Who doesn’t love free stuff? Especially nowadays, when many Americans are struggling to get ahead financially.
Of course, budgeting will do wonders for your financial health, but getting a little help from the government won’t hurt either.
After all, we technically paid for these programs with our taxes, so why not take advantage of the resources we are funding?
Here are 14 things you can get from the government absolutely free.
If you’re over 50, take advantage of massive discounts and financial resources
Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on things like travel, meal deliveries, eyeglasses, prescriptions that aren’t covered by insurance and more.
How to become a member today:
- Go here, select your free gift, and click “Join Today”
- Create your account (important!) by answering a few simple questions
- Start enjoying your discounts and perks!
Important: Start your membership by creating an account here and filling in all of the information (Do not skip this step!) Doing so will allow you to take up 25% off your AARP membership, making it just $12 per year with auto-renewal.
Presidential greeting
If you want to leave your friends and family questioning your connections to the White House, request a free greeting from the President of the United States.
The President’s a busy guy, so the White House reserves greetings for special occasions, like birthdays for citizens 80 or older, weddings, birth announcements, and retirements.
You can submit your message request on the White House’s website.
Tax preparation
When tax season rolls around again, consider using the IRS Free File program to prepare and file your taxes for free.
If your annual gross income is below a certain threshold, you may qualify for Guided Tax Preparation. The software asks you simple questions and calculates all the math for you.
If you don’t qualify, you can still use the Free File forms (the equivalent of a paper 1040 form).
Information about backyard conservation
The U.S. Department of Agriculture will give you a free book about backyard conservation.
The book covers many topics to help you create a more sustainable backyard that will preserve wildlife and promote healthy plant growth. You can learn how to use mulch, plant trees, manage nutrients, control pests, and more.
Resolve $10,000 or more of your debt
Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.
National Debt Relief could help you resolve your credit card debt with an affordable plan that works for you. Just tell them your situation, then find out your debt relief options.1 <p>Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 12 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.</p>
How to get National Debt Relief to help you resolve your debt: Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can assist you in settling your debt, but only if you schedule the assessment.
Baby formula
With baby formula prices soaring, the Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) is a crucial lifeline for low-income families.
The program supplies formula for infants and provides access to nutritious foods, counseling, information about healthy eating, and healthcare referrals.
Eligibility is based on income, residency, and nutritional risk. If you qualify, contact your state agency to request an appointment.
Maps
Although most people use smartphones for navigation now, there are still benefits to using a physical map. You can see a broader view of the area and don’t need an internet connection.
If you’re interested, contact your state’s Department of Transportation to find out where to get one.
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Daycare
Childcare costs are a considerable expense for working parents. Especially when you’re on a small income, daycare can seem almost unattainable. Luckily, the Child Care and Development Fund (CCDF) can help.
States use the CCDF to assist low-income families in paying for childcare and afterschool programs. You can contact the CCDF for information about your state’s eligibility requirements.
Medical supplies
Not only will Medicare cover your healthcare costs, like procedures and doctor appointments, but it can also get you free medical supplies.
The Durable Medical Equipment Center can provide wheelchairs, crutches, blood sugar meters and test strips, walkers, and other medical equipment at no cost to you.
Supplies must be deemed medically necessary by your doctor or healthcare provider.
Unclaimed money
There are billions of dollars unclaimed in the U.S. A forgotten refund, uncashed check, or inactive bank account may be floating around with your name on it.
It’s a simple process: go to unclaimed.org to connect to your state’s unclaimed property program.
One in seven people have unclaimed property, so don’t hesitate to see if you’re one of them.
Food
Along with WIC, many government programs are available to help citizens access food.
SNAP (food stamps) is one example, but there are also programs for children to get free school lunches and meals all year round. Older adults over 60 may also qualify for food assistance based on income.
If you need immediate access to food, call the USDA National Hunger Hotline at 1-833-3-HUNGRY.
Earn cash back on everyday purchases with this rare account
Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!2 <p>See website for details.</p>
With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!
This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.
Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.
Small business advice
The U.S. Small Business Administration will give you free advice on how to start, run, and grow your own business.
They can help you overcome obstacles like finding capital, developing new technologies, marketing, and improving productivity.
Business advice is usually quite expensive, so it’s a valuable resource you may want to take advantage of if you’re starting or have a small business.
Government grants
A grant is money given by an organization to fund a project, idea, or individual.
The government often gives federal financial assistance to help the public and stimulate the economy. People who qualify can use grants for education, housing, or small businesses.
You can find more information about qualification requirements and apply at grants.gov.
Phones
Programs like Lifeline and ACP help low-income families access free phones and discounts on their phone service and internet bill. These programs ensure everyone can connect to family, jobs, and emergency services.
Although the phones may be older and refurbished, getting an Apple or Samsung smartphone through carriers like Verizon and AT&T is possible.
You can apply at lifelinesupport.org to see if you qualify for the program.
Books
If you love reading and you’re looking for free books for you or your kids, the library is an obvious choice.
However, if you don’t have a library card or don’t feel like leaving the house, Read.gov is also a great option.
It has a ton of books from various genres for every reading level, including classics like "Anne of Green Gables," "Robinhood," and "A Christmas Carol."
Other benefits
Benefits.gov is a one-stop shop for information about the benefits you may qualify for from the government.
This site can tell you if you’re eligible for healthcare and medical assistance, disaster relief, loans, and much more.
It even has a questionnaire to help direct you toward the agencies responsible for the benefits you may be eligible to receive.
Bottom line
There are many free resources available through the government. You technically pay for them through taxes, so you should take advantage of them when you can.
However, you should always be wary when looking for free stuff from the government. Many scams claim they will give you free money or other items. One way to avoid scams is to check that websites have a “.gov” URL before disclosing personal information.
When money is tight, budgeting and paying down debt can be helpful, but government assistance is another valuable strategy to lower your financial stress.
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