Expedia Rewards Card Review 2022: A $0-Annual-Fee But Limited Perks

This no-fee Expedia co-branded Citi card might earn you free travel but it lacks other travel benefits.
Last updated June 7, 2022 | By Kevin Payne

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Editor's note: The Expedia Rewards Card is no longer available. To earn valuable rewards, please see our best travel cards for the latest offers.

Millions of people book travel through Expedia each year. The popular online travel marketplace offers deals on travel bookings like flights, hotels, car rentals, and more.

Expedia offers two co-branded credit cards that may help offset the cost of future trips booked on the site. One of these cards is the Expedia Rewards Card, which allows you to earn and redeem points for travel. The no-fee travel rewards card may be good for Expedia enthusiasts, but does it offer more value than other, more flexible travel rewards credit cards?

This Expedia Rewards Card review walks through the card’s benefits, drawbacks, and other details so you can determine whether it’s right for you.

Earn Expedia Travel Rewards

Expedia Rewards Card

Expedia Rewards Card

Expedia Rewards Card

Intro Offer

Earn 15,000 points after spending $1,000 in the first 3 months

Annual Fee


Rewards Rate

3X points on eligible Expedia purchases, and 1X points on all other purchases

Benefits and Drawbacks


  • 15,000 point sign-up bonus
  • No annual fee
  • 3X points on eligible Expedia purchases


  • No introductory APR offer
  • Points expire after 18 months of account inactivity
Card Details
  • Earn 15,000 points after spending $1,000 in the first 3 months
  • 3X points on eligible Expedia purchases, and 1X points on all other purchases

In this Expedia Rewards Card review:

Who should get the Expedia Rewards Card?

The Expedia Rewards Card is for individuals who frequently book travel through Expedia.com. You’ll earn rewards when you book flights, hotels, rental cars, cruises, and vacation packages through the popular online travel site. You can use your points towards rewards travel through Expedia as well.

The co-branded Citi credit card is also suitable for those starting in travel rewards. It offers less value than Citi’s other Expedia credit card, Expedia Rewards Voyage, but it also doesn’t carry an annual fee. If you want to get your feet wet in the travel rewards world and like the flexibility of booking travel through Expedia, the Expedia Rewards Card might be a better fit.

The Expedia Rewards Card is not for you if you don’t plan to book travel very often through Expedia. Almost all of its redemptions are tied to the travel site. You’re better off applying for a more flexible travel rewards card such as the Chase Sapphire Preferred® Card.

Card basics

Card type Travel
Credit card issuer Citibank
Credit card network Mastercard
Annual fee $0
Intro bonus Earn 15,000 points after spending $1,000 in the first 3 months
Reward rate 3X points on eligible Expedia purchases, and 1X points on all other purchases
Recommended credit score Excellent, Good
Foreign transaction fee none

Expedia Rewards Card benefits and perks

  • Generous welcome offer: New cardmembers earn 15,000 points after spending $1,000 in the first 3 months of account opening. The bonus is worth $105 toward travel through Expedia.com.
  • Silver status: Cardholders automatically earn Expedia Rewards Silver status. Silver status gets you an extra 10% off select Expedia hotel bookings, a hotel price matching guarantee, and complimentary breakfast and spa credits at VIP Access hotels. You also earn 10% more points on travel booked through the site.
  • Citi entertainment: The Expedia Rewards Card is a Citi credit card and comes with access to the Citi Entertainment program. Through the program, you can purchase tickets for exclusive and once-in-a-lifetime concerts, events, and experiences.
  • No annual fee: There’s a $0 annual fee with this Expedia credit card. Paying extra fees can cut into the value of a rewards credit card, but with the Expedia Rewards Card, you get 100% of the card’s value every year your account is open.
  • No foreign transaction fees: If you like to travel outside the U.S., you’ll love paying no fees on your card purchases. The Expedia Rewards Card doesn’t carry any foreign transaction fees.

Drawbacks to the Expedia Rewards Card

  • Points can expire. Your points expire if you don’t earn or use your Expedia Rewards points within 18 months.
  • Redemptions are limited. Redemption options are limited to use within the Expedia ecosystem. There are no options for cash redemptions or to transfer to partner programs.
  • No extra benefits. The Expedia Rewards card is missing many of the benefits offered by many travel rewards credit cards, such as travel credits, rental car insurance, and other trip insurance coverages.

Earning and redeeming Expedia Rewards

Potential earnings in years one and two

Here's a look at how your points can add up with the Expedia Rewards Card. To calculate these values, we used a point valuation of $0.0071.

Remember, this is an estimation. The actual value will be determined by how much you spend and in which categories you spend.

Year one earnings: $344.35

Year two earnings: $237.85

These values are based on the FinanceBuzz Credit Card Rewards Valuation Model, which looks at points earned via spending, the sign-up bonus, and the annual fee.

It’s worth noting that the values above account only for general travel spending, not Expedia-specific travel spending. If you exclusively use Expedia to book eligible trips, the values you get for this card could potentially increase to $415.35 in year one and $308.85 in year two, depending on how often you travel.

Best ways to earn

One of the best ways to earn Expedia points quickly is to spend enough to earn the card’s welcome bonus. The relatively low $1,000 spending requirement should be easy for most people to hit within the first 3 months from card opening, and it will net you 15,000 points.

You also earn bonus points with all of your card spending, with the highest rewards rate of 3X points per dollar spent on eligible Expedia purchases.

Note that not all Expedia purchases will earn you bonus rewards. Some travel bookings don’t count as eligible purchases, such as:

  • Hotel accommodations booked through the site but not prepaid
  • Properties booked through the "vacation rental" tab on Expedia.com
  • Car rentals not booked as part of a travel package
  • Cruise bookings

As mentioned, the Expedia Rewards Card earns you automatic Silver Status, which nets you an additional 10% more points on eligible Expedia purchases.

Unfortunately, the Expedia Rewards Card offers no other bonus spending categories, like dining, groceries, or fuel purchases. All other purchases outside of Expedia earn 1X points per dollar spent.

Categories Rewards rate
Eligible Expedia purchases 3X
All other purchases 1X

Maximizing your redemptions

Almost all of the redemption options in the Expedia Rewards program are for travel through the site. Redemption options include:

  • Flights
  • Hotel stays
  • Rental cars
  • Vacation packages
  • Activities

One cool perk with this card is you can use Expedia points to partially pay for most travel bookings, lowering your trip’s overall cost. To use this option, just look for the “Use my points” option when booking travel on Expedia and enter the number of points you want to redeem. Booking flights is the exception to this rule. Your redeemed points must cover the total fare, including any additional taxes and fees.

There’s also an option to donate your Expedia Rewards points to St. Jude’s Children Research Center.

Expedia Rewards Card FAQs

Is the Expedia Rewards Card worth it?

The Expedia Rewards Card is a decent card if you tend to book your travel through Expedia.com. Because most of your points earning and spending occurs within the realm of Expedia, it’s not a very versatile rewards credit card. However, for Expedia loyalists, this card could be worth it. If you’re looking for more flexibility, other no-fee travel rewards cards might offer more value and better redemption options.

What credit score do you need for the Expedia Rewards Card?

Citi doesn’t publicly list credit requirements online, but typically you need a good to excellent FICO credit score to qualify for the Expedia Rewards Card. A good to excellent FICO credit score is a score of 670 or higher.

How much are 1,000 Expedia points worth?

Expedia points are worth roughly 0.71 cents each, so 1,000 Expedia points would be worth approximately $7.10.

Which is better, the Expedia Rewards Voyager Card or the Expedia Rewards Card?

Both Expedia credit cards offer value for individuals who book travel through the site. The Voyager card earns higher rewards rates in more spending categories. It also comes with a few more perks and Expedia Gold status. However, you’ll pay a $95 annual fee for those extra benefits. The better card for you depends on what benefits matter most to you.

How many Expedia points do you need for a free flight?

Expedia doesn’t have a minimum number of Expedia Rewards points required to book a free flight. Keeping in mind that 140 Expedia rewards points are worth $1 toward travel, a $300 Expedia flight (including taxes and fees) would require 42,000 points. Remember, you can redeem points for airfare only if your points cover the fare’s entire cost, including taxes and fees.

Other cards to consider

Although the Expedia Rewards Card is a decent option for occasional Expedia customers, if you frequently use Expedia to book travel, you may be better off with the Expedia Rewards Voyager Card instead. The card has a $95 annual fee, but it also offers more value and higher earning potential than the $0-fee Expedia Rewards card. The Voyager card offers other perks, like a $100 annual air travel fee credit, 5,000 anniversary bonus points (when you hit spending requirements the previous year), and Expedia Gold Status. Determine how often you plan to book travel through Expedia.com and if the higher spending rates and extra perks are worth the annual fee. Editor's note: The Expedia Rewards Voyager Card is no longer available. 

For more travel rewards versatility, check out Chase Sapphire Preferred, often touted as one of the most versatile travel rewards credit cards available. It also has a $95 annual fee but comes with a massive sign-up bonus, car rental and several other trip insurance coverages, purchase protection, and more. With this card, you also get access to the Chase Ultimate Rewards Program, where you can redeem points for travel, statement credits, gift cards, shopping, or transfer them to more than a dozen hotel or airline travel partners.

To find the best option for your wallet, think about the perks you value most as you compare credit cards.

Earn Expedia Travel Rewards

Expedia Rewards Card

Expedia Rewards Card

Expedia Rewards Card

Special Offer

Earn 15,000 points after spending $1,000 in the first 3 months

See how these cards compare:

Expedia Rewards Voyager Card
Expedia Rewards Voyager Card
  • 25,000 point sign-up bonus
  • 4X points on eligible Expedia purchases
  • $100 airline credit each year
  • Access to Citi Entertainment
Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
  • 60,000 point sign-up bonus
  • 5X points on Lyft rides and travel booked through Chase Ultimate Rewards
  • 25% more value when redeeming rewards for travel through Chase Ultimate Rewards
  • 10% anniversary point bonus each year
  • $50 annual credit on hotel stays booked through Ultimate Rewards
  • Premium travel protection benefits

Author Details

Kevin Payne Kevin Payne is a freelance writer specializing in student loans, credit cards, personal finance, and travel. He is a regular contributor to Club Thrifty, Millennial Money, and Student Loan Planner. As the budget and family travel expert behind FamilyMoneyAdventure.com, Kevin recently turned his writing side hustle into his full-time career. He lives in Cleveland, Ohio, with his wife and four kids.