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Feel like your bank account is draining week after week? Don't worry, we've all been there and we're here to help.
We've done our research and found some strange and unusual but legit options to help you stack your bank account without having to leave the house. Some of these will help you save. Others will help you earn some extra cash to pad your wallet right away.
The companies on this list are legit - they're all real companies that do what they say they'll do.
Let's take a look...
Cancel your car insurance
We've got bad news. You could be wasting $600 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.
This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $600 or more per year when they save! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.
Oh, and it's also free. And come on — you can't tell us you don't want to save up to $600. To find out if you're losing up to $600 or more a year, just enter your zip code here, answer a few questions and see if you're overpaying. It takes less than 2 minutes.
Set up direct deposit - pocket up to $350
If you aren't banking through Chime®,1 <p class="">Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC. <br></p> you're missing out on a huge boost of extra cash just by following a few simple steps.
Earn a bonus up to $350:2 <p>Terms apply. Limited time only, must open the new account and complete qualifying activities to earn 3 individual rewards, up to a max of $350.00, as described at <a href="https://www.chime.com/policies/newmemberofferv3/">https://www.chime.com/policies/newmemberofferv3</a>.</p> To qualify, open a new Chime Checking Account here. Earn $100 with a $200+ direct deposit3 <p>Once the retailer accepts your cash, the funds will be transferred to your Chime account. Cash deposit fees may apply if using a retailer other than Walgreens and Duane Reade. </p> in your first 30 days. Receive a $200+ direct deposit in the next calendar month to get an additional $100. In your third calendar month, receive a $200+ direct deposit and get the final $150. Full bonus earned!
This is a great way to supercharge your earnings, and basically takes no extra work other than following the steps above. Even better, Chime Checking offers no monthly fees, no overdraft fees, no minimum balance requirement, and no foreign transaction fees.
You can also get paid up to 2 days early4 <p>Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.</p> with direct deposit, access over 47,000 fee-free ATMs,5 <p>Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.</p> enjoy fee-free overdraft up to $200,6 <p>SpotMe® on Credit is an optional, no interest/no fee overdraft line of credit tied to the Secured Deposit Account. SpotMe on Debit is an optional, no fee service attached to your Chime Checking Account (individually or collectively, "SpotMe"). Eligibility for SpotMe requires $200 or more in qualifying direct deposits to your Chime Checking Account each month.</p> and 24/7 live support, with a real human.
Open your account and set up direct deposit to earn a $350 bonus
Earn a limited-time $300 bonus with this incredible cash back card
Limited Time Offer: For a limited time, the Chase Freedom Unlimited®(Rates and fees) is offering a powerful welcome offer: earn a $300 bonus after you spend $500 on purchases in your first 3 months from account opening (limited-time offer). This is an incredible offer from Chase — do not miss it.
In addition to the welcome offer, this card lets you earn cash back on everything you buy. Earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases.
And it gets better (really): This card also gives you 0% intro APR on purchases and balance transfers for 15 months. That means you could finance large purchases or pay down high-interest debt for over a year. After the intro period, the APR is 18.49% - 27.99% Variable. Oh, and the annual fee is $0. It's almost a no-brainer to apply. Click below to get started.
Pay no interest on qualifying balance transfers until 2027
Imagine getting 21 months from account opening on qualifying balance transfers with an intro 0% APR (then APR is 17.74%, 24.24%, or 28.49% Variable). Sounds great — right? You could dramatically change your financial picture with this industry-leading low-interest card - the Wells Fargo Reflect® Card(Rates and fees).
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high-interest debt to this card with a 0% intro APR for 21 months from account opening on qualifying balance transfers. Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest! After the intro period, the APR is 17.74%, 24.24%, or 28.49% Variable.
The best part? There's no annual fee with the Wells Fargo Reflect® Card.
Eliminate your late tax debt
Each year, the IRS forgives millions in unpaid taxes. If you have more than $10,000 in tax debt, or have 3+ years of unfiled taxes, you could get forgiveness too. You might be eligible to lower the amount you owe, or eliminate your tax debt completely.
Fresh Start Initiative could help you lower or get out of your tax debt for good. They’re well respected in the industry and have been recognized for their ethical standards when dealing with tax debt. While most tax companies just put you on a payment plan and file your taxes for you, Fresh Start Initiative talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.
Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.
Find out if you can get $1,000s in compensation
After a car accident you might be owed money. Even if insurance has already paid or the accident was small. The law says you may be owed $1,000s or more for medical bills, pain, and suffering.
It sounds crazy, but it’s true. A company called the National Injury Bureau helps you with this, because some insurance companies may reduce or deny claims without you realizing it.
The process is straightforward and starts with a short questionnaire. After you complete it, the National Injury Bureau will follow up with you. They can advocate for more money. Plus, they do all the work, and you pay nothing until they are successful.
By the way, there is a limit on how long you can wait. You need to check within about 2 years of an accident if you can get more money. So don’t delay.
Start the questionnaire and find out if you’re owed more money
Ask this company to help you pay off your late tax debt
Past-due tax debt is overwhelming.
It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.
Alleviate Tax is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.
While most tax companies just put you on a payment plan and file your taxes for you, Alleviate Tax talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.
Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.