5 Must-Have Apps That Will Completely Change How We Bank

Last updated Dec 23, 2020 | By FinanceBuzz Editors

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As technology advances, so do day to day processes. With everything moving online, shouldn’t your banking follow? It’s 2021 and you can invest, bank and even lower your monthly bills – all from your phone.

We’ve put together a list of five apps that are completely changing the way we think about banking.

Get $10 to Start Investing in Tesla, Amazon, Apple, and other companies

Stock shares in companies you may trust, such as Apple or Amazon, can be very expensive for beginning investors to buy.

The good news is, Stash allows you to start investing with as little as $5 and you can buy fractional shares so you can afford to get a piece of companies that are household names5. You can also find useful tools and guides to help build your portfolio.

As a bonus, Stash will give you $10 to invest after you deposit $5 or more into your personal portfolio.1

Want even more tools and guidance? If you choose the Stash+ plan2 when signing up, you can earn 2x stock rewards when you spend on eligible purchases!6

Sign up for Stash now

Trim up to $720 from your bills with the budgeting app that does it all

Meeting next month’s rent is hard.

But canceling that random “it was just a free trial” subscription you signed up for 2 years ago? That’s hell, in internet form. And every month that goes by with needless subscriptions means more money draining from your pockets.

Here’s a secret: sneaky companies like it this way… they purposefully make it hard for you to get rid of those monthly fees. Ugh.

The good news? There’s Truebill.

Truebill is like your personal financial guardian — in an app. Just connect your bank account, and Truebill finds all your recurring subscriptions, cancelling the ones you don’t need anymore. They’ll even negotiate lower rates on your monthly bills, like phone and internet!

Truebill gives you a full view of your financial life in a single screen — from income to spending to saving — so you can start enjoying the hard-earned money you make, and stop wasting it on needless fees.

Download Truebill now

Build your emergency fund without breaking a sweat

Budgeting isn't easy. It can be oh so tempting to spend on today's wants versus tomorrow's goals.

If you need a little help prioritizing saving, consider Digit. It's like your smart financial assistant, dedicated to helping you achieve your financial goals. Just tell Digit what your goal is — maybe it's paying off credit card debt, saving for a vacation, or finally building that emergency fund — then let their sophisticated algorithms do the rest.

Digit will analyze your spending habits then automatically move the perfect amount to your secure Digit account. You'll start saving without even thinking about it or changing your lifestyle.

Digit has already helped its users save over $4 billion dollars!

Download Digit now

Get a free stock valued at up to $225

Robinhood is a great option for both new traders and seasoned investors.

With Robinhood it’s completely free to buy and trade stocks, options, and more. All trading is commission-free with no account minimums or maintenance fees. They’ll even give you a free stock in a company like Apple, Sprint, or Ford.

Sign up using the link below and Robinhood will add 1 free share of stock (valued at $2.50 to $225) to your account when your brokerage application is approved.

Sign up for Robinhood now

Get paid $150 to ditch your debit card

If you’re using your old debit card for everything, you are probably missing out on serious cash, rewards, and benefits. With an Aspiration Spend & Save account, you’ll get $150 for opening a new debit card - just open an account, use your Aspiration debit card to make at least $1,000 in purchases within 60 days and you’ll get $150!3

You’ll also be eligible for up to 10% cash back on purchases and 1% APY on your balance – that’s 14x the national average interest rate.4

Not to mention unlimited fee-free withdrawals at over 55,000 ATMs. Best of all there’s no minimum credit score!

Sign up with Aspiration

Bonus: Leave your family up to $1,500,000 (starting at just $10 a month)

Purchasing a life insurance policy is a great way to invest in your family's future and if you have at least $1,000 saved, you can easily afford a policy.

Life insurance is an essential purchase if you currently have anyone who depends on you or if you plan to have a family in the future. By getting insurance, you can help make sure your family doesn't suffer financially if something happens to you. A policy could help you make sure your spouse can pay off your mortgage, your kids can pay for college, or your aging parents can get help from a professional caregiver if you aren't there to assist them.

Buying life insurance doesn't have to be difficult. Bestow allows you to apply for a policy online in just five minutes. You won't need to worry about a doctor's visit or doing tons of paperwork, and policies start at just $10 per month. Shop for coverage today with Bestow so you can help protect your family.

Get a quote from Bestow now

Bestow Benefits

  • Leave your family up to $1,500,000 in life insurance
  • Apply for a policy in under 5 minutes
  • No medical exam required
  • Policies start at just $10/month

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FinanceBuzz Editors The editors at FinanceBuzz are a team of personal finance professionals dedicated to providing readers with accurate, helpful advice.