Arrived Review [2026]: Legit Investing, but Is It Good?

What is Arrived?

Arrived (formerly known as Arrived Homes) is a real estate investment platform that lets you invest in fractional ownership of rental properties. The platform does a good job of simplifying real estate investing into something more beginner-friendly and passive.

You don't need to be an accredited investor to invest with Arrived, unlike competitor CrowdStreet, which lowers the barrier to entry. You can begin investing with as little as $100 on Arrived. The platform has $337 million in assets under management, 945,000 registered investors, and an impressive 93% occupancy rate as of February 2026.

How investing with Arrived works

Getting started

Opening an account with Arrived is simple. You have to:

• Be a U.S. resident over the age of 18.
• Provide your basic information, such as your name, address, date of birth, and Social Security number. 
• Link a bank account.

Once you have an account, you can access the homes in the platform's portfolio, as well as funds such as the Single Family Residential Fund and the Private Credit Fund.

If you're looking to invest in a single-family home, you can see what homes are open to new investors and homes that are already fully funded. One common complaint about Arrived is that there are not many properties available to invest in. We found this to be true as well, with only 12 open options for single-family residential properties.

Rental properties

One of the perks of using Arrived to invest in property rather than doing it yourself is that Arrived fully vets the properties. Arrived analyzes markets across the country, identifies those with substantial property appreciation potential, and buys properties in desirable neighborhoods in these markets. Not only does the company use data to make these decisions, but it employs local market experts for a second layer of analysis. 

This is a nice feature of Arrived because real estate markets tend to be very localized, so not every city or town necessarily behaves like the broader national market.

Property management

Arrived handles all operational and maintenance responsibilities for the homes it lists, making this a true passive income opportunity. The company also carefully vets potential tenants and has a  one- or two-year lease requirement, which helps limit turnover. 

This is an important feature to look for in a platform like Arrived because tenant quality can affect your potential investment return. It's one of the more daunting aspects of owning a property, and I wouldn't consider investing in a real estate platform if this weren't a feature of the service.

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Choosing investments with Arrived

Once you set up your account, you can start investing by browsing homes. Consider which homes you want to invest in based on location, popularity, and the amenities they offer. You can choose between single-family home units and vacation rentals. Both come with their own perks. For example, single-family units might have a steadier stream of income, whereas vacation rentals can attract higher single-use income. Arrived vets all properties based on their potential for growth.

Comparing properties

All property descriptions include valuable information that may guide your investment decision. The details Arrived offers include:

• Purchase price
• Anticipated monthly rent
• Property description and address
• Tenant leasing process
• Historical appreciation in the market
• Description of the market
• Property improvements and cash reserves
• Costs for closing, offering, and holding
• Equity raised from investors
• Price per share and the total number of shares

Active and new properties also show the percentage of shares still available to investors.

Once you've chosen a property, decide how much you'd like to invest. You can buy shares for as little as a $100, and some properties may have maximums.

Arrived Funds

If you don't want to choose an individual property to invest in, you can also go with the Single Family Residential Fund or Private Credit Fund. 

Single Family Residential Fund

Properties: 56

Investors: 20,193

Historical annual dividend income: 4.11%

The Single Family Residential Fund is a portfolio of 56 properties and over 20,000 investors. The properties are under the same rigorous analysis as any single home on the platform, so the homes and tenants are vetted. The Arrived Single Family Residential Fund pays dividends monthly. 

Although I like the idea of a more diversified portfolio, the historic annual dividend income is less than I'd like to see, especially given the management fees involved with the fund and the lack of liquidity. You can't redeem your shares for the first six months, and after that, there's a 2% fee for the next six months, then a 1% fee for years two through five of ownership.

Private Credit Fund

Loans: 62

Investors: 22,367

Annualized dividends: 8.10%+

With the Private Credit fund, you're backing real estate loans. These loans are for renovations, rehabs, and new home construction, so they aren't mortgage loans. This fund also pays monthly dividends and has a historic dividend yield of 8.10%.

As with the Single Family Fund, there is a cost to redeem your shares for the first five years. You can't redeem shares for the first six months, then it's 2% for the next six months and 1% for years two through five. 

In 2025, Arrived launched its first city-centric fund, the Seattle City Fund, which invests in multiple properties in a single housing market.

With all of these funds, keep in mind that past performance isn't indicative of future results, and be sure any money you invest is money you won't need for five years to avoid the redemption fees. 

Earning passive income

While there are fees that need to be considered, once you've invested in your properties, you can start earning a passive income through the following methods:

• Monthly distributions: Rental income is distributed monthly to investors based on their share ownership.
• Simple withdrawals: Earnings are deposited into the Arrived cash balance. From there, you can reinvest your money or withdraw it to your linked bank account.
• Regular updates: Stay informed with regular updates on property performance and financials.
• Capital appreciation: In addition to rental income, investors may benefit from property appreciation upon sale.

How much can you earn with Arrived?

There are two ways to earn money with Arrived: rental income and property value growth.

Rental income

As an Arrived investor, you will receive quarterly cash dividends from the rent tenants pay to live in the home you own a share of. This is a form of passive income that provides you with cash flow without selling your share.

The amount of the dividend is based on the size of your share. If you invest $100 in a property, your share of the rental income will be less than that of someone who invested $2,500.

Although Arrived avoids guaranteeing a rate of return on your investment, the company estimates that historical dividends from rental income translate to an annual return between 0.9% and 8.4%, depending on the property.

Property value growth

You may also make money as the property value increases over time. Of course, there is no guarantee that the property value will actually increase.

The money you may make from an increase in value isn't realized until Arrived sells the property. On average, Arrived holds individual properties for five to seven years.

The key to getting the most out of this investment opportunity with Arrived may be holding your shares for several years, hoping the property value will appreciate over time.

When does Arrived pay you?

When you find a home you want to invest in, you can select how much you want to invest. You can invest a minimum of $100 to a maximum of 9.8% of available equity for an individual property. Arrived pays out dividends for the Single Family Residential fund and Private Credit fund monthly, with subsequent dividends being paid out at the end of each month. Though it can take up to 90 days to receive your first dividend. Once a single-family residential property has been leased, it will also pay dividends monthly.

What fees does Arrived charge?

While making passive income with Arrived is possible, you should be aware of the three types of fees the platform charges. These fees can drastically eat into your profit, especially if you do not have much invested. Fees vary based on the type of investment, but you can expect the following:

• Asset under management (AUM) fees: This is a percentage-based fee based on the total value of the assets managed by Arrived. For the Single Family Residential Fund, you will pay a flat 0.25% quarterly AUM. Single-family individual rentals have a 0.15% AUM of property purchase price charged quarterly. The Private Credit Fund has an average AUM fee of 0.30% charged quarterly, and the Seattle City Fund's average AUM fee is .10% monthly.
• Sourcing fees: These are one-time fees incurred during the buying and selling process of a property. For the Single Residential Fund and long-term rentals, you can expect a fee up to 3.5% of the property purchase price. Vacation rentals have a 5% sourcing fee.
• Property management fees: These fees are associated with the day-to-day operations and upkeep of the properties. They cover services such as tenant management, maintenance, and repairs. Expect to pay 8% of the gross rental income for long-term rentals and between 15% to 25% for vacation rentals.

Alternative real estate investment apps

Arrived offers a simple platform to invest in real estate, even if you're a non-accredited investor or don't have a significant amount of money to invest. Here's how it compares with other popular real estate investment platforms:

Other ways to invest outside the stock market

Here are two other investment platforms that make investing money in markets other than the stock market simple.

Ark7

Ark7 is a real estate investing app with a low barrier to entry: you can get started with $20. You invest in fractional shares, much like you would with Arrived. It does charge sourcing and property management fees, so keep that in mind if you're considering an investment. 

Visit Ark7 | Read our full Ark7 review. 

Masterworks

If you'd like to explore more alternative assets, Masterworks can give you access to the fine art world. When you invest through Masterworks, you become a fractional owner of fine art pieces from artists such as Andy Warhol, Banksy, or George Condo. The minimum investment with Masterworks is $15,000 per painting, but that requirement can be waived. 

Visit Masterworks | Read our full Masterworks review

Diversyfund

Rather than investing in actual properties, Diversyfund enables you to invest in real estate investment trusts (REITs). REITs often include several real estate types and may trade on stock exchanges just like traditional stocks. DiversyFund specializes in multifamily properties and gives you investment access starting from $500.

Read our full DiversifyFund review

High-yield savings accounts (HYSAs)

Technically different from investing, putting your money in a savings account earning a high yield is a safer way to grow your cash if your appetite for risk more closely resembles peckishness than hunger. Most of the best savings accounts today earn upwards of 3.50% APY, which is a decent return when you consider that there are often low or no minimum deposit requirements and almost no chance of losing your money with an FDIC-insured bank account. 

You can stash your money away in an HYSA without worrying about whether you'll get that money back, and you might prefer the predictability of an APY (even if it is variable) over the push and pull of the stock market and other types of investments.

 

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FAQs

Bottom line

Arrived is a good choice for those looking to invest in real estate with minimal hassle. You can start investing with Arrived for as little as $100, making it accessible to a wide range of investors. Additionally, each property is placed in an LLC, which provides protection from legal and financial liabilities, thereby limiting your personal risk.

If you want to try your hand at real estate investing without a huge financial commitment, Arrived is a good choice for you. Remember that any money you invest in Arrived might be tied up for the long term, and there is always the possibility that you would earn more with a high-yield savings account or other investment strategy.

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