13 States Offering Free Direct IRS Tax Filing: Is Yours on the List?

Find out which 13 states are offering free direct IRS filing for residents in 2024.
Updated Dec. 5, 2023
stresssed woman on laptop

We receive compensation from the products and services mentioned in this story, but the opinions are the author's own. Compensation may impact where offers appear. We have not included all available products or offers. Learn more about how we make money and our editorial policies.

Beginning in 2024, the IRS will unveil Direct File, a new pilot program that allows taxpayers to electronically file their taxes directly through the federal agency.

The pilot program will be available to taxpayers in 13 states. According to the IRS, eligibility “will be limited to taxpayers with certain types of income, credits, and deductions.”

Here are the places where taxpayers can try out Direct File — and hopefully get ahead financially when they file their returns.

Resolve $10,000 or more of your debt

Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.

National Debt Relief could help you resolve your credit card debt with an affordable plan that works for you. Just tell them your situation, then find out your debt relief options.

How to get National Debt Relief to help you resolve your debt: Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can assist you in settling your debt, but only if you schedule the assessment.

Try it


elchachos/Adobe snow over mountains in downtown sitka alaska

Alaska is one of nine states with no income tax. There's also no state sales tax, although some municipal governments do have sales taxes.


Ekaterina Elagina/Adobe Lake Powell and Glen canyon

Arizona has a flat income tax rate of 2.5%. The new flat tax went into effect in 2023. The state is one of four integrating its state taxes into the Direct File pilot. 

This does not mean Direct File will prepare state returns. Instead, taxpayers will have access to state-based tools allowing them to file a state return.


Alexander Demyanenko/Adobe yosemite half dome at sunset

California has 10 different tax brackets for its citizens, ranging from 1% to 13.3%. The state also will integrate its state taxes into the Direct File Pilot.

Earn $200 cash rewards bonus with this incredible card

There's a credit card that's making waves with its amazing bonus and benefits. The Wells Fargo Active Cash® Card(Rates and fees) has no annual fee and you can earn $200 after spending $500 in purchases in the first 3 months.

The Active Cash Card puts cash back into your wallet. Cardholders can earn unlimited 2% cash rewards on purchases — easy! That's one of the best cash rewards options available.

This card also offers an intro APR of 0% for 15 months from account opening on purchases and qualifying balance transfers (then 20.24%, 25.24%, or 29.99% Variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.

The best part? There's no annual fee.

Click here to apply now.


frank peters/Adobe sunset at venice clearwater beach

There is a reason Florida is one of the most popular destinations for both retirees and younger people: The state does not have any income taxes.


SeanPavonePhoto/Adobe Springfield, Massachusetts, USA downtown skyline

Massachusetts has a flat tax rate of 5%. However, a new law means folks pay an additional 4% tax on incomes above $1 million.

The Bay State is another on the list of places integrating its state taxes into the Direct File Pilot.


somchaij/Adobe Fabulous Las Vegas neon sign

Nevada doesn’t have an income tax or corporate income tax. However, it does have other taxes on things such as alcohol, gambling, and hotels.

New Hampshire

Galusha Photography/Adobe sunset over kancamagus

New Hampshire imposes a flat 4% income tax rate on interest and dividend income but doesn't tax other income.

In addition, New Hampshire lacks a state sales tax and does not impose any local sales taxes.

New York

THANANIT/Adobe statue of liberty over the scene of new york

New York is a tax-heavy state with nine brackets ranging from 4% to 10.9%. The Empire State will integrate its state taxes into the Direct File program.

South Dakota

jkraft5/Adobe mount rushmore closeup

South Dakota does not have a state income tax. It gets most of its revenue from sales and excise taxes.


Christopher Boswell/Adobe sunrise at downtown chattanooga tennessee

Tennessee does not collect income tax. It recently eliminated interest and dividend income taxes, meaning all income is now tax-free.


f11photo/Adobe bridge over lake in front of austin skyline

Things are almost always bigger in Texas — except for income taxes, which it doesn't collect.


romanslavik.com/Adobe seattle cityscape with amazing view of the sky along with mount rainier

Washington doesn’t have an income tax but leans heavily on state sales and local sales taxes.

Washington is joining the Direct File pilot for its application of the state's Working Families Tax Credit.


aceshot/Adobe vintage barn in mormon row

Wyoming is one of the Western states that has stayed true to its frontier spirit: It has no income tax.

More about the Direct File pilot

potstock/Adobe senior couple doing home finance

The IRS notes that all states were invited to join the Direct File pilot but says that “not all states were in a position to join the pilot at this time.”

In a press release, the IRS notes that the Direct File program is intended for taxpayers with “relatively simple returns.”

The pilot program will be available in both English and Spanish. Initially, a small group of eligible taxpayers will be able to participate, as the IRS wants to be sure the program is working smoothly.

As the tax season progresses, more taxpayers should become eligible to participate in Direct File.

Bottom line

Prostock-studio/Adobe man paying bills

The new IRS Direct File program might help you file your taxes for free next year, which might mean you can keep more money in your wallet.

The IRS is promising to unveil full details about the program soon, so stay tuned for more news.

National Debt Relief Benefits

  • No upfront fees
  • One-on-one evaluation with a debt counseling expert
  • For people with $7,500 in unsecured debts and up

Author Details

Will Vitka Will Vitka is a D.C. area reporter and writer. He previously worked for WTOP, The New York Post, Stuff Magazine, and CBS News.

Want to learn how to make an extra $200?

Get proven ways to earn extra cash from your phone, computer, & more with Extra.

You will receive emails from FinanceBuzz.com. Unsubscribe at any time. Privacy Policy

  • Vetted side hustles
  • Exclusive offers to save money daily
  • Expert tips to help manage and escape debt