6 Nearly Secret Things To Do If You Use Apple Pay

SAVING & SPENDING
Last updated Aug. 29, 2024 | By FinanceBuzz Editors
Apple iPhone 14 Pro Max smartphone new models

We receive compensation from the products and services mentioned in this story, but the opinions are the author's own. Compensation may impact where offers appear. We have not included all available products or offers. Learn more about how we make money and our editorial policies.

If you use Apple Pay, you’ll love these secret money moves. They were practically made for you!

You already own one of the best phones in the world — so why not try some of the best money hacks, too?

Read on to learn how you can earn extra cash, save more money, cancel unwanted bills and much, much more.

Pay no interest on balance transfers into 2026

Imagine getting 18 months with 0% intro APR on a balance transfer. Sounds great — right? You could dramatically change your financial picture with this industry-leading card - the Citi Double Cash® Card.

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 18 months. After the intro period for balance transfers, the APR is 19.24% - 29.24% (Variable). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

It doesn't stop with balance transfers though. Cardholders can also earn double cash back — 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. The best part - you can redeem your cash back as direct deposit, a statement credit, or even a mailed check! You can turn your everyday purchases into cash back and make a dent in your debt, regular bills, or save for the future.

The best part? There's no annual fee with the Citi Double Cash® Card(Rates and fees).

Click here to apply now for the Citi Double Cash® Card

Ask this company to pay off your credit card debt

Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.

National Debt Relief is designed specifically to help you get out of credit card debt faster, without having to make drastic life changes. With National Debt Relief, you could pay off your credit card debt (with potentially way less interest) in one simple monthly payment.1

How to get National Debt Relief to pay off your debt: Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can immediately assist you in paying off your debt, but only if you schedule the assessment.

Try it

Earn cash back on everyday purchases with this rare account

Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!2

With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!

This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.

Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.

Apply for a Discover Cashback Checking account today

Unlock up to $1,070 value over the next year with this incredible card

There's a credit card that's making waves with its amazing bonus and benefits. The Discover it® Cash Back(Rates and fees) card has no annual fee, and Discover will match all the cash back you’ve earned at the end of your first year. This generous welcome offer and the top-notch cash back rewards provides an estimated $1,070 value in the first year!

The excellent $1,070 first-year value is estimated through the FinanceBuzz Credit Card Rewards Valuation Model based on spending, the welcome bonus, and the annual fee. The actual value will be determined by how much and in which categories you spend, but this card makes racking up valuable rewards easy! Earn 5% cash back at different places each quarter up to the quarterly maximum when you activate, including gas stations, grocery stores, and restaurants. Plus, you'll earn 1% cash back on all other purchases automatically. The welcome offer combined with the up to 5% cash back reward rate could be worth up to 10% cash back!

This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 18.24% - 28.24% Variable. To top it all off, the Discover it® Cash Back is accepted by 99% of merchants, and there's no annual fee.

Click here to apply now for the Discover it® Cash Back.

Hit your goals faster with a financial planner who gets you

Life’s milestones should be exciting, not stressful. Whether you want to buy a home, plan your dream vacation, or start a family, a financial planner can help you tackle your goals head-on. And thanks to Fruitful,3everyone can access a personal financial planner (not just the ultra-rich).

Sign up for Fruitful, and you’ll get more than a plan for budgeting, saving, and investing. You’ll feel in control of your future and supported every step of the way.

You can hand-select your own friendly CFP® professional, get a simple blueprint for your goals (not a confusing 100-page “financial plan”), and message your planner anytime from your phone.

The best part? There are no investment minimums or management fees. Their transparent monthly pricing could end up being less than half the cost of traditional advisory firms.4

Get started by answering a few questions about your goals. You can even try Fruitful risk-free for 30 days.

Sign up for Fruitful

Get paid $200 to ditch your slow internet [Limited Time Offer]

An internet deal this good doesn’t come around often — and the more you learn about it, the more you’ll be worried about missing out.

With T-Mobile’s 5G Home Internet,5you can get high-speed, 5G home internet for as little as $40 per month — and as a welcome bonus, you'll earn a $200 prepaid Mastercard.

Think switching is a hassle? Not with this offer: T-Mobile will cover up to $750 in termination fees from your current provider and charge $0 to ship you the 5G Wi-Fi Gateway.

What about rate increases? There are none: T-Mobile offers to lock your rate for the lifetime of the plan.

Just think about how many years (or decades) you could have a low-priced internet plan for. Now imagine looking back and thinking about how much you saved. Just make sure you don’t miss the deal.

Sign up for T-Mobile 5G internet