6 Small Money Moves That Could Set You Up For Life

Last updated Sep 14, 2021 | By FinanceBuzz Editors
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What if there were just a few small moves you could make right now that would set you up for the rest of your life? So that you never had to worry about money again? 

It might sound crazy... unbelievable... even impossible. You might even be thinking "what's the catch?" And sure, we're not gonna promise you a magic pill that will turn you into a millionaire overnight.

But we can promise you this: if you make even one of these 6 small moves, you'll be lightyears ahead of others your age financially. Even if you just choose one and focus on that alone, it could set you up for life. So why not give it a try? 

Get a free stock valued at up to $225

Robinhood is a great option for both new traders and seasoned investors.

With Robinhood it’s completely free to buy and trade stocks, options, and more. All trading is commission-free with no account minimums or maintenance fees. They’ll even give you a free stock in a company like Apple, Sprint, or Ford.

Sign up using the link below and Robinhood will add 1 free share of stock (valued at $2.50 to $225) to your account when your brokerage application is approved.

Sign up for Robinhood now

Invest in Apple, Amazon, and other companies for just $5 

Once you've built up your savings, one important next step may be to come up with an investing strategy. Even if you decide not to invest a lot of money, don't let that stop you — you can start investing with $5 or less.

Stash was built to help beginner investors get started. You can buy fractional shares (partial shares) in companies that are household names like Apple, Google, Amazon, and more4. Normally a single share of these companies could cost hundreds or even thousands of dollars, but you only need as little as $5 to get started with Stash.

If you're thinking about saving for retirement, you can start investing in an IRA and enjoy the tax benefits that come with retirement accounts. Stash also offers tools and guidance to help you along the way.

As a bonus, Stash will give you $10 to invest after you deposit $5 or more into your personal portfolio.1 Want even more tools and guidance? If you choose the Stash+ plan2 when signing up, you can earn 2x stock rewards when you spend on eligible purchases!5

Sign up for Stash now

Comparison shop: Save an average of $560/year on car insurance in Virginia

Car insurance can be expensive, so you want to make sure you're not overpaying on your current premium.

With Insure.com, you fill out one simple form, and in minutes, you'll get a selection of personalized quotes. You'll be able to see the best prices from top insurance companies, all in one place, then pick the one that saves you the most for the coverage you want.

On average, drivers save $560/year when they use Insure.com.

Compare quotes now

Don't overpay when you shop online

Shopping online has its perks. It's super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don't always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.

Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, they will automatically add the best available coupon code from their extensive database to help you save cash. And before you check out at favorite stores like Amazon, Target, and more, Capital One Shopping will notify you with a friendly pop-up if the item you're buying is available cheaper somewhere else.

Capital One Shopping is free to use and won't show you ads. Add it today and stop overpaying!3

Get Capital One Shopping now

Invest in paintings by Basquiat, Picasso, Banksy

The ultra-wealthy have been flipping art for huge profits for decades and now non-millionaires can get in on the action. Masterworks is a platform for investing in blue-chip art, an asset class that’s outperformed the S&P 500 by over 180% between 2000-2018.

Masterworks purchases multi-million-dollar paintings and divides up ownership among its members. Just like stock in a company, you can own fractional shares of artwork. If the painting sells, you make money off the appreciation.

While Masterworks requires a $5,000 account minimum to get started, you can invest as little as $20 in each work.

Skip The Waitlist: Use our link to get exclusive access to bypass the 25,000 person waitlist!

Click here to get started

Prepare for market volatility by investing in gold

Stock market volatility can be financially damaging for investors, especially as you near retirement. You could move your investments into a savings account, but have you seen interest rates lately? Thankfully, there might be another option — diversifying with a gold IRA.

Gold values are inversely correlated with the stock market and the dollar. When one goes down, the other usually goes up. If you want to protect your retirement funds, having diversified investments can help you weather market swings.

Goldco is a reputable precious metals dealer that can help you open a gold IRA and protect your retirement savings. They make it simple to transfer funds from your current retirement account (like a 401(k) or IRA) into a precious metal IRA — with no taxes or penalties.

To learn more about how a gold IRA can help you protect your retirement funds, Goldco offers a free gold IRA guide. The guide will show you how you can invest your retirement portfolio with safe-haven assets and potentially skyrocket your retirement savings.

Get your free guide now

Ditch your debit card and start earning up to 6% cash back 

If you're still using your debit card for your everyday purchases, you're not just missing out on huge rewards (more on that below) — you're also missing out on valuable fraud protection and a chance to improve your credit score. When you make purchases on a credit card and pay it off, it’s reported to the three major credit reporting agencies. Making on-time payments helps you develop a positive payment history, which is necessary for an excellent credit score.

If you're ready to ditch your debit card and you have a credit score over 700, we've got a recommendation for you. With the Blue Cash Preferred® Card from American Express credit card, you can earn a $300 statement credit after spending $3,000 on purchases in the first 6 months, and 6% cash back on U.S. supermarkets (on up to $6,000 per year, after that 1X) and select U.S. streaming services. 

The best part: the annual fee is just $95 (waived first year) (See rates and fees). Terms apply.

Learn how to apply

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  • Co-own a professionally managed portfolio of real estate assets
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FinanceBuzz Editors The editors at FinanceBuzz are a team of personal finance professionals dedicated to providing readers with accurate, helpful advice.