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If your goal is to make some extra cash, you've come to the right place. Whether you want to make money from home, make money online, or get out of the house to earn your extra cash, we've got you covered with this mega list of easy money-making ideas. They range from part-time work to passive income, but most are side gigs you could easily do in your spare time without risking your full-time job.
Here is a long list of our favorite ways to earn extra cash and make money online – scroll through and find the ones that are best for you.
Earn money online by taking surveys
$55,000 might sound crazy … but with a company called Survey Junkie, it’s possible to get your share of it every day by taking their simple surveys.
While it might sound strange, these market research surveys are a known way to make extra cash online. Of course, they won’t make you rich … but if you have some extra free time, the money you earn could be enough to cover gas, groceries, coffee, and more!
Follow these simple steps to get your share of $55,000:
- Sign up for an account with Survey Junkie here.
- Take surveys.
- Repeat daily and get paid!
Ask this company to pay off your credit card debt
If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?
National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.
Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!1
Get the one budgeting app that truly does it all
Ever look at your bank account and wonder where your paycheck went? *Poof,* it's gone … and you have NO idea how you spent it all so quickly.
A budgeting app like Rocket Money could end this problem for you.
Now, some insider info: They *do* have a free version of the app ... but the real money-saving power is found in their premium subscription.
Select a premium subscription when you sign up, and you’ll unlock features that actually save you the most money possible. Like their “Cancellation Concierge,” which helps to cancel subscriptions for you. (It’s pay-what-you-want for premium, too — as little as $4 a month!)
With your premium subscription, you’ll also be able to create unlimited budgets, see your full credit report, and get automatic “smart savings” that help you grow your savings on autopilot.
Get paid up to $225 a month while watching viral videos
It sounds crazy. And maybe you’re not even sure if it’s worth your time. But come on … you’re at least a little curious. Getting paid while watching viral videos is a real way to earn cash, and you can do it with a company called Inbox Dollars.
No … it’s not going to get you rich. Yes ... it’s probably one of the lowest-effort side hustles. But it’s totally worth it if you’re just sitting on the couch scrolling anyway. Instead of just watching viral videos on YouTube, you could be getting paid actual cash watching those videos and taking surveys instead. Every little bit of extra money counts.
It's simple. You sign up here and confirm your email. Then you watch videos and take surveys. Then you earn cash (yes, actual cash… not "points"). Whenever you’re just chilling on the couch login and see how you can earn up to an extra $225 every month.
BONUS: Free $5 when you sign up, confirm your email and phone.
Cancel your car insurance
We've got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.
This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $500 or more per year when they save! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.
Oh, and it's also free. And come on — you can't tell us you don't want to save up to $500. To find out if you're losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you're overpaying. It takes less than 2 minutes.
Use Your Home for Quick Access to Extra Cash
If you want to pay a large expense now, like a home improvement project or credit card debt, you may have considered using your home equity as leverage to borrow a large sum of money.
But with interest rates rising in recent years, a cash-out refinance or home equity loan may not make financial sense.
Here’s a potential solution: Get a home equity line of credit (HELOC) instead.
Using LendingTree’s simple HELOC matching tool2 (yes, the company from the commercials), you can compare rates and see what works for you.
How a home equity line of credit is different: Your line of credit acts similar to a credit card, where you can withdraw funds when you need them, and you’re only responsible for minimum monthly payments for what’s called the “draw period,” which is usually 10 years. After this borrowing period ends, you pay off the rest of your balance during an extended repayment period, which is usually 20 years.
Plus, as a revolving line of credit, rates are usually variable, so you won’t be locked into a fixed rate if they ever go higher.
To get started:
- Check out LendingTree’s HELOC matching tool.
- Answer a few questions.
- Be matched with personalized offers for you.
Boost your retirement investments with this investing app
Ever wonder if there was a way to boost your retirement investments? You look at your retirement account, and … ugh … it almost feels like you’re doing something wrong. Shouldn’t your IRA be worth more already?
An investing app like Robinhood could change this for you.
Here’s their secret: While they *do* have a free version of the app ... the true retirement savings growth opportunity is found in their premium subscription.
Join Robinhood Gold when you sign up, and you’ll unlock features that could actually help you boost your retirement savings — like an unheard-of 3% bonus match3on retirement contributions. (Plus, it only costs $5/month for Robinhood Gold. Crazy.)
With Robinhood Gold, invest in stocks and ETFs commission-free, AND earn up to 5.00% APY4on your uninvested money so you can help grow your wealth.
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SurveyJunkie Benefits
- Over $55,000 paid to members daily
- Earn up to $130 a month taking 4 or more surveys daily
- $76 million paid out to date
- 20M+ lifetime members and BBB accreditation
Bottom line
There are lots of articles out there full of endless ideas on how to make money. But it really doesn't have to be hard, and you don't have to do the typical things like sell your stuff on Craigslist or Etsy, drive for Uber or Lyft, or sort through low-paying jobs on Fiverr or Mechanical Turk. If you have an internet connection, you can do just about anything we've recommended.
If you're spending time on social media, consider switching to one of the ways to make money listed above. You could also commit some of that spare time to taking an online course so you can learn a high-demand freelancing skill. Over time your commitment to making money and improving yourself will pay off!
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