The 6 Best Credit Cards for Uber Rides in 2022

If you rely on Uber to get around, you’re in good company. According to Uber, over 17 million rides occur through the platform each day, and there are over 93 million active platform customers each month.

And if you’re not pairing your Uber account with a rewards credit card as your payment method, you could be losing out on money. Continue reading to find the best credit cards for Uber rides or Uber Eats orders.

How to choose the best card for Uber rides

There are many credit cards out there that offer rewards and benefits for Uber users. When looking for a card, consider factors like its reward structure. For example, many cards offer 3% cash back on Uber rides. Some cards will even give you a statement credit to reimburse you for your rideshare fares.

Also consider the card’s annual fee, redemption options, other perks, and your own spending habits so you can make an informed decision on the best card for you and get the maximum value for your money.

5 best credit cards for Uber

The Platinum Card^® from American Express

Despite the relatively high annual fee, The Platinum Card^® from American Express — a luxury travel rewards card — can be a worthwhile option for frequent Uber users.

Cardholders can get $15 in Uber Cash for rides or Uber Eats orders each month and an additional $20 in December, for a total of up to $200 in annual Uber savings. However, your unused credits don’t carry over to the following month, and you must add your Platinum Card as the payment method to your Uber account.

The Platinum Card also has a robust rewards program, but you won’t earn bonus points on Uber rides. You’ll earn 5X points per dollar spent on eligible airfare (on up to $500,000 per calendar year, after that 1X) and eligible hotel purchases, and 1X points per dollar on all other eligible purchases. 

Plus, the Amex Platinum card offers a generous welcome bonus: Earn 100,000 Membership Rewards points after spending $6,000 in the first 6 months.

The card has other valuable benefits, too, including:

• Fee credit for Global Entry or TSA Precheck
• No foreign transaction fees
• Access to the Fine Hotels & Resorts program
• Access to the Global Lounge Collection
• Secondary car rental loss and damage insurance

Enrollment is required for select benefits.

Read our The Platinum Card^® from American Express review.

Best Luxury Travel Benefits

The Platinum Card^® from American Express

The Platinum Card^® from American Express

Learn How to Apply

See rates and fees

Intro Offer

Earn 100,000 Membership Rewards points after spending $6,000 in the first 6 months

Annual Fee

$695

Rewards Rate

5X points per dollar spent on eligible airfare (on up to $500,000 per calendar year, after that 1X) and eligible hotel purchases, and 1X points per dollar on all other eligible purchases

Benefits and Drawbacks

Benefits

• Earn 100,000 Membership Rewards points after spending $6,000 in the first 6 months
• Select your metal card design: classic Platinum Card, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu
• 5X points on flights booked directly with airlines or on Amextravel.com (on up to $500,000 per calendar year, after that 1X) and prepaid hotels booked on Amextravel.com
• $200 hotel credit (minimum two-night stay required), $240 digital entertainment credit, $200 in Uber Cash, $300 Equinox credit, $200 airline fee credit
• Access to Centurion and Priority Pass airport lounges
• Select benefits require enrollment.
• $695 annual fee. Terms apply.

Drawbacks

• High annual fee

Card Details

• Earn 100,000 Membership Rewards points after spending $6,000 in the first 6 months
• 5X points per dollar spent on eligible airfare (on up to $500,000 per calendar year, after that 1X) and eligible hotel purchases, and 1X points per dollar on all other eligible purchases
• Terms apply

Blue Cash Preferred^® Card from American Express

If you’re looking for a card that offers travel rewards, especially for Uber rides, consider the Blue Cash Preferred^® Card from American Express. It has some generous bonus categories, including 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1X) and on U.S. streaming services, 3% at U.S. gas stations and on eligible transit, and 1% on other eligible purchases. (Cash back is received in the form of a statement credit.)

To put that in perspective, let’s say you spend $2,000 per year on Uber rides. There’s no spending limit, so you’d earn 3% cash back on the full amount, giving you $60 cash back just for your rideshare fares.

Plus, you’ll earn a $350 statement credit after spending $3,000 on purchases in the first 6 months.

The Blue Cash Preferred offers other benefits, too, including secondary car rental loss and damage insurance and purchase protection.

Read our Blue Cash Preferred^® Card from American Express review.

#1 Cash Back at Supermarkets

Blue Cash Preferred^® Card from American Express

Blue Cash Preferred^® Card from American Express

Learn How to Apply

See rates and fees

Intro Offer

Earn a $350 statement credit after spending $3,000 on purchases in the first 6 months

Annual Fee

$95

Rewards Rate

6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1X) and on U.S. streaming services, 3% at U.S. gas stations and on eligible transit, and 1% on other eligible purchases

Benefits and Drawbacks

Benefits

• Earn a $350 statement credit after spending $3,000 on purchases in the first 6 months
• 6% cash back on U.S. supermarkets (on up to $6,000 per year, after that 1X) and select U.S. streaming services
• 3% cash back at U.S. gas stations and eligible transit
• Introductory APR for purchases and balance transfers

Drawbacks

• Has annual fee
• Has foreign transaction fee

Card Details

• Earn a $350 statement credit after spending $3,000 on purchases in the first 6 months
• 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1X) and on U.S. streaming services, 3% at U.S. gas stations and on eligible transit, and 1% on other eligible purchases
• Intro purchase 0% APR offer: 0% for 12 months then 16.99% to 27.99% (variable)
• Intro balance transfer 0% APR offer: 0% for 12 months then 16.99% to 27.99% (variable)
• Terms apply

Chase Sapphire Reserve^®

Like the Platinum Card from American Express, the Chase Sapphire Reserve^® has a sizeable annual fee. However, it offers lucrative rewards and benefits that could offset its cost.

With the Chase Sapphire Reserve, you'll earn 3X points on Uber purchases and 10X points on Lyft rides, Chase Dining purchases, hotels and cars booked through Ultimate Rewards. That is one of the better rewards rates for rides with Uber.

You can also earn 60,000 points after spending $4,000 on purchases in the first 3 months. Redeem those points for travel through the Chase Ultimate Rewards program and they’re worth 50% more — that means your sign-up bonus could be worth $900 toward travel purchases.

This credit card offers other premium benefits, including:

• $300 annual travel credit
• No foreign transaction fees
• Statement credit worth up to $100 for Global Entry or TSA Precheck
• Complimentary airport lounge access with Priority Pass Select
• Access to the Luxury Hotel & Resort Collection.

Read our Chase Sapphire Reserve^® review.

#1 Premium Travel Credit Card

Chase Sapphire Reserve^®

Chase Sapphire Reserve^®

Learn How to Apply

Intro Offer

Earn 60,000 points after spending $4,000 on purchases in the first 3 months

Annual Fee

$550

Rewards Rate

10X points on Lyft rides, Chase Dining purchases, hotels and cars booked via Ultimate Rewards; 5X points on air travel booked via Ultimate Rewards; 3X points on travel and dining; and 1X points on everything else

Benefits and Drawbacks

Benefits

• 60,000 point sign-up bonus
• 10X points on Lyft rides, Chase Dining purchases, hotels and cars booked through Ultimate Rewards
• Priority Pass airport lounge access

Drawbacks

• High annual fee
• Excellent credit required

Card Details

• Earn 60,000 points after spending $4,000 on purchases in the first 3 months
• 10X points on Lyft rides, Chase Dining purchases, hotels and cars booked via Ultimate Rewards; 5X points on air travel booked via Ultimate Rewards; 3X points on travel and dining; and 1X points on everything else

Chase Sapphire Preferred^® Card

If you prefer a card with a lower annual fee of $95 and generous rideshare benefits, the Chase Sapphire Preferred^® Card could also be a good option. Like its big brother, the Chase Sapphire Reserve, the Preferred also earns Chase Ultimate Rewards points. 

Cardmembers can earn 5X on Lyft rides and travel booked through Chase Ultimate Rewards. However, you'll also get 2X on travel (not booked through Chase Ultimate Rewards), including rideshare services. While the earnings rate isn't as high as what you'd get on Uber rides with other cards on our list, this card offers generous earnings overall.

In addition to the bonus categories above, you can also get 3X on eligible dining, delivery, takeout, select streaming services, and online grocery purchases (excluding Target, Walmart, and wholesale clubs). Plus, there's a hefty welcome bonus with this card: Earn 60,000 points after spending $4,000 on purchases in the first 3 months. The bonus alone is worth $750 toward travel booked through Chase.

Read our Chase Sapphire Preferred^® Card review.

Our #1 Travel Card

Chase Sapphire Preferred^® Card

Chase Sapphire Preferred^® Card

Learn How to Apply

Intro Offer

Earn 60,000 points after spending $4,000 on purchases in the first 3 months

Annual Fee

$95

Rewards Rate

5X points on Lyft rides and travel booked through Chase Ultimate Rewards; 3X points on eligible dining, select streaming services, and online grocery purchases; 2X points on travel; and 1X points per $1 on all other eligible purchases

Benefits and Drawbacks

Benefits

• 60,000 point sign-up bonus
• 5X points on Lyft rides and travel booked through Chase Ultimate Rewards
• 25% more value when redeeming rewards for travel through Chase Ultimate Rewards
• 10% anniversary point bonus each year
• $50 annual credit on hotel stays booked through Ultimate Rewards
• Premium travel protection benefits

Drawbacks

• Has annual fee
• Typically need to spend thousands to reap rewards

Card Details

• Earn 60,000 points after spending $4,000 on purchases in the first 3 months
• 5X points on Lyft rides and travel booked through Chase Ultimate Rewards; 3X points on eligible dining, select streaming services, and online grocery purchases; 2X points on travel; and 1X points per $1 on all other eligible purchases

American Express^® Gold Card

If you enjoy dining out, the American Express^® Gold Card could be worth considering. While it has a $250 annual fee, it offers 4X on U.S. supermarkets (up to $25,000 per year, after that 1X) and restaurants, plus takeout and delivery in the U.S.. That means you can get bonus rewards on all your Uber Eats orders.  

In addition to bonus rewards, cardmembers also get up to $120 per year in Uber Cash by adding the Gold Card to their Uber account. Each month, you'll receive $10 good toward Uber Eats orders or Uber rides in the U.S. 

Plus, there's a generous welcome bonus with this card: Earn 60,000 Membership Rewards points after you make $4,000 in purchases within the first 6 months of card membership.

Read our American Express^® Gold Card review.

Big Rewards for Dining Out

American Express^® Gold Card

American Express^® Gold Card

Learn How to Apply

See rates and fees

Intro Offer

Earn 60,000 Membership Rewards points after you make $4,000 in purchases within the first 6 months of card membership

Annual Fee

$250

Rewards Rate

4X Membership Rewards points at U.S. supermarkets (up to $25,000 per year, after that 1X) and at restaurants, plus takeout and delivery in the U.S., 3X on flights booked directly with airlines or on Amextravel.com, and 1X on all other eligible purchases

Benefits and Drawbacks

Benefits

• Earn 60,000 Membership Rewards points after you make $4,000 in purchases within the first 6 months of card membership
• Rose gold is back! Choose your color.
• $120 in dining credits
• $120 in Uber Cash
• No foreign transaction fee
• $250 annual fee. Terms apply.
• Select benefits require enrollment.

Drawbacks

• No lounge access benefit
• Has annual fee

Card Details

• Earn 60,000 Membership Rewards points after you make $4,000 in purchases within the first 6 months of card membership
• 4X Membership Rewards points at U.S. supermarkets (up to $25,000 per year, after that 1X) and at restaurants, plus takeout and delivery in the U.S., 3X on flights booked directly with airlines or on Amextravel.com, and 1X on all other eligible purchases
• Terms apply

Best business card for Uber

If you frequently use Uber while traveling for business, signing up for the right rewards credit card can help you save money.

Ink Business Preferred^® Credit Card

The Ink Business Preferred^® Credit Card has a relatively low annual fee, but it’s a powerhouse of a rewards card. You’ll earn 3X points on the first $150,000 spent each year on travel, shipping, internet, cable, or phone services, and advertising purchases with social media and search engines; and 1X points per $1 on everything else. That means your Uber rides could earn up to 3X points points per dollar.

Plus you’ll earn 100,000 points after spending $15,000 in the first 3 months. Redeem your points for travel through the Chase Ultimate Rewards program and your points will be worth 25% more. That means 100,000 points would be worth $1,250 toward travel.

The card has other valuable benefits, including:

• Trip cancellation and interruption insurance
• Roadside assistance
• Primary auto rental damage collision waiver
• Cell phone protection
• Purchase protection
• Extended warranty protection

Read our Ink Business Preferred^® Credit Card review.

Hot Sign-up Bonus

Ink Business Preferred^® Credit Card

Ink Business Preferred^® Credit Card

Learn How to Apply

Intro Offer

Earn 100,000 points after spending $15,000 in the first 3 months

Annual Fee

$95

Rewards Rate

3X points on the first $150,000 spent each year on travel, shipping, internet, cable, or phone services, and advertising purchases with social media and search engines; and 1X points per $1 on everything else

Benefits and Drawbacks

Benefits

• 100,000 points sign-up bonus
• 3X points on travel and common business spending categories
• Flexible redemption options
• Additional employee cards at no extra cost

Drawbacks

• Has annual fee
• No intro 0% APR promotion offered
• Limited business-specific benefits

Card Details

• Earn 100,000 points after spending $15,000 in the first 3 months
• 3X points on the first $150,000 spent each year on travel, shipping, internet, cable, or phone services, and advertising purchases with social media and search engines; and 1X points per $1 on everything else

Methodology

When evaluating the best rewards credit cards on the market, we looked for cards that offer special rewards and benefits for Uber users. We identified cards that offered statement credits to reimburse you for Uber rides or Uber Eats orders and which offered higher reward percentages on rideshare services.

Many of these cards also offer flexible redemption options for your rewards, so you’re not stuck with a bunch of points you can’t use.

Final thoughts

Whether you get around town with UberPool or prefer a little luxury with an Uber Comfort ride, signing up for a rewards credit card can help put more money back in your wallet. While the Uber Visa Card was discontinued recently, there are several other great cards that could help you earn rewards from your Uber rides and Uber Eats purchases.

If you’re looking for a rewards card to earn a higher rate of return in other spending categories, check out the best credit cards of 2022.

#1 Cash Back at Supermarkets

Blue Cash Preferred^® Card from American Express

Blue Cash Preferred^® Card from American Express

Learn How to Apply

See rates and fees

Intro Offer

Earn a $350 statement credit after spending $3,000 on purchases in the first 6 months

Annual Fee

$95

Rewards Rate

6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1X) and on U.S. streaming services, 3% at U.S. gas stations and on eligible transit, and 1% on other eligible purchases

Benefits and Drawbacks

Benefits

• Earn a $350 statement credit after spending $3,000 on purchases in the first 6 months
• 6% cash back on U.S. supermarkets (on up to $6,000 per year, after that 1X) and select U.S. streaming services
• 3% cash back at U.S. gas stations and eligible transit
• Introductory APR for purchases and balance transfers

Drawbacks

• Has annual fee
• Has foreign transaction fee

Card Details

• Earn a $350 statement credit after spending $3,000 on purchases in the first 6 months
• 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1X) and on U.S. streaming services, 3% at U.S. gas stations and on eligible transit, and 1% on other eligible purchases
• Intro purchase 0% APR offer: 0% for 12 months then 16.99% to 27.99% (variable)
• Intro balance transfer 0% APR offer: 0% for 12 months then 16.99% to 27.99% (variable)
• Terms apply

Author Details

Kat Tretina Kat Tretina is a freelance writer based in Orlando, Florida. Her work has been published by publications like The Huffington Post, Entrepreneur, MarketWatch, and more. She specializes in producing content around paying down debt, increasing income, and maximizing credit cards. You can view her work at www.KTretina.com, or contact her on Twitter @KatTretina.

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