Rock On: 5 of the Best Credit Cards for Concert Tickets [2022]

These five credit cards offer major perks for music lovers.
Last updated Oct. 2, 2022 | By Miranda Marquit
Person at concert

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Is reveling in the energy of a live show at an intimate venue your idea of a great time? Or perhaps you can’t get enough of music festivals and outdoor performances by your favorite musicians. If you enjoy attending concerts, the credit card you choose can make a difference in how often you go — and how much money you could save.

To maximize your enjoyment and your savings, we’ve pulled together this guide to the best credit cards for concert tickets. These cards can help you avoid FOMO (fear of missing out) on your favorite shows and keep your budget healthy.

In this article

How to choose the best credit card for buying concert tickets

The first step is to determine what credit card rewards and perks are most likely to provide you with access to the concert experience you want.

On the one hand, there are credit cards that offer you big rewards for entertainment spending, so each concert ticket you buy could come with some big cash back.

However, you might also want to consider cards that offer perks like early access to concert tickets and exclusive VIP experiences, even if you don’t get cash back on those purchases. Sometimes, getting early access to tickets for your favorite artists or a backstage pass is more valuable than the rewards. You might want to consider one of the best no annual fee credit cards if you don't think you'll offset the fee with your regular spending.

Figure out what makes the most sense for you and choose your best credit card for concert tickets based on your own priorities.

The 5 best cards for buying concert tickets

Card Welcome bonus Rewards rate Annual fee
Citi® Double Cash Card - 18 month BT offer Earn $200 cash back after spending $1,500 in the first 6 months (limited time offer) up to 2% cash back on all purchases: 1% as you buy and 1% as you pay for those purchases $0
Capital One® Savor® Cash Rewards Credit Card Earn a $300 cash bonus after spending $3,000 in the first 3 months Earn 8% cash back on Capital One Entertainment and Vivid Seats purchases; 4% cash back on dining, entertainment, and select streaming services; 3% at grocery stores (excluding superstores such as Walmart® and Target®), and 1% cash back on all other purchases $95
Capital One SavorOne Cash Rewards Credit Card Earn a $200 one-time cash bonus after spending $500 in the first 3 months Earn 8% cash back on Capital One Entertainment and Vivid Seats purchases; 5% on hotels and rental cars booked through Capital One Travel; 3% on dining, entertainment, streaming services, and grocery stores (excluding superstores such as Walmart® and Target®); and 1% on all other purchases $0
Blue Cash Preferred® Card from American Express Earn a $350 statement credit after spending $3,000 on purchases in the first 6 months Earn 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1X) and on U.S. streaming services, 3% at U.S. gas stations and on eligible transit, and 1% on other purchases $95 (terms apply)
Chase Sapphire Preferred® Card Earn 60,000 points after spending $4,000 on purchases in the first 3 months Earn 5X points on Lyft rides and travel booked through Chase Ultimate Rewards; 3X points on eligible dining, select streaming services, and online grocery purchases; 2X points on travel; and 1X points per $1 on all other eligible purchases $95

Citi® Double Cash Card

The Citi Double Cash is well-known for its generous cash back rate. Cardmembers earn up to 2% cash back on all purchases: 1% as you buy and 1% as you pay for those purchases. The annual fee is $0 with this card, making it an inexpensive option among the best rewards credit cards.

Beyond those perks, the Citi Double Cash is among the best credit cards for concert tickets because it provides access to Citi Entertainment. With Citi Entertainment, you can use your credit card to purchase presale tickets and get special seating at different concerts.

If you’re looking for consistent cash back, plus access to unique experiences and exclusive concert access, the Citi Double Cash can be a good choice.

Read our full Citi Double Cash review.

Earn Cash Back Twice

Citi® Double Cash Card - 18 month BT offer

Citi® Double Cash Card - 18 month BT offer

Citi® Double Cash Card - 18 month BT offer

Intro Offer

Earn $200 cash back after spending $1,500 in the first 6 months (limited time offer)

Annual Fee

$0

Rewards Rate

up to 2% cash back on all purchases: 1% as you buy and 1% as you pay for those purchases

Benefits and Drawbacks

Benefits

  • Earn $200 cash back after spending $1,500 in the first 6 months (limited time offer)
  • 0% intro APR on balance transfers for 18 months, then 16.99% to 26.99% (variable) APR
  • Up to 2% cash back on all purchases: 1% as you buy and 1% as you pay for those purchases
  • No annual fee

Drawbacks

  • Foreign transaction fee
Card Details
  • Earn $200 cash back after spending $1,500 in the first 6 months (limited time offer)
  • up to 2% cash back on all purchases: 1% as you buy and 1% as you pay for those purchases
  • Intro balance transfer 0% APR offer: 0% for 18 months then 16.99% to 26.99% (variable)

Capital One® Savor® Cash Rewards Credit Card

The Capital One Savor Cash Rewards card offers tiered cash back, with 8% cash back on Capital One Entertainment and Vivid Seats purchases and 4% cash back on dining, entertainment, and select streaming services purchases. 

If you buy a lot of concert tickets and want to get a higher cash back earning from those purchases, the Savor card can help. You also get 3% cash back at grocery stores (excluding superstores such as Walmart® and Target®) and 1% cash back on all other purchases. There is an annual fee of $95, but if you earn enough cash back, it more than makes up for it.

Savor Cash Rewards cardholders can also earn a $300 cash bonus after spending $3,000 in the first 3 months. If you want to take advantage of that bonus, use your card to purchase concert tickets and for your regular spending. Capital One Savor Cash Rewards cardholders receive access to Capital One Entertainment, an exclusive booking portal with access to tickets for sporting, music, and dining events.

Read our full Capital One Savor Cash Rewards Credit Card review.

Capital One SavorOne Cash Rewards Credit Card

If you like the idea of earning cash back when you buy concert tickets, but you’re looking for a card with a $0 annual fee, the SavorOne Cash Rewards card can be a good alternative. This card offers 8% cash back on Capital One Entertainment and Vivid Seats purchases; 5% on hotels and rental cars booked through Capital One Travel; 3% on dining, entertainment, streaming services, and grocery stores (excluding superstores such as Walmart® and Target®); and 1% on all other purchases.

The Capital One SavorOne Cash Rewards card also comes with a welcome bonus — you earn a $200 one-time cash bonus after spending $500 in the first 3 months. You can use the cash back to buy tickets to your favorite artists, and you get the added bonus of major cash back whenever you purchase concert tickets.

Similar to the Savor Cash Rewards card, SavorOne Cash Rewards cardholders also receive access to Capital One Entertainment. This offers premier access to music, sporting, and dining events.

Read our full Capital One SavorOne Cash Rewards review.

Blue Cash Preferred® Card from American Express

If you’re looking for cash back on everyday purchases like groceries and gas, the Blue Cash Preferred from American Express is a good option. Cardmembers earn 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1X) and on U.S. streaming services, 3% at U.S. gas stations and on eligible transit, and 1% on other purchases. This card can be a good choice for those who want to earn cash back quickly — and use that cash back to buy concert tickets.

Amex also offers a welcome bonus — you earn a $350 statement credit after spending $3,000 on purchases in the first 6 months. There is an annual fee of $95 with this card, but it can be offset fairly easily by cashback rewards and other perks.

Blue Cash Preferred cardholders also get access to presale concert tickets and other experiences, like Coachella. Plus, if you spend money on transit getting to and from the venue, you can earn that 3% cash back. It’s a good way to get tiered earnings on purchases you’d made anyway, while also getting access to special experiences.

Read our full American Express Blue Cash Preferred review.

#1 Cash Back at Supermarkets

Intro Offer

Earn a $350 statement credit after spending $3,000 on purchases in the first 6 months

Annual Fee

$95

Rewards Rate

6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1X) and on U.S. streaming services, 3% at U.S. gas stations and on eligible transit, and 1% on other purchases

Benefits and Drawbacks

Benefits

  • Earn a $350 statement credit after spending $3,000 on purchases in the first 6 months
  • 6% cash back on U.S. supermarkets (on up to $6,000 per year, after that 1X) and select U.S. streaming services
  • 3% cash back at U.S. gas stations and eligible transit
  • Introductory APR for purchases and balance transfers

Drawbacks

  • Has annual fee
  • Has foreign transaction fee
Card Details
  • Earn a $350 statement credit after spending $3,000 on purchases in the first 6 months
  • 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1X) and on U.S. streaming services, 3% at U.S. gas stations and on eligible transit, and 1% on other purchases
  • Intro purchase 0% APR offer: 0% for 12 months then 16.99% to 27.99% (variable)
  • Intro balance transfer 0% APR offer: 0% for 12 months then 16.99% to 27.99% (variable)
  • Terms apply

Chase Sapphire Preferred® Card

If you travel to attend concerts, the Chase Sapphire Preferred can be a helpful card to have in your wallet. First of all, you get 5X points on Lyft rides and travel booked through Chase Ultimate Rewards; 3X points on eligible dining, select streaming services, and online grocery purchases; 2X points on travel; and 1X points per $1 on all other eligible purchases. Additionally, you earn 60,000 points after spending $4,000 on purchases in the first 3 months. The bonus is worth $750 in travel when you redeem through Chase Ultimate Rewards.

Even though the Chase Sapphire Preferred comes with a $95 annual fee, it’s relatively easy to offset with the rewards you earn by spending in this card's bonus categories.

The Chase Sapphire Preferred is among the best credit cards for concert tickets because it also offers entertainment perks, like access to presale tickets and VIP experience packages. So if you want exclusive access to concerts, Chase can give you that.

Additionally, if you know you’re traveling to a concert venue, you can reduce your costs by booking award travel through Chase Ultimate Rewards. This portal gives you 25% extra value on travel, so you can save on airfare and hotels when you book trips to see your favorite musicians.

Read our full Chase Sapphire Preferred review

Our #1 Travel Card

Intro Offer

Earn 60,000 points after spending $4,000 on purchases in the first 3 months

Annual Fee

$95

Rewards Rate

5X points on Lyft rides and travel booked through Chase Ultimate Rewards; 3X points on eligible dining, select streaming services, and online grocery purchases; 2X points on travel; and 1X points per $1 on all other eligible purchases

Benefits and Drawbacks

Benefits

  • 60,000 point sign-up bonus
  • 5X points on Lyft rides and travel booked through Chase Ultimate Rewards
  • 25% more value when redeeming rewards for travel through Chase Ultimate Rewards
  • 10% anniversary point bonus each year
  • $50 annual credit on hotel stays booked through Ultimate Rewards
  • Premium travel protection benefits

Drawbacks

  • Has annual fee
  • Typically need to spend thousands to reap rewards
Card Details
  • Earn 60,000 points after spending $4,000 on purchases in the first 3 months
  • 5X points on Lyft rides and travel booked through Chase Ultimate Rewards; 3X points on eligible dining, select streaming services, and online grocery purchases; 2X points on travel; and 1X points per $1 on all other eligible purchases

Why we chose these cards (methodology)

Each of these cards is a good option for concert tickets for different reasons. We chose them because they provide a range of options for consumers, based on preferences. These cards offer a mix of cash back for entertainment spending, as well as other experience perks like presale tickets or access to special events.

The bottom line on the best credit cards for buying concert tickets

Anytime you apply for a credit card, you should consider your own priorities, as well as spending. In some cases, it might make more sense to get a card that allows you to earn cash back quickly for everyday spending, while accessing perks like presale concert tickets. In other cases, you might want higher cash back earnings based on the amount of entertainment spending you do.

No matter what card you choose, you should be able to find one that allows you to get more concert tickets and enjoy the show.

Earn Cash Back Twice

Citi® Double Cash Card - 18 month BT offer

Citi® Double Cash Card - 18 month BT offer

Citi® Double Cash Card - 18 month BT offer

Intro Offer

Earn $200 cash back after spending $1,500 in the first 6 months (limited time offer)

Annual Fee

$0

Rewards Rate

up to 2% cash back on all purchases: 1% as you buy and 1% as you pay for those purchases

Benefits and Drawbacks

Benefits

  • Earn $200 cash back after spending $1,500 in the first 6 months (limited time offer)
  • 0% intro APR on balance transfers for 18 months, then 16.99% to 26.99% (variable) APR
  • Up to 2% cash back on all purchases: 1% as you buy and 1% as you pay for those purchases
  • No annual fee

Drawbacks

  • Foreign transaction fee
Card Details
  • Earn $200 cash back after spending $1,500 in the first 6 months (limited time offer)
  • up to 2% cash back on all purchases: 1% as you buy and 1% as you pay for those purchases
  • Intro balance transfer 0% APR offer: 0% for 18 months then 16.99% to 26.99% (variable)

Author Details

Miranda Marquit Miranda Marquit has been covering money for more than a decade and is a nationally-recognized financial expert and journalist, appearing on CNBC, NPR, Forbes, Yahoo! Finance, FOX Business, and numerous other outlets.