The 6 Best Credit Cards for Uber Rides in 2023

If you rely on Uber to get around, you’re in good company. According to Uber, over 17 million rides occur through the platform each day, and there are over 93 million active platform customers each month.

And if you’re not pairing your Uber account with a rewards credit card as your payment method, you could be losing out on money. Continue reading to find the best credit cards for Uber rides or Uber Eats orders.

How to choose the best card for Uber rides

There are many credit cards out there that offer rewards and benefits for Uber users. When looking for a card, consider factors like its reward structure. For example, many cards offer 3% cash back on Uber rides. Some cards will even give you a statement credit to reimburse you for your rideshare fares.

Also consider the card’s annual fee, redemption options, other perks, and your own spending habits so you can make an informed decision on the best card for you and get the maximum value for your money.

5 best credit cards for Uber

Card	Annual fee	Why it’s great for Uber rides
The Platinum Card® from American Express	$695 Terms apply	You’ll earn $15 in Uber Cash per month within the U.S., plus an extra $20 in December
Blue Cash Preferred® Card from American Express	$0 intro annual fee for the first year, $95 per year thereafter Terms apply	You can earn 3% cash back on U.S. gas stations and eligible transit
Chase Sapphire Reserve®	$550	You’ll earn 3X points on other travel and dining, including Uber rides
Chase Sapphire Preferred® Card	$95	You can earn 2X points on other travel purchases, including rideshare
American Express® Gold Card	$250 Terms apply	You’ll earn $10 in Uber Cash per month within the U.S.

The Platinum Card^® from American Express

Despite the relatively high annual fee, The Platinum Card^® from American Express — a luxury travel rewards card — can be a worthwhile option for frequent Uber users.

Cardholders can earn $15 in Uber Cash for rides or Uber Eats orders each month and an additional $20 in December, for a total of up to $200 in annual Uber savings. However, your unused credits don’t carry over to the following month, and you must add your Platinum Card as the payment method to your Uber account.

The Platinum Card also has a robust rewards program, but you won’t earn bonus points on Uber rides. You’ll earn 5X points per dollar spent on eligible airfare (on up to $500,000 per calendar year, after that 1X) and eligible hotel purchases, and 1X points per dollar on all other eligible purchases. 

Plus, the Amex Platinum card offers a generous welcome bonus: Earn 80,000 Membership Rewards points after spending $8,000 on purchases on your new card in the first 6 months.

The card has other valuable benefits, too, including:

• Fee credit for Global Entry or TSA Precheck
• No foreign transaction fees
• Access to the Fine Hotels & Resorts program
• Access to the Global Lounge Collection
• Secondary car rental loss and damage insurance

Enrollment is required for select benefits.

Read our The Platinum Card^® from American Express review.

Blue Cash Preferred^® Card from American Express

If you’re looking for a card that offers travel rewards, especially for Uber rides, consider the Blue Cash Preferred^® Card from American Express. It has some generous bonus categories, including 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services, 3% cash back at U.S. gas stations and on eligible transit, and 1% cash back on other eligible purchases. (Cash back is received in the form of a statement credit.)

To put that in perspective, let’s say you spend $2,000 per year on Uber rides. There’s no spending limit, so you’d earn 3% cash back on the full amount, giving you $60 cash back just for your rideshare fares.

Plus, you’ll earn a $250 statement credit after spending $3,000 on purchases in the first 6 months.

The Blue Cash Preferred offers other benefits, too, including secondary car rental loss and damage insurance and purchase protection.

Read our Blue Cash Preferred^® Card from American Express review.

Chase Sapphire Reserve^®

Like the Platinum Card from American Express, the Chase Sapphire Reserve^® has a sizeable annual fee. However, it offers lucrative rewards and benefits that could offset its cost.

With the Chase Sapphire Reserve, you'll earn 3X points on Uber purchases and 10X points on hotels and car rentals purchased through Ultimate Rewards® (after the first $300 is spent on travel purchases annually). That is one of the better rewards rates for rides with Uber.

You can also earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Redeem those points for travel through the Chase Ultimate Rewards program and they’re worth 50% more — that means your welcome offer could be worth $900 toward travel purchases.

This credit card offers other premium benefits, including:

• $300 annual travel credit
• No foreign transaction fees
• Statement credit worth up to $100 for Global Entry or TSA Precheck
• Complimentary airport lounge access with Priority Pass Select
• Access to the Luxury Hotel & Resort Collection.

Read our Chase Sapphire Reserve^® review.

Chase Sapphire Preferred^® Card

If you prefer a card with a lower annual fee of $95 and generous rideshare benefits, the Chase Sapphire Preferred^® Card could also be a good option. Like its big brother, the Chase Sapphire Reserve, the Preferred also earns Chase Ultimate Rewards points. 

Cardmembers can earn 5X on travel purchased through Chase Ultimate Rewards®. However, you'll also earn 2X on other travel purchases, including rideshare services. While the earnings rate isn't as high as what you'd get on Uber rides with other cards on our list, this card offers generous earnings overall.

In addition to the bonus categories above, you can also earn 3X on dining, select streaming services, and eligible online grocery purchases. Plus, there's a hefty welcome bonus with this card: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. The bonus alone is worth $750 toward travel booked through Chase.

Read our Chase Sapphire Preferred^® Card review.

American Express^® Gold Card

If you enjoy dining out, the American Express^® Gold Card could be worth considering. While it has a $250 annual fee, it offers 4X on U.S. supermarkets (up to $25,000 per year, after that 1X) and restaurants, plus takeout and delivery in the U.S.. That means you can get bonus rewards on all your Uber Eats orders.  

In addition to bonus rewards, cardmembers also get up to $120 per year in Uber Cash by adding the Gold Card to their Uber account. Each month, you'll receive $10 good toward Uber Eats orders or Uber rides in the U.S. 

Plus, there's a generous welcome bonus with this card: Earn 60,000 Membership Rewards points after you spend $4,000 on eligible purchases within the first 6 months of card membership.

Read our American Express^® Gold Card review.

Best business card for Uber

If you frequently use Uber while traveling for business, applying for the right rewards credit card can help you save money.

Card	Annual fee	Why it’s great for Uber rides
Ink Business Preferred® Credit Card	$95	You’ll earn up to 3X points per $1 spent on the first $150,000 spent on travel, including rideshare services

Ink Business Preferred^® Credit Card

The Ink Business Preferred^® Credit Card has a relatively low annual fee, but it’s a powerhouse of a rewards card. You’ll earn 3X points on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year; and 1X points per $1 on all other purchases. That means your Uber rides could earn up to 3X points points per dollar.

Plus you’ll earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. Redeem your points for travel through the Chase Ultimate Rewards program and your points will be worth 25% more. That means 100,000 points would be worth $1,250 toward travel.

The card has other valuable benefits, including:

• Trip cancellation and interruption insurance
• Roadside assistance
• Primary auto rental damage collision waiver
• Cell phone protection
• Purchase protection
• Extended warranty protection

Read our Ink Business Preferred^® Credit Card review.

Methodology

When evaluating the best rewards credit cards on the market, we looked for cards that offer special rewards and benefits for Uber users. We identified cards that offered statement credits to reimburse you for Uber rides or Uber Eats orders and which offered higher reward percentages on rideshare services.

Many of these cards also offer flexible redemption options for your rewards, so you’re not stuck with a bunch of points you can’t use.

Final thoughts

Whether you get around town with UberPool or prefer a little luxury with an Uber Comfort ride, applying for a rewards credit card can help put more money back in your wallet. While the Uber Visa Card was discontinued recently, there are several other great cards that could help you earn rewards from your Uber rides and Uber Eats purchases.

If you’re looking for a rewards card to earn a higher rate of return in other spending categories, check out the best credit cards of 2023.