Saving & Spending Taxes

Trust & Will Review 2024: Quick and Affordable Estate Planning Online

For most people, Trust & Will provides a streamlined and affordable way to create a trust or will online.

Updated May 15, 2024
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Trust & Will

OUR VIEW

We recommend Trust & Will if you want a quick and easy way to create an online will or trust. This service won’t work for everyone — if you have a complicated estate and need specialized help with planning asset distribution or other factors, then you might prefer to hire an estate planning attorney. But for most people, Trust & Will offers a simple way to get your legal paperwork in order.

Pros

Simple and easy process for creating an online will and/or trust
Low cost compared to typical attorney fees
Option to add annual attorney support

Cons

Might not make sense for complex situations or special cases
How we evaluate products

Key takeaways

  • Trust & Will pricing starts at $199 for a will and $499 for a trust. With either option, you’ll receive a certain set of documents, including Last Will & Testament, HIPAA Authorization, Living Will, and Power of Attorney.
  • The process to create a trust or will with Trust & Will takes most people 15 to 20 minutes, which is a much shorter time than it would take to go through a lawyer.
  • Trust & Will also provides options for probate support, ranging from $1,999 for support from a dedicated probate specialist to $5,000 for support from both a probate specialist and a licensed probate attorney.

Trust & Will Benefits

  • Wills starting at $199
  • Get started by answering a few simple questions
  • Complete everything in about 15 minutes
  • 4.6 rating on Trustpilot

Trust & Will: Is it worth it? (We think so)

Pros
  • Simple and easy process for creating an online will and/or trust
  • Low cost compared to typical attorney fees
  • Option to add annual attorney support
Cons
  • Might not make sense for complex situations or special cases

Our verdict: We like that Trust & Will makes it impressively simple to create a trust or will online, especially if it’s your first time trying to organize your estate planning. If you want an easy-to-use and affordable online service for straightforward estate planning, this company is a good choice.

What is Trust & Will?

Trust & Will is an online estate planning company based in California that can help you create a trust or will, or support you through the probate process. Since its founding in 2017, the company says it’s helped hundreds of thousands of people create estate plans.

Trust & Will is a verified company on Trustpilot, with over 4,200 reviews and an excellent 4.6 out of 5-star rating. Many of the reviews mention how easy it is to use Trust & Will. Over 90% of the company’s Trustpilot reviews have a 4-star rating or higher.

The Better Business Bureau includes Trust & Will as an accredited business with an A+ rating.

How does Trust & Will estate planning work?

Trust & Will provides three estate planning services:

  1. Create a trust.
  2. Create a will.
  3. Receive support for the probate process.

What is the probate process?
The probate process is when the court selects a personal representative on behalf of someone who has died. The representative is responsible for settling the deceased person’s estate.

Regardless of which services you choose, Trust & Will makes it pretty easy to get started. If you’ve ever used tax software to prepare and file your taxes, then you'll probably find that online software to create a trust or will is not much more complicated.

To create an estate plan through Trust & Will, you simply select which service you’re interested in and make an account online to start the process.

If you’re not sure what type of estate planning services you need, you can take a questionnaire to get matched with a plan.

A screenshot from the Trust & Will website. It shows various questions people can answer for the website to select the right plan for their estate planning needs.

If you opt for probate support services, then you’ll need to set up a consultation with a Trust & Will representative to get more information. The consultation is free, and you can start the scheduling process by filling out the contact form and entering your name and email address.

We like that from start to finish, the online process for creating a simple trust or will takes about 15 to 20 minutes. We also like that Trust & Will’s fees are a one-time cost unless you opt to add attorney support or you want to pay for continued unlimited updates to your plan after the first year.

Having unlimited updates could be helpful if you plan to move and may need to change state-specific information. The ability to make updates could also be necessary if you ever need to update information or decisions regarding your dependents or family members.

For people with very basic estate planning needs, the one-time cost option could suffice. But we think the membership option is worth it unless you’re sure you won’t need to make changes.

How much does Trust & Will estate planning cost?

Here’s how the different Trust & Will plans stack up against each other, including their costs, features, and benefits.

Trust Will
Cost (one-time)
  • Individual: $499
  • Couple: $599
  • Individual: $199
  • Couple: $299
Membership (annual) First year free, then $39/year First year free, then $19/year
Customer support Included Included
Attorney support (annual) $300 $300
Included documents
  • Revocable living trust
  • Schedule of assets
  • Last will and testament (pour-over will)
  • HIPAA authorization
  • Living will
  • Power of attorney
  • Certification of trust
  • Last will and testament
  • HIPAA authorization
  • Living will
  • Power of attorney
Benefits
  • Nominate child guardians
  • Nominate pet guardians
  • Decide who will handle your affairs
  • Leave specific gifts
  • Exclude people from your property
  • Specify final arrangements
  • Note special requests
  • List health care wishes
  • Designate health care agents
  • Grant access to medical records
  • Add conditions to distributions
  • Avoid probate court
  • Nominate child guardians
  • Nominate pet guardians
  • Decide who will handle your affairs
  • Leave specific gifts
  • Determine how your assets will be distributed
  • Exclude people from your property
  • Specify final arrangements
  • Note special requests
  • List health care wishes
  • Designate health care agents
  • Grant access to medical records

For individuals, creating a trust through Trust & Will has a one-time starting cost of $499, while a will starts at $199. For couples, it’s $599 for a trust and $299 for a will.

With either type of plan, you get customer service seven days a week and free membership for the first year. After the first year, you have to pay to continue your membership.

Do you need to pay for a membership?
Having a membership lets you update your end-of-life plan. You may not need to pay for one if you don’t plan to update your documents. But considering the cost is fairly low, we think the membership option is worth it.

Note that you can add attorney support to either Trust & Will plan at a rate of $300 per year. This add-on lets you speak with a licensed estate-planning attorney to receive expert legal advice about any questions you might have regarding your plan.

If you want to start the estate planning process, a good first step is to learn the differences between a trust versus a will.

How to get started with Trust & Will

Follow these steps to get started with Trust & Will:

  1. Visit the Trust & Will website (www.trustandwill.com) and choose whether you want to create a trust or a will. (You can also opt to take the quiz if you’re not sure which would be best for you.)
  2. Create a Trust & Will account.

A screenshot from the Trust & Will website. It shows the login screen you have to fill out to start creating your estate planning documents.

  1. Go through the process of creating your estate plan. This includes entering your basic details, purchasing your plan, completing your plan wishes and designations, downloading or requesting documents, and signing and notarizing estate planning documents.

A screenshot from the Trust & Will website. It shows steps for setting up a will-based estate plan through the company. The steps include things like entering basic details and downloading documents.

Note that Trust & Will doesn’t provide a service to notarize your legal documents. You would have to print or prepare your documents yourself and then find a local notary to have them notarized. That would be a separate cost from what you’ve already paid Trust & Will to create your estate plan. But public notary costs are generally affordable.

Alternatives to Trust & Will

Trust & Will isn’t the only online estate planning option. Some popular competitors to Trust & Will include LegalZoom and Quicken WillMaker & Trust by Nolo.

Trust & Will LegalZoom Quicken WillMaker & Trust by Nolo
Starting price for a will $199 $199 $99
Available plans
  • Will
  • Trust
  • Probate
  • Will
  • Trust
  • Estate plan bundle
  • Last will and testament
  • Living trust
  • Living will
  • Financial power of attorney
  • Starter (will)
  • Plus (will and trust)
  • All Access (will and trust)
What we like It’s easy to create an online will or trust directly on the Trust & Will website. Customizable options. For example, you can pay for only a financial power of attorney document if that’s all you need. Three different plan options you can choose from depending on what you need.
What we don’t like Not as many customizable options as some other estate planning services Automatically includes attorney support (an extra cost) in its estate plan bundles Requires installation onto a computer (rather than letting users complete online)
Learn more Visit Trust & Will Visit LegalZoom Visit Quicken WillMaker & Trust by Nolo

Some companies have lower starting prices than Trust & Will, but their low-cost options also include fewer features compared to Trust & Will.

For example, $99 at Quicken WillMaker & Trust gets you a last will and testament. But for $199 you can choose either Trust & Will or LegalZoom to get a last will and testament, HIPAA authorization, a living will, and power of attorney.

Before you choose a service based simply on price, make sure you’re actually getting what you want and need from the plan.

We like how you can have a few different customization options with LegalZoom and Quicken WillMaker & Trust. That could be helpful if you don’t need as many documents as the Trust & Will packages provide. But on the whole, we found the Trust & Will user experience to be more straightforward and easier to understand than going through the LegalZoom or Quicken WillMaker & Trust websites.

FAQs about Trust & Will

Is Trust & Will a legit company?

Yes, Trust & Will is a legit estate planning company that offers plans that help customers create online trusts and wills. You can choose from multiple options, depending on if you’re an individual or couple and whether you want to add attorney support for a year. Trust & Will also provides probate support services if you need help navigating the probate process.

Is a will stronger than a trust?

A will is usually a simpler document than a trust is, and a will might not be as strong as a trust depending on your situation. For example, with a will, your family or loved ones will likely have to deal with a probate process to distribute your assets.

Trusts are often more complicated than wills, but you have more control over asset distribution to beneficiaries. And with a trust, you might be able to completely skip the probate process.

Are online wills a good idea?

They can be a good idea if you’re on a budget and have a straightforward estate situation. However, an online will typically isn’t a worthwhile replacement for hiring an experienced estate planning attorney to create a trust or will that meets all your specific needs. Learn more about how to manage your money, with or without estate planning.

Trust & Will review: Bottom line

Trust & Will is an easy and user-friendly way to go through the estate planning process online. Compared to the estate planning attorney fees you could face at a lawyer’s office, Trust & Will is also an affordable option to create a trust or will.

We don’t think online estate planning services are foolproof substitutes for experienced estate planning professionals. Options like Trust & Will tend to work best for straightforward financial situations, and especially for people with budgetary constraints.

Simple and easy process for creating an online will and/or trust
Low cost compared to typical attorney fees
Option to add annual attorney support

Author Details

Ben Walker, CEPF, CFEI®

Ben Walker, CEPF, CFEI®, is credit cards specialist. For over a decade, he's leveraged credit card points and miles to travel the world. His expertise extends to other areas of personal finance — including loans, insurance, investing, and real estate — and you can find his insights on The Washington Post, Debt.com, Yahoo! Finance, and Fox Business.