The 6 Best Credit Cards for Uber [2024]: Make Every Ride Count

There are various credit cards that offer valuable perks and benefits for Uber. This includes the Blue Cash Preferred^® Card from American Express, the American Express^® Gold Card, and more.

The best cards for Uber help you earn cash back or travel rewards on your Uber purchases. Some cards also help you earn Uber Cash to use for eligible Uber or Uber Eats purchases.

Let’s explore our list of the best credit cards for Uber and the perks each card can add to your personal finance picture.

Key takeaways

• Credit cards such as the U.S. Bank Cash+^® Visa Signature^® Card, and the Blue Cash Preferred^® Card from American Express can help you earn valuable rewards on eligible Uber spending.
• Other cards, such as the American Express^® Gold Card and The Platinum Card^® from American Express, can help you earn Uber Cash that you can use for Uber Eats orders or Uber rides in the U.S. (terms apply)
• The Chase Sapphire Preferred^® Card and the Chase Sapphire Reserve^® are two of the best travel credit cards, and they also help you earn elevated rewards rates on eligible Uber rides.

The best 7 credit cards for Uber

1. U.S. Bank Cash+^® Visa Signature^® Card
2. Blue Cash Preferred^® Card from American Express
3. Chase Sapphire Preferred^® Card
4. American Express^® Gold Card
5. Chase Sapphire Reserve^®
6. The Platinum Card^® from American Express

Compare the best credit cards for Uber

U.S. Bank Cash+^® Visa Signature^® Card

The U.S. Bank Cash+^® Visa Signature^® Card has a $0 annual fee and helps you earn 5% cash back on two categories you choose (up to $2,000 in combined eligible purchases each quarter). These categories include eligible ground transportation, such as Uber. However, the available categories are subject to change.

You can also use this card to earn 2% cash back on one everyday category, like gas stations/EV charging stations, grocery stores, or restaurants. The restaurant category includes eligible orders you place via Uber Eats.

Aside from the flexible bonus categories, you can earn 1% cash back on all other eligible purchases. This means that even if Uber services don’t fall under bonus categories for a particular quarter, you will still earn cash back on your Uber spending.

Find out more in our U.S. Bank Cash+^® Visa Signature^® Card review.

Blue Cash Preferred^® Card from American Express

The Blue Cash Preferred^® Card from American Express can be a great card for Uber, thanks to its generous bonus categories. This card has a $0 intro annual fee for the first year, $95 per year thereafter.

You can earn 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services, 3% cash back at U.S. gas stations and on eligible transit, and 1% cash back on other eligible purchases.

The U.S. gas stations and eligible transit category includes eligible rideshare services, such as Uber and Lyft rides. The cash back you earn from this card is received in the form of a statement credit.

Learn how to apply or find out more in our Blue Cash Preferred^® Card from American Express review.

Chase Sapphire Preferred^® Card

While the Chase Sapphire Preferred^® Card has an annual fee of $95, it offers useful rideshare benefits.

The Chase Sapphire Preferred earns Chase Ultimate Rewards points. Cardmembers can earn 5X on travel purchased through Chase Travel℠. However, you'll also earn 2X on other travel purchases, including eligible rideshare services.

While the earnings rate isn't as high as what you'd get on Uber rides with other cards on our list, this card offers generous earnings overall. In addition to the bonus categories above, you can also earn 3X on dining, select streaming services, and online groceries.

Apply now or find out more in our Chase Sapphire Preferred^® Card review.

American Express^® Gold Card

If you enjoy dining out, the American Express^® Gold Card could be worth considering. While it has a $325 annual fee, it helps you earn up to $120 per year in Uber Cash by adding the Amex Gold Card to your Uber account. (Enrollment required.). Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.

Each month, you'll receive $10 in Uber Cash that you can use toward Uber Eats orders or Uber rides in the U.S. Keep in mind that your unused monthly Uber credit doesn’t carry over to the following month.

You can also earn 4X Membership Rewards points on U.S. supermarkets (up to $25,000 per year, after that 1X) That means you can get bonus rewards on eligible Uber Eats orders. This doesn’t include Uber rides, though.

For Uber purchases and rides, you could earn 1X Membership Rewards points on all other eligible purchases not included in higher bonus categories.

Learn how to apply or find out more in our American Express^® Gold Card review.

Chase Sapphire Reserve^®

The Chase Sapphire Reserve^® has a $550 annual fee. However, as one of the best travel credit cards, it offers lucrative rewards and benefits that could offset its cost.

With the Chase Sapphire Reserve, you can earn 3X points on other travel and dining purchases not included in higher bonus categories, such as eligible rideshare services like Uber.

The Chase Sapphire Reserve^® also offers other premium benefits, including:

Apply now or find out more in our Chase Sapphire Reserve^® review.

The Platinum Card^® from American Express

Despite the annual fee of $695, The Platinum Card^® from American Express can be a worthwhile option for frequent Uber users thanks to its luxury travel card benefits.

Cardholders can earn $15 in Uber Cash for rides or Uber Eats orders each month, with an additional $20 in December, for a total of up to $200 in annual Uber Cash. Enrollment is required; Terms apply. Starting 11/8/2024, you must use an Amex card as the payment method to redeem your Amex Uber Cash benefit.

Keep in mind that your unused Uber Cash doesn’t carry over to the following month, and you must add your Platinum Card as the payment method to your Uber account.

The Amex Platinum Card also has a robust rewards program, but you won’t earn bonus points on Uber rides. Instead, you can earn 5X points per dollar spent on eligible airfare (on up to $500,000 per calendar year, after that 1X) and eligible hotel purchases, and 1X points per dollar on all other eligible purchases.

Learn how to apply or find out more in our The Platinum Card^® from American Express review.

Best cards for Uber FAQ

Best credit cards for Uber: bottom line

Whether you get around town with UberPool or prefer a little luxury with an Uber Comfort ride, applying for a rewards credit card that offers Uber benefits can help put more money back in your wallet.

While the Uber Visa Card that Barclays used to offer was discontinued in August 2021, there are several other great cards that could help you earn rewards from your Uber rides and Uber Eats purchases, including:

1. U.S. Bank Cash+^® Visa Signature^® Card
2. Blue Cash Preferred^® Card from American Express
3. Chase Sapphire Preferred^® Card
4. American Express^® Gold Card
5. Chase Sapphire Reserve^®
6. The Platinum Card^® from American Express

If these options don’t fit your needs, make sure to explore more credit card options in our list of the best credit cards for commuters.

Methodology

When evaluating the best credit cards for Uber, we looked for cards that offer elevated rewards or cashback rates for Uber and/or Uber Eats, as well as additional perks and benefits for Uber users. This includes cards that offer Uber Cash or complimentary Uber One membership.

We also reviewed each card for the ease and flexibility of available redemption options for cash back or points earned. Then, we compiled a curated list of useful and practical credit cards that can help you optimize your experience with Uber rides and Uber Eats orders.

Cash Back at U.S. Supermarkets

Blue Cash Preferred^® Card from American Express

5.0

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Blue Cash Preferred^® Card from American Express

Learn How to Apply

See rates and fees | Terms Apply

Current Offer

Earn a $250 statement credit after spending $3,000 on eligible purchases in the first 6 months

Annual Fee

$0 intro annual fee for the first year, $95 per year thereafter

Rewards Rate

6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services, 3% cash back at U.S. gas stations and on eligible transit, and 1% cash back on other eligible purchases

Benefits and Drawbacks

Benefits

• High cashback rates at U.S. supermarkets, U.S. gas stations, eligible transit, and U.S. streaming subscriptions (cash back is in the form of Reward Dollars that can be redeemed as a statement credit)
• Introductory APR for purchases and balance transfers
• $7 monthly statement credit toward an eligible Disney bundle subscription (subject to auto renewal) of $9.99 or more (enrollment required)

Drawbacks

• Cap on highest reward category limits what you can earn
• Welcome offer is a little lackluster compared to other cards
• Has foreign transaction fee

Card Details

• Earn a $250 statement credit after spending $3,000 on eligible purchases in the first 6 months
• 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services, 3% cash back at U.S. gas stations and on eligible transit, and 1% cash back on other eligible purchases
• Intro purchase 0% APR offer: 0% for 12 months then 18.24% - 29.24% (variable)
• Intro balance transfer 0% APR offer: 0% for 12 months then 18.24% - 29.24% (variable)
• Terms apply