your credit card debt
If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?
National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly payment.
Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!
Prepare for market volatility by diversifying in gold
Stock market volatility can be financially damaging, especially as you near retirement. You could move your investments into a savings account, but have you seen interest rates lately? Another option to consider — diversify with gold.
Gold values are inversely correlated with the stock market and the dollar. When one goes down, the other usually goes up. If you want to protect your retirement funds, having diversified investments may be able to help you weather market swings.
Gold Alliance is a reputable precious metals dealer that specializes in precious metals IRAs. They make it simple to transfer funds from your current retirement account (like a 401(k) or IRA) into a precious metal IRA — with no taxes or penalties.
Gold Alliance offers a free gold information kit to help you learn more about why gold and silver could be a smart choice for diversifying your portfolio, and how the process works.
See how much you could save by ditching your mortgage lender
Yep, we said it. If you want to save a ton of money next month — $100, $200, $500 — you should ditch your current mortgage right now.
Our new tool will help you compare mortgage offers and rates and could help you simplify refinancing your mortgage. Which means you could slash your interest rate, lower your monthly mortgage payments and even build equity in your home faster… all so you can save money and free up breathing room in your budget.
You could even take advantage of a cash out refinance for massive savings. The money you get could help you crush your high-interest debt for good. Or you could take advantage of that potentially lucrative investment opportunity that you now have the cash for. The possibilities are endless, but you’d be crazy not to see how much you can get just by refinancing.
Pay no interest until December 2023
Imagine getting a break from paying credit card interest. You could dramatically change your financial picture with this industry-leading low-interest card - the BankAmericard®️ Credit Card.
If you want to kick high-interest credit card debt to the curb, this is one of the best get-out-of-debt cards available. Transfer your high interest debt to this card with an intro APR on balance transfers and purchases. (See terms for APR details.) Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!
The best part? There's no annual fee.