Internet services have become more necessary to modern life as people work from home or sign on to watch movies and television shows.
But getting internet service to your home can be confusing. You have to figure out which providers you have access to or what speed you want to pay for.
So what do internet providers not want you to know about this process? There are a few secrets they keep that may help you get better services — and some that could even boost your bank account.
If you’re over 50, take advantage of massive discounts and financial resources
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You can negotiate your contract
Providers want to keep you as a customer, and if you call them about your contract, they may renegotiate it with you. They may even have secret discounts for loyal customers that you can ask about.
But to negotiate well, you also may have to be willing to walk away.
Do your research before you call, and be ready to tell them about a better deal you may have found with a competitor. If they can’t match or beat that deal, it may be time to switch.
You can buy your own router and modem
If you’ve looked over your internet bill lately, you may see a line item for equipment rental. This covers the router and modem you rent from your provider, along with any additional equipment for your service.
If you’re trying to cut your internet service costs, it may be a good idea to buy your own router and modem instead of paying those rental fees. There is an initial upfront cost of investing in your own equipment, but it could pay off in the long run.
Their hardware may be outdated
One advantage to renting equipment from your provider is that they might send you new equipment as your older version becomes outdated. But in other cases, they might drag their feet on updating your hardware due to costs on their end.
Call your provider, particularly if you’re having issues with slow internet access, and see if they can give you an equipment refresh.
Resolve $10,000 or more of your debt
Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.
National Debt Relief could help you resolve your credit card debt with an affordable plan that works for you. Just tell them your situation, then find out your debt relief options.1 <p>Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 12 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.</p>
How to get National Debt Relief to help you resolve your debt: Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can assist you in settling your debt, but only if you schedule the assessment.
You might have the wrong plan for your data needs
Do you have a limit on how much data you can use each month?
That might not be a big issue if you have the right plan for your daily use rate. But if you have a data plan with a cap that you hit on a regular basis, it could be hitting your wallet in a major way.
If you’re trying to save money, you may have to actually pay a little more to upgrade your data package in order to avoid overage fees. Check your bills and see if any upgrade could save you money compared to the overage penalties you may be paying.
You can save by bundling
Some companies may have ways you can save by bundling more of their services with your internet plan. Perhaps they offer cable services as well that could be cheaper than if you chose a live-television streaming provider to pair with your internet services.
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They may reward loyal customers
Some customers switch from provider to provider every few years. But if you’re a customer that has stuck around, you should ask to be rewarded for your loyalty.
Providers want to encourage you to stay with them, so see if they can offer you a loyal customer discount or additional services without bumping your bill higher.
Your phone's hotspot could be enough for you
Many cell phone providers offer customers an unlimited monthly plan, which means you could convert your phone into an internet hotspot at home and ditch your traditional internet provider.
You can even use your phone's hotspot to stream shows or movies to your television. Just keep in mind, depending on how much you use the internet at home the speed of the hotspot might not correspond to your needs.
You could always test it for a week to find out if you actually don't need your internet provider after all.
You may qualify for an income-driven plan
Depending on how much money you make (as well as other factors), you may qualify for a cheaper plan based on your income.
The service may not be as good as if you were paying for a traditional plan, but it might be a good option if you’re trying to move beyond living paycheck to paycheck.
Bottom line
Don’t get discouraged if your internet bill gets the best of your income. There are ways to eliminate some money stress.
Do some shopping around and talk to your provider about ways you may be able to stop wasting money and lower your monthly bill.
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