News & Trending Mortgage & Loans News

Top 15 Things People Complain About to Their HOAs

These are the complaints that homeowners associations hear about the most often.

top view of suburban homes
Updated Jan. 9, 2025
Fact checked

We’ve all heard horror stories about living in a homeowners association (HOA). Between board members that become mad with power, to being prohibited from doing something as simple as changing the color of your front door, there’s the potential for a lot of frustration for those living in one of these types of communities.

And while certain generations seem to get more out of the experience than others — a survey conducted on behalf of the Insurance Quotes website says that Baby Boomers enjoy living in an HOA the most while Gen X likes it the least — there are some things that almost everyone can agree on when it comes to living in an HOA, which is why there are some things that residents are just more likely to complain about.

In fact, these 15 things are the most common things those living in an HOA complain to their association about, which paints a pretty good picture of what you might have to deal with if your next homeowner money move involves purchasing a property governed by an HOA.

Steal this billionaire wealth-building technique

The ultra-rich have also been investing in art from big names like Picasso and Bansky for centuries. And it's for a good reason: Contemporary art prices have outpaced the S&P 500 by 136% over the last 27 years.

A new company called Masterworks is now allowing everyday investors to get in on this type of previously-exclusive investment. You can buy a small slice of $1-$30 million paintings from iconic artists, all without needing any art expertise.

If you have at least $10k to invest and are ready to explore diversifying beyond stocks and bonds,see what Masterworks has on offer. (Hurry, they often sell out!)

Parking violations

bilanol/Adobe long row of different shiny cars

Improper parking by residents or guests can often lead to disputes. And while these complaints can border on petty, sometimes those with grievances have a valid reason. Afterall, there’s only so much room available for parking, so a shortage of spaces can become a real problem.

Want to learn how to build wealth like the 1%? Sign up for Worthy to get ideas and advice delivered to your inbox.

Disputes over voting procedures

Cookie Studio/Adobe team working on new project

Residents may feel excluded or frustrated by unclear voting rules or outcomes when electing board members or approving community decisions. Given the power and authority wielded by the board, unclear voting rules and procedures can often result in complaints to the HOA board.

Poor communication

Comeback Images/Adobe talking to colleague

Lack of effective communication from the HOA board regarding community matters can be frustrating for those who live (and pay dues) within the association’s borders.

It’s critical for a board to let residents know what is happening so that they can feel prepared when it comes to everything from proposed changes to the association’s bylaws to new hours at the community pool, which it sounds like some HOAs are better at doing than others.

Get a free stock valued between $5 to $200

Secret: You don't need thousands of dollars to buy thousand-dollar stocks or create a diverse portfolio.

Robinhood offers a method of investing called “fractional shares.” On its own, one share of a single stock could cost a lot of money, making it difficult to diversify. Robinhood allows you to buy pieces of stock instead, so you have the option to build a diverse portfolio quickly.

Let’s say you want to invest $250, as an example.

With that amount, you could build a relatively diverse portfolio with an investment of $50 in a big tech stock, $50 in a retail stock, $50 in an energy stock, $50 in a manufacturing stock, and $50 in a bank.1

Even better news? Add a Robinhood Gold membership, and you’ll get access to 4.25% (as of 11/15/24) APY2on your uninvested cash3and the ability to buy and sell stocks 24 hours a day, 5 days a week.

Open and fund a Robinhood account and earn up to $200 in stock

Holiday decorations

Alexandre Patchine/Adobe christmas decorations

In the social media world, there’s an arms race over who can come up with the bigger and more elaborate holiday decor setup. Nonstop lights and holiday music are at the root of many HOA complaints during the holiday season.

Arbitrary fines

Rafael Ben-Ari/Adobe collecting mail from a postal box

Nobody likes getting in trouble, which is why HOAs say that residents can be quick to complain when they find a violation notice in their mailbox.

And while some violations may be warranted, we’ve all heard plenty of horror stories to know that some are just a result of HOAs overstepping.

Bias towards some residents

Rainer Fuhrmann/Adobe aggressive man watches his neighborhood

An HOA board can make or break your experience living in a community. And living in an area where it seems like some residents get away with everything while others are constantly getting called out for minor infractions can be frustrating. While it’s hard to prove bias, HOAs get a lot of complaints accusing them of the practice.

Smoking

Jim/Adobe designated smoking area shelter

Smoking in common areas or near residences is something most people get irritated by. Between the noxious smell and health risks of second-hand smoke, it’s no wonder why people go to their association to ask them to shut it down.

Health code violations

New Africa/Adobe grey rat near wooden wall

Issues with pest infestations or unsanitary conditions affecting the community are frequently taken to the HOA board. And while these issues can range from minor to major, it’s actually very important for the association to be made aware of them so that they can step in.

Illegal activities

Syda Productions/Adobe addict buying dose

Doing illicit activities within the community has been known to (rightfully) cause some complaints to the HOA board. Typically, law enforcement has to get involved, which can lead to even more disruption and chaos.

Earn up to a $300 bonus and grow your money with up to 4.00% APY

This powerful combination checking + savings account from SoFi® allows you to earn up to a $300 bonus with direct deposit and grow your money with up to 4.00% APY.4

This is one of the top accounts we’ve seen, and offers like this can be rare. You work hard, and now it’s time to make your money work for you — with SoFi, you can grow your money with hardly any effort!

SoFi has no account or overdraft fees5 and additional FDIC insurance up to $2 million on deposits is available through a seamless network of participating banks.67 Plus, you can receive your paycheck up to 2 days early.8

How to earn up to $300: Sign up and make a direct deposit within the first 25 calendar days of the promotional period, then collect a $300 cash bonus with a direct deposit of $5,000 or more.

SoFi is a Member, FDIC. 7

Open your SoFi account and set up direct deposit

Children's behavior

Monkey Business/Adobe three girls riding down the street on scooters and a bike

Living in an HOA can be great for kids, but things can quickly get out of hand if left unsupervised and uncontrolled. Unruly and noisy kids are incredibly noticeable and disruptive, so it’s something that many HOAs say that they regularly hear about from their residents.

Inconsistent rule enforcement

Kim Seidl/Adobe american homes

You can almost file this one under bias since some people are held to a different standard than others, but HOAs say that it’s not uncommon for them to stand accused of selectively enforcing rules on some residents and not others.

But, given that many people move to an HOA for fair and equal treatment, it’s no surprise they would be outraged at what they see as selective rule enforcement.

Issues with pets

clsdesign/Adobe italian greyhound dog walking

Problems related to pet waste, unleashed animals, or noise can be a big area of concern for residents, which is why this is a frequent complaint from homeowners.

From a dog that barks all night, to backyard chicken coops, HOA inboxes are typically full of complaints about the neighbor’s pets.

A lack of home maintenance

bondarillia/Adobe lawnmower mows the lawn

Concerns about the neighbor’s unkempt lawn, lack of maintenance, or loud and messy renovations can all prompt someone to take pen to paper and write an angry letter.

Given how expensive HOA fees can be, it makes sense that residents expect their exteriors and open spaces to look amazing year-round. When that doesn’t happen, the pushback is loud and fast.

Unsightly property modifications

nd700/Adobe replacing the window of the house

Uniformity is one of the perks that people often look for when they move into an HOA, so when someone deviates from the approved neighborhood plan, well, they can stick out like a sore thumb.

HOAs deal with a lot of complaints about neighbors making unapproved or visually unappealing modifications to their homes or yards. It’s a very noticeable change and one that makes homeowners particularly incensed, especially when these changes can clash with community guidelines and potentially lower property values.

Noise complaints

Mirko Vitali/Adobe multi ethnic friends at farm house party

It’s no surprise that noise complaints are the top issue. Whether it’s loud music, parties, or general disturbances, noise consistently frustrates HOA residents the most. And what do residents do when they’re upset? You guessed it, reach out to their HOA board to file a complaint!

Bottom Line

Nicholas J. Klein/Adobe cul-de-sac of various house

Issues will arise from time to time when living in a shared community like an HOA. Anything that can diminish the property value and thus harm someone’s home equity can cause complaints from other homeowners. Additionally, complaints will arise from things that diminish quality of life, like nonstop or loud noises.

But, that doesn’t mean that living in an HOA isn’t great for some people, which is why it’s important to consider the whole picture when you’re looking to move into one of these planned communities.

Ark7 - Real Estate Investing Benefits

  • Invest in cash-flow-generating, professionally managed rental properties without having to buy the whole property
  • Sell shares at will at no cost
  • 3% sourcing fee and 8-15% monthly management fee
  • $20 minimum investment
  • Ark7 investors have earned 5%+ annualized distributions from monthly income alone9