QuoteWizard Review [2024]: Quick Car Insurance Quotes to Save You Money

If you aren’t sure where to start on your auto insurance comparison journey, lead generators can take the guesswork out of which company to use. However, lead generators can also lead to more spam and send you down a quote-retrieving rabbit hole too.

QuoteWizard is easy to use, but it doesn’t provide enough information to help you make an informed decision on the best car insurance for your situation. We recommend always using a different email account and a Google Voice phone number to keep your everyday email and number free from spam.

Finding the best car insurance coverage isn’t easy, and worst of all — it can be time-consuming. QuoteWizard by LendingTree aims to simplify the process and connect you to the best car insurance companies available in your area.

Operating as an insurance marketplace, QuoteWizard only requires a few minutes of your time and asks simple questions to get the insurance quote process rolling. If you have additional insurance needs, QuoteWizard also offers a comparison tool for home, renters, health, and life insurance. See if this tool will really save you time or just fill up your inbox.

QuoteWizard Pros and Cons

What is QuoteWizard?

Year founded	2006
Types of coverage	Varies by insurer, but may include: Liability insurance Medical payments or personal injury protection coverage Uninsured/underinsured motorist coverage Collision insurance Comprehensive coverage Glass coverage Rental car reimbursement coverage
Discounts available	Varies by insurer, but may include: Good student Bundling Defensive driving Telematics Accident-free driving Car safety devices
Where you can use it	Web browser or phone support line
Customer support	Phone: 1-833-511-1213 Hours: 24/7
Availability	Varies by insurer
	Visit QuoteWizard

QuoteWizard is an insurance marketplace owned by LendingTree. It was launched back in 2006 in Seattle, Washington, by brothers Rob and Scott Peyree. Since then, the company has grown to serve more than 50 million people in all 50 states, and connect them with mainstream insurance providers like Allstate, State Farm, and Nationwide, among others. According to the QuoteWizard website, the company is the largest insurance-lead provider in the U.S.

Besides its extensive service network, QuoteWizard is also dedicated to making the process of finding renters' insurance, homeowners' insurance, life insurance, health insurance, and auto insurance (and comparing quotes) easier. By partnering up with leading names in the industry, QuoteWizard’s marketplace allows you to compare quotes in minutes. Rather than contacting individual service providers one at a time, the company has its partner providers reach out to you directly — meaning you can compare offers side by side before selecting the best one.

The company was acquired in 2018 by LendingTree, the nation’s largest lending marketplace, and it is now wholly owned and operated as LendingTree’s subsidiary.

How does QuoteWizard work?

As we mentioned earlier, QuoteWizard isn’t an insurance provider, it’s an insurance marketplace that connects consumers with insurance agents. You’ll start by providing the company with some personal basic information, such as your marital status, credit score, date of birth, and address. Next up, you’ll need to provide information about the car you want to insure, including its make, model, and year. You’ll also need to provide info about your current coverage and driving history.

Once QuoteWizard has this info, it’ll start gathering the best quotes from insurers in your area. Keep in mind that auto insurance quotes can vary quite a bit based on your driving profile and where you live. Once you start receiving offers, you’ll be able to compare quotes and pick the one that’s best for you.

Signing up through QuoteWizard took only a few minutes. I was pleased with how simple the questions were and how fast they provided matches. However, I was matched to two actual car insurance companies and two car insurance lead generators — which I found annoying.

QuoteWizard didn’t show my car insurance quotes on their website, but instead, I had to click through to their partner’s site to finish my quote. For Allstate, this was easy since all of the info I input into QuoteWizard carried over, and I just had to answer a few more clarifying questions. For my other recommended insurance company, Root, I had to start the process all over to request a quote.

Besides the obvious convenience associated with using an insurance marketplace like QuoteWizard, the company also does a great job providing educational resources for drivers, with detailed charts about average insurance costs and the cheapest insurance companies to work with, for example. The company’s extensive online literature can also help drivers determine whether they need comprehensive car insurance or full coverage car insurance.

What insurance does QuoteWizard offer?

The exact auto insurance coverage you’ll be able to secure depends on which company you purchase from and where you live.

Common types of car insurance coverage include:

• Liability insurance: This helps to pay for property damage and bodily injuries to other parties involved in an accident in which you’re at fault.
• Medical payments or personal injury protection coverage: These types of coverage help to cover medical expenses for you and your passengers.
• Uninsured/underinsured motorist coverage: This helps to cover damage or injuries caused by a driver with no insurance coverage or who doesn’t have enough coverage to pay for your expenses.
• Collision insurance: This assists in covering damage to your vehicle due to a collision with another vehicle or object.
• Comprehensive coverage: This helps to pay for damage from incidents other than collisions, including thefts, fire, vandalism, or falling rocks.
• Glass coverage: This helps to pay for windshield damage.
• Rental car reimbursement coverage: This helps you pay for a rental car while your vehicle is being repaired for a covered expense.

In addition to auto insurance, QuoteWizard also partners with insurers who offer other types of insurance too:

• Life insurance
• Home insurance
• Health insurance
• Renters insurance

Unfortunately, QuoteWizard has a few limitations. For example, QuoteWizard doesn’t actually provide you with any quotes. Instead, after you provide your information, it’ll simply notify you of which option is best. But it doesn’t provide any pricing details or other information to tell you how it arrived at that decision. To actually get a quote, you’ll need to click through to that insurance company’s website and submit additional information for that insurer.

Finally, QuoteWizard suffers from the same problem as most other rate-shopping marketplaces: you’ll get a lot of phone calls and emails. You can expect the calls and emails to start as soon as you complete your quote request.

If you’d prefer to not give out your personal information to a lead aggregator, check out our curated list of our top-rated car insurance companies. You can request quotes from only the ones that best fit your needs.

QuoteWizard: How cheap is it?

QuoteWizard itself is free to use. The actual cost of the insurance varies depending on which company it refers you to.

One thing QuoteWizard is good about is providing lots of data on auto insurance policy costs. Its auto insurance webpage has information to show you expected policy premiums across a wide range of factors, such as your age, location, driving history, and more.

How to find discounts

QuoteWizard does not offer any discounts because it’s a free marketplace and doesn’t actually sell insurance itself. However, actual auto insurance companies offer many of the same discounts that are good to watch out for, such as:

• Good student: If you’re a teen or young driver in high school or college and you maintain a certain grade point average, many insurers offer a discount.
• Bundling: Many companies offer a discount if you buy other types of insurance from them, such as renters/homeowners and life insurance, or if you buy another car insurance policy for another vehicle you own.
• Defensive driving: Some insurers offer an extra discount if you complete an approved defensive driving course and provide proof.
• Telematics: Many insurers lower your rate if you download and use an app or plug a company-provided telematics device into your car to record your driving.
• Accident-free driving: If you avoid getting into an accident, many insurers will lower your rate.
• Car safety devices: Insurers commonly offer discounts if your car has certain safety features, such as anti-lock brakes, anti-theft devices, passive restraint systems, and more.

How to maximize your savings with QuoteWizard auto insurance

If you’re looking to find the best car insurance out there, you’ll want to keep a few things in mind. Mainly, it helps to understand how car insurance works. In addition to helping you find the best rates, QuoteWizard can also help you understand the factors that determine car insurance rates, including what you can expect to be offered based on your driving profile, car, and other criteria.

As a general rule of thumb, people with longer driving histories receive better quotes than newer drivers. Likewise, the kind of car you drive will also impact how much you end up paying, as some vehicles have better safety ratings (and are historically driven in a safer way) than others. Another thing that will save you money on car insurance? Having a clean driving record, as in no tickets, DUIs, or accidents.

Much like other forms of insurance, auto insurance companies are all about risk assessment. The better your driving profile, the less of a risk you appear to be. Things like a good driving history, a high credit score, and a safe car can all help you save money on car insurance.

FAQs

QuoteWizard: Is it worth it?

The number one thing I hate about shopping for car insurance is the amount of spam that results. Even if you contact car insurance companies directly, you can expect follow up emails and phone calls until you put a stop to it. QuoteWizard is no different in that aspect. As far as helpfulness goes, it is almost there, but still not helpful enough to be useful. If their information intake form would seamlessly connect with all of their partners, I could see QuoteWizard saving a lot of time and hassle, but my information only carried over to Allstate, not Root.

Furthermore, a lead generator that gives you the opportunity to read reviews or more about the company before clicking through to your rate would make the comparison shopping chore so much easier. Is it worth it? For me, no, but I can see how it can be a useful tool with a few tweaks.

Methodology

FinanceBuzz researches a number of factors in each auto insurance provider to create our reviews. These factors include cost and discounts, complaints and customer satisfaction, coverage, and ease of use. We also gather information from sources such as J.D. Power, AM Best, the National Association of Insurance Commissioners (NAIC), and the Better Business Bureau to ensure we provide the most useful information to our readers.