Financial stress can mean sleepless nights spent wondering how you'll cover your bills if something unexpected happens. Even if you're an expert at timing your bill payments so nothing bounces, it's still SUPER stressful.
Ready to break the cycle of living paycheck to paycheck (and finally sleep soundly again)? We've got some simple moves you can make today to start earning and saving more. Let's do this!
Cancel your car insurance
We've got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.
This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $500 or more per year when they save! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.
Oh, and it's also free. And come on — you can't tell us you don't want to save up to $500. To find out if you're losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you're overpaying. It takes less than 2 minutes.
Stop paying for 2 Netflix accounts
Hard truth: You might be dumping money by the bucketload into unused digital subscriptions … without even realizing it.
Don’t believe it? Download Rocket Money right now, and let it show you all your itemized subscriptions. Go ahead. We’ll wait. You’ll be shocked at how much money you waste without even realizing it. The small things really do add up.
One person found out they were somehow paying for 2 Netflix accounts. Another person said this: "The first day I downloaded the app I managed to cut back $1,400 a month."
$1,400 a month! Sure, not everyone saves that much (that person was clearly on another planet). But Rocket Money could save you an average of $720/year by finding and canceling your unused subscriptions. Worth taking 30 seconds just to see how much you could be wasting.
Earn a $200 cash rewards bonus with this incredible card
When it comes to rewards credit cards, sorting through the hundreds of options can be overwhelming. And if you’re new to credit cards, the idea of juggling multiple cards or monitoring ever-changing spending categories can be downright stressful.
Plus, new cardholders can get a one-time cash rewards bonus — $200 cash rewards bonus after spending $1,000 in the first 3 months. Use your card just for essentials at the gas station or grocery stores, and you can easily meet the spending requirement.
The best part? There's no annual fee.
Don't let home repairs drain your bank account
Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more. Not being able to make repairs could leave you in a bad situation — but a home warranty could protect you against surprise expenses.
Whether you’re a brand-new homeowner or you’ve owned your home for years, a plan from Choice Home Warranty could pick up the slack where homeowner’s insurance falls short.
If a covered system in your home breaks down, you can call their hotline 24/7 for assistance to get it repaired. They have a network of over 15,000 technicians that can assist you, making sure any issue can be taken care of swiftly — without breaking the bank.
Not sure if it’s for you? Rest easy: they were named one of the "Best Home Warranty Companies" by US News 360 Reviews and were awarded Best Company's 2020 Consumer's Choice Award. For a limited time, you can get your first month free when you sign up for a Single Payment home warranty plan.
Stop overpaying for prescriptions on Medicare
Even with Medicare, you still pay out of pocket for healthcare. Especially prescriptions. But there’s a Medicare Plan option that could potentially help you save some money.
The Medicare Advantage Plan 2 could save you money on prescriptions, copays, deductibles, and more. Eligibility does depend on your zip code. But it could reduce your medical expenses while offering the right coverage.
Until recently, you had to call around to see which companies offered the right plans and if you were eligible. Now a company called Medicare Helpline will do it for you. Enter your zip code here, answer some questions and they’ll find the right plan for you. They also won’t push you to switch if it’s not a good fit.
Note: Medicare annual period is from October 15 - December 7th, so check your zip code and you can speak to a licensed insurance agent to review your Medicare plan options 2
Pay no interest until August 2024
Imagine getting 21 billing cycles with 0% interest on a balance transfer or a big purchase. You could dramatically change your financial picture with this industry-leading low-interest card - the BankAmericard® credit card.
If you want to kick high-interest credit card debt to the curb, this is one of the best get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR for 21 billing cycles for any qualifying balance transfers made in the first 60 days. Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!
It doesn't just stop with balance transfers though. Cardholders also get a generous intro APR of 0% for 21 billing cycles on purchases. After the intro period for purchases and balance transfers, the APR is 14.99% - 24.99% variable.
The best part? There's no annual fee.
Capital One Shopping Benefits
- Capital One Shopping searches thousands of merchants to see if you're getting a great deal
- Don't miss out on a better price
- Search and apply coupon codes automatically
- Custom price drop alerts for products you've viewed or purchased